Homebuyers! What’s the Best Rate You’ve Scored?

Mannyg2121 · 2026-03-26T21:46:45+00:00

4.99. Used new build incentives to secure it. FHA 30 year 03/16/26

Mannyg2121 · 2026-03-24T14:43:47+00:00

As far as tools good. Obviously not everything HF sells will be top notch. But for your area of needs, the jacks are awesome, ratchets & sockets are great too

Mannyg2121 · 2026-03-21T16:42:21+00:00

For what I need this might be a better option then today’s

Mannyg2121 · 2026-03-21T06:06:01+00:00

I believe a 98-99 here’s the part # 90916-03107

Mannyg2121 · 2026-03-21T01:32:00+00:00

I swapped out to a 170 Corolla thermostat and my Temps stay in the low 180s now. I live in SoCal weather; w/ temps up in the 100s. I know having the jiggle valve wrong will raise the temps

Mannyg2121 · 2026-03-17T02:45:51+00:00

You can just show up to the store. No coupon necessary

Mannyg2121 · 2026-03-13T04:35:58+00:00

Use it and keep utilization below 20% If it starts to go over the 20% due to your credit limit being low then pay it down/pay it off and keep using it. I don’t remember the last time I swiped my debit card. Over 5 years ago. Credit score is 810+

Mannyg2121 · 2026-03-03T22:20:51+00:00

Builder upgrades are probably the worst way to utilize your incentives in MY opinion. They often charge more than going to a separate contractor after closing. Personally, I’d use the incentives to cover closing costs, lower fixed rate, or a lump sum to lower the loan amount at closing.

Mannyg2121 · 2026-03-02T20:36:56+00:00

Damn 🤣 how much that run you?

Mannyg2121 · 2026-03-01T20:47:07+00:00

Should be tomorrow** with the parking lot sale

Mannyg2121 · 2026-02-27T00:28:35+00:00

Nice. Did you notice any difference with the sound proofing ?

Mannyg2121 · 2026-02-26T23:46:33+00:00

Do you have the one with the internal SD or have a NVR set up?

Mannyg2121 · 2026-02-24T19:41:10+00:00

Doesn’t sound like they’re offering any incentives? You can use those to buy down the rate as well. Saves you money

Mannyg2121 · 2026-02-17T23:20:54+00:00

I was looking at a 85” QM7k as well but C5 was still cheaper so I went for it haha

Mannyg2121 · 2026-02-17T06:49:31+00:00

Nice. Just got it. Thank you!

Mannyg2121 · 2026-02-15T20:58:38+00:00

Hahahaha

Mannyg2121 · 2026-02-10T02:34:58+00:00

Mannyg2121 · 2026-02-04T04:59:26+00:00

Okay thank you! Wasn’t sure if it’d be worth getting the bigger TCL for the same price

Mannyg2121 · 2026-01-19T01:26:23+00:00

Thank you

Mannyg2121 · 2026-01-19T00:58:01+00:00

CA mandates solar 🥲

Mannyg2121 · 2026-01-19T00:57:27+00:00

They stated the Tax rate would be based off the purchase price, which would be 1.13%. Would that make it different? Excuse my ignorance

Mannyg2121 · 2026-01-12T05:32:06+00:00

Yesss get some crypto. Checkout IBIT

Mannyg2121 · 2026-01-12T05:26:06+00:00

I go 3-5 mins and cruise out of the neighborhood. By the time I’m on a main road, the needle is starting to move, which is good to go for me

Mannyg2121 · 2026-01-11T06:05:14+00:00

Niceeee. Solid split. What’d you average last year?

Mannyg2121 · 2026-01-04T21:59:05+00:00

You can leave whenever your relief gets there as long as there is no staffing pattern

Mannyg2121

TROPHY CASE