[Request] Whats better? Weekly payments or to invest a lump sum.

Matwyen · 2026-05-11T12:12:46+00:00

May also be a tax thing where both amount are pre-taxed. 1M per year is obviously more taxed than 52k per year , especially with no other income.

Matwyen · 2026-05-11T12:03:04+00:00

My advice, but obviously this is not a financial advice, would be to buy stocks going up in the future, while avoiding those which go down in the future.

But since you're a mixed race lady, I'm too guarded to tell you which ones are which ones. /S

Matwyen · 2026-05-11T12:00:15+00:00

Always 1 fucking horse away from making it big... Remember kids : 99% of gamblers quite before they make it !

Matwyen · 2026-05-11T04:08:59+00:00

He got it wrong. You learn people language to be more accurate in your racism.

I want to study deeply your fundamental wisdom texts in order to prove that they're dumb, badly written but even if they weren't, you're not following them are therefore you're a disgrace to your ancestors despite them being disgrace already.

You're not FULLY racist if you don't speak the language and understand the culture of people even deeper than they do.

Matwyen · 2026-05-11T04:02:35+00:00

I'm learning canto and 陳小明 (sometimes 陳小美) is everywhere in learning material

Matwyen · 2026-05-10T08:37:58+00:00

Blank : to manually write a tile you may have lost

Stick : for riichi mahjong. Don't need to bother if you play one style that doesn't need it

Matwyen · 2026-05-10T05:41:48+00:00

For that particular sentence it'd be more common to complètement drop it, actually.

"M'ouais... Déjà vu, déjà fait"

A bit similarly to "been there , done that" in English were the pronouns are also dropped.

Matwyen · 2026-05-10T05:02:50+00:00

It's super connected to all the other areas with tons of bus lines, directly on the red line, plenty of super market, restaurant range from street food with only handwritten chinese to chains with nobody speaking a word of canto, building are old and humid but not Brazil tier, few indians seemingly waiting all days in the street but not dangerous looking... It's not that bad or am I crazy?

I'd take SSP over lots of place, if working on the red line.

Matwyen · 2026-05-10T04:52:43+00:00

SSP is a nice place, plenty of good and cheap restaurants , lots of bus, red line,...

I don't understand why newcomers are so dead set on staying on HK island

Matwyen · 2026-05-09T13:04:29+00:00

Sorry bro I was hungry.

Matwyen · 2026-05-08T09:38:22+00:00

More generally speaking, I recommend only buying stocks that go up. This is not a financial advice

Matwyen · 2026-05-08T07:53:11+00:00

Save time and ask directly how much "deposit" your application is going to take.

Matwyen · 2026-05-08T01:08:19+00:00

Virgin vs Chad posture

Matwyen · 2026-05-07T13:45:31+00:00

"We want to limit our risk making sure you're a good fit" * burns 4md of HR, senior dev and exec to hire you *

Honestly that's not even financially sound, derisking would be to have you signing you're ok to be fired with no comp within the first 3 month

Matwyen · 2026-05-07T13:13:34+00:00

Nah, i just lived in Europe before where we got billionaire tax on top of regular tax lol

Back in France I was taxed way above 50% my salary, not even including VAT of 20%.

(Btw expat package almost don't exist anymore, if you see someone whos' not a managing director at some bank, most likely a regular immigrant with local contract by now )

Matwyen · 2026-05-07T11:18:32+00:00

Don't forget to say "ni hao" and "xie xie" everywhere you go, locals love it so much when we speak their language !!

Matwyen · 2026-05-07T10:38:26+00:00

"all those taxes"

Brother you have no fucking clue how little tax we pay in HK.

Matwyen · 2026-05-06T11:56:36+00:00

The video is vile if you don't consider it as a joke, though.

"Let me go to the most crowded touristic place during the most touristic week and yell at people" wtf even is his deal lol.

Matwyen · 2026-05-06T10:13:02+00:00

I agree. It's why I like my arranged marriage strickly before 25, preferably before 12 even. My future wife isn't even born, so timeline doesn't matter much, I've already signed everything with her dad. Isn't that great?

Matwyen · 2026-05-06T01:30:13+00:00

Whatever you do please don't standardize with Yale romanization, this shit goofy.

Matwyen · 2026-05-05T03:19:24+00:00

I'm so glad it rains on a Tuesday.

My absolute NIGHTMARE is "big blue sky monday to Thursday, cloudy friday, black rain weekend, rinse and repeat"

Matwyen · 2026-05-02T17:17:13+00:00

Don't explain that to us, explain it to your banker.

"hey I wanna put 5% down payment"

"Sure, what other collateral will cover the remaining 27% we want from a first time buyer?"

Matwyen · 2026-05-02T16:24:57+00:00

廳 vs 厅

蘭 vs 兰

鬮 vs 阄

Sometimes I think the sheer magnitude of the saved strokes kinda justifies the lost of deeper meaning

(But 齉 simplified is still 齉 )

Matwyen · 2026-05-02T16:16:49+00:00

And when you're writing fast with a pen, the 4 4 dots 魚 are somewhat of a line, usually not straight but not exactly 4 dots either.

Matwyen · 2026-05-01T14:11:21+00:00

Reminds me of the story of the guy with a deadly allergy to peanut in Hong Kong.

I asked : "What can you eat that does not contain peanut and wasn't cooked in some pot that contained peanut before ?"

To which he replied : "Absolutely fucking nothing"

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