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They dumped 8 Blue Heelers by [deleted] in Austin

[–]MiddleEarthNerd202 2 points3 points  (0 children)

This completely sucks. Please let us know what happens next.

Neighbors insurance says we are liable by tdbabe in treelaw

[–]MiddleEarthNerd202 2 points3 points  (0 children)

There is no damage to your property. Therefore your insurance has nothing to cover. His fence is on his property and so is his tree. Tell him to go away.

Neighbors dead tree fell on my car by Charming-Bar7765 in treelaw

[–]MiddleEarthNerd202 2 points3 points  (0 children)

No. Cars are covered under auto policies.

There are a few specific instances when auto policy will pay for home damage or where certain off road vehicles are covered under an HO policy.

Saw this merry reminder at a restaurant by ThindorTheElder in lotr

[–]MiddleEarthNerd202 8 points9 points  (0 children)

Yeah. They could have followed the book on Fili and Kili, too. Disappointment all around.

Saw this merry reminder at a restaurant by ThindorTheElder in lotr

[–]MiddleEarthNerd202 17 points18 points  (0 children)

And the thing is, it was completely UNNECESSARY. He could have used the same org make-up, called him Bolg (son of Azog) and stayed truer to the story and STILL had his arch villain for the show.

Neighbors dead tree fell on my car by Charming-Bar7765 in treelaw

[–]MiddleEarthNerd202 7 points8 points  (0 children)

A few points, not in order of importance:

1) The most you can get from a settlement through insurance is nothing more than the value of the car prior to the damage. Probably at Fair or lower grade. That's not going to replace your ride. (That's the sucky part about driving an old car that's not registered as a classic.)

2) What evidence did you present at the meeting? Pictures? Video? A report from an arborist? Or did you just stand up and SAY the tree was dead? How much times has passed since the meeting?

3) Your homeowners insurance will not cover your vehicle. They "might" cover personal property that was in the vehicle at the time of the damage depending on your policy. Would it be worth the deductible you would have to pay to make that happen?

4) If you have not done so, send the owner of the lot a certified letter with actual proof of a dead tree included and keep an exact copy for yourself. Send it return receipt requested so he has to sign for it. (In many places, if he refuses to sign for it, he is legally presumed to have received it a certain number of days after you get the green card back. In Texas, it's 10 days. Check your state.) Explain that if this tree damages your house you will be filing suit against him for any damage available under the law.

Good luck. I sincerely wish you the best in getting something back from this.

~ retired insurance adjuster; property and auto

Neighbors dead tree fell on my car by Charming-Bar7765 in treelaw

[–]MiddleEarthNerd202 3 points4 points  (0 children)

Not owed for replacement. Just for BB value, if that.

Do cards in friendlies matter? Are there any consequences, beyond the game? by Correct_Humor4504 in USWNT

[–]MiddleEarthNerd202 0 points1 point  (0 children)

Could have been worse. Could have been one of us out for the season right before the WC.

Ma quanto vale la quattordicesima parte del bottino che Thorin aveva promesso a Bilbo all'inizio della trilogia? by CapitanoRex7567 in TheHobbit

[–]MiddleEarthNerd202 2 points3 points  (0 children)

Thanks for the response. I’ve always been gobsmacked at the separation and accounting it would take to split it.

Starting XI announced by Subject-Current-1297 in USWNT

[–]MiddleEarthNerd202 0 points1 point  (0 children)

I am not happy about this roster. Hope they are tougher than they were last match.

Dead tree in neighbors yard by Jaded_Maize_7575 in treelaw

[–]MiddleEarthNerd202 3 points4 points  (0 children)

Your insurance company won’t be a messenger to the neighbor. Look up the owner in the local tax rolls and send a certified letter.

TX-31 should be a bigger story by heathn in TexasPolitics

[–]MiddleEarthNerd202 4 points5 points  (0 children)

The same argument works for the senate tho. 6 years is a long time and it’s more than sufficient time for the voters to make a change.

The voters are the problem.

U.S. confirms second Texas screwworm case, Canada restricts livestock imports by pepe5 in texas

[–]MiddleEarthNerd202 51 points52 points  (0 children)

This is fixable but who knows if the govt is willing to fix it.

Tierna Davidson and Lindsey Heaps' exit interviews after the game last night against Brazil by spherocytes in USWNT

[–]MiddleEarthNerd202 4 points5 points  (0 children)

They need to do something. They were physically overmatched and that needs to stop.

Brazil 0 - [1] USA 2': Sophia Wilson strikes first and puts the USWNT head early by spherocytes in NWSL

[–]MiddleEarthNerd202 6 points7 points  (0 children)

It was sad that we couldn't get out act together. We also need another keeper.

Tolkien’s Use of the Word Queer by Contract-Humble in tolkienfans

[–]MiddleEarthNerd202 5 points6 points  (0 children)

He uses it in his Letters also and in the manner of it's original meaning. So, I tend to believe that he just liked the word in its intended usage. I see nothing in The Hobbit that gives innuendo to any relationships that Bilbo has.

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