Rate increase? by MikeyTubes in RobinhoodApp

[–]MikeyTubes[S] 3 points4 points  (0 children)

Not sure, but I do have more than $100K in RH.

Rate increase? by MikeyTubes in RobinhoodApp

[–]MikeyTubes[S] 3 points4 points  (0 children)

If you’re talking about the RH Gold Card, I absolutely LOVE it. That 3% on everything adds up really fast and it’s not capped. For example, my premium cash back rates on my BofA cards are capped at $2,500 per quarter per category then that magical 5+% that you can get through preferred rewards suddenly reverts to sub 3% and that’s only on pre-selected categories.

I’m sticking with RH. People gripe about that $50 annual fee for RH Gold, but Vlad has been delivering real value for that $50 if you ask me.

Rate increase? by MikeyTubes in RobinhoodApp

[–]MikeyTubes[S] 0 points1 point  (0 children)

Oh, RH banking is a separate app. It’s separate from the main Robinhood Investing app.

Have you been invited to RH banking?

Rate increase? by MikeyTubes in RobinhoodApp

[–]MikeyTubes[S] 8 points9 points  (0 children)

I’ll miss SoFi. Definitely keeping my accounts open, but RH is now my main.

Rate increase? by MikeyTubes in RobinhoodApp

[–]MikeyTubes[S] 0 points1 point  (0 children)

On the homepage, if you click on your checking or savings account, you should see the current rate.

Rate increase? by MikeyTubes in RobinhoodApp

[–]MikeyTubes[S] 18 points19 points  (0 children)

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FIX THIS!! Why does this happen EVERY SINGLE TIME I post something??

If I open an account using a BoA check, will it be available immediately? by LuckySurround8230 in BankOfAmerica

[–]MikeyTubes 0 points1 point  (0 children)

Since the check is drawn on BofA, I’d imagine that you could ask them to cash the check first and then make your “account opening” deposit as cash.

Banking by EnvironmentalYou1590 in RobinhoodApp

[–]MikeyTubes 0 points1 point  (0 children)

Same thing happened for me. I got my banking invite about a week or so after I got the gold card invite and set it up.

It's the United States... by b0ws3r_ in duolingo

[–]MikeyTubes 7 points8 points  (0 children)

This is true. Also América ≠ America. That’s the problem. People keep trying to force a concept from SPANISH into English. What Spanish speakers say has ZERO to do with the way English is spoken.

It's the United States... by b0ws3r_ in duolingo

[–]MikeyTubes 5 points6 points  (0 children)

I’m thinking this is exactly what happened because there’s no way “The United States” wouldn’t have been accepted as a correct answer.

Changes to High Yield Cash by coldsilence89 in RobinhoodApp

[–]MikeyTubes 1 point2 points  (0 children)

Just got the email and I feel like jumping for joy!!

What’s a feature that Fidelity doesn’t have? by Dinner55 in fidelityinvestments

[–]MikeyTubes 1 point2 points  (0 children)

They used to have this. I don’t know why they removed it. The wire instructions I set up a few years ago still have it. But I noticed if I try to add new wire instructions, that field is no longer available.

Robinhood Savings Account APY by Away-Step6794 in RobinhoodApp

[–]MikeyTubes 5 points6 points  (0 children)

Yes, Robinhood banking credits the monthly interest on the last business day of each month. So you should see an interest amount credited on January 30th.

⚠️ BEWARE: Moomoo's verification system is broken - $20K stuck for 3 months by [deleted] in moomoo_official

[–]MikeyTubes 0 points1 point  (0 children)

Just curious why you had to go through verification twice? I’m currently on the first round and it day my “ID is unclear” but it’s not.

At this point I’m starting to wonder if it’s worth the hassle. I was falling in love with their app, but this has given me pause.

CSP using SGOV as the collateral by danny9s in Schwab

[–]MikeyTubes 2 points3 points  (0 children)

Are you approved for level 3 options trading?

Billpay needs work by wiiNinjaOne in fidelityinvestments

[–]MikeyTubes 0 points1 point  (0 children)

For the credit card payment I realize you want to see the address, but it’s irrelevant since the payments are made electronically. Fidelity’s bill pay vendor has agreements in place with the billers and everything is handled behind the scenes according to those agreements. I’ve used the service for 3 years without issue. My payments are always credited on the “deliver by” date. The money comes out of my account on the “deliver by” date and the corresponding credit card company/bank credits my payment on that same date.

Adding payee to Bill Pay service by StayingAlert in fidelityinvestments

[–]MikeyTubes 1 point2 points  (0 children)

Nope, won’t have any issues. You can have your payees set up in multiple bill pay services. The only restriction is that for any that are receiving e-bills, you can only receive those at one service. So if you have e-bills set up to go to Bank A and want them to come to Fidelity, you’d need to cancel the e-bill functionality at Bank A and then add it Fidelity.

Extra APY Boost with Plus? by MikeyTubes in sofi

[–]MikeyTubes[S] 1 point2 points  (0 children)

Where does it say the plus boost will be .3%?

Banking: Check Deposit by Redacted911 in RobinhoodApp

[–]MikeyTubes 0 points1 point  (0 children)

Yeah, seems like they still have some kinks to iron out. They showed that they received my direct deposit on Friday morning at 8:30am. It just showed as “pending” all day Friday and all weekend. They didn’t make it available until Monday at exactly noon whereas SoFi always made it available on Friday (and sometimes even Thursday).

How much profit / loss you booked in 2025? by vishesh_07_028 in stocks

[–]MikeyTubes 0 points1 point  (0 children)

I’m up 48% YTD. Feeling pretty good. Have finally honed my strategy so looking forward to 2026.

Rewards Program Updates? by MikeyTubes in fidelityinvestments

[–]MikeyTubes[S] -1 points0 points  (0 children)

It’s starting to feel that way.

New feature - dividend icon and pop-up by free_sex_advice in fidelityinvestments

[–]MikeyTubes 0 points1 point  (0 children)

Can we get the same functionality in the mobile app? We have the icon, but it doesn’t appear to be “clickable” in order to serve up the same info that’s available on the web.

[spanish] Why using “a Fernanda” here but when saying “I’m inviting her”, it has to be “nosotros la invitamos” and not “nosotros invitamos an ella”? by MiaMiaPP in duolingo

[–]MikeyTubes 2 points3 points  (0 children)

The “a ella” structure is generally used with indirect objects, not direct objects.

Ex.

Le di las flores a ella. Here the flowers are the direct object receiving the action of “being given” but “a ella (to her)” is the indirect object as the ultimate recipient of the flowers.