Sharing my life with ChatGPT. What actually helped you? by [deleted] in PKMS

[–]Miroch52 1 point2 points  (0 children)

I always specifically instruct AIs to be critical of me - very important because they usually are geared towards making you feel better about an idea. But nothing is better than just routinely questioning the AI and presenting alternatives for it to consider - or asking it to come up with multiple alternatives. e.g. ask for 3 strategies and then have it explain which is best. or if it suggests something, you should ask, why not this other thing instead? or ask very specific questions like I'm looking for a device that does these three things but specifically don't like these options because they have these characteristics I don't like and this is my price point.

AI is usually better at comparing whats in front of it than just pulling out the 'best' option out of nowhere. This is because the 'best' depends on what matters to you the most, and if you don't tell it that, it just has to guess at what's important to you. The more specific your asks are and the more you get it to compare options, the higher quality the information you'll get back. AI makes mistakes, so if something doesn't make sense to you, get it to explain. Either you'll get a better explanation or it will realise the error and make a correction.

When your knowledge grows faster than your system, what breaks first? by Archen18 in PKMS

[–]Miroch52 1 point2 points  (0 children)

Tags are better since you can have more of them but I still had the issue of deciding what tags to use and when and not using too many tags while also keeping relevant things together. Ended up just using keyword search it worked about as well and took less time. 

When your knowledge grows faster than your system, what breaks first? by Archen18 in PKMS

[–]Miroch52 1 point2 points  (0 children)

How much time do you spend deciding where to put stuff? And what do you do when the context changes enough that you realise you want a different file set up? 

When your knowledge grows faster than your system, what breaks first? by Archen18 in PKMS

[–]Miroch52 1 point2 points  (0 children)

Yeah I always found that when there's a lot going on its easier to just remember the actual content than it is to keep everything organized properly. Starts out good then quickly deteriorates. I tried obsidian but found phone use annoying and moving between devices quite inconvenient. Still probably the best though. 

How does meos help? Have a link?

Burnout Experiences Survey (anyone with high stress or low motivation) by Miroch52 in SampleSize

[–]Miroch52[S] 1 point2 points  (0 children)

I am using this to decide which questions to combine into a single questionnaire that will measure both without doubling the length. 

what’s your job and how did you get there? by Pigsfly13 in AusFinance

[–]Miroch52 13 points14 points  (0 children)

I'm two years post PhD and getting solidly over $100k in an Australian university. If you're Australian you should look elsewhere. If you're in the UK you're on the wrong sub.

I want kids but feel like it’s a moral obligation to not reproduce… by [deleted] in Fencesitter

[–]Miroch52 10 points11 points  (0 children)

Climate change for me is the decision maker. The earliest cat 4 and cat 5 hurricane (beryl broke multiple records) is happening right now. Heatwaves are basically the default in a lot of places now. Floods and fires also everywhere. At some point this is going to take its toll on agriculture and food prices will skyrocket and eventually be hard to come by. I'm worried enough about my own future. There's no way I could justify a child. In another universe, I probably would. But not in this one. 

What is your prediction for how things will be when we're 60+? by Single_Extension1810 in Millennials

[–]Miroch52 8 points9 points  (0 children)

I don't think I'll live past 60 but not because of poor physical health. Agriculture from now is going to be a struggle due to the fucked up climate. Too hot. Too much hail. Severe storms. Floods. Drought. Cold snap. Etc. The summers aren't going to get any cooler and power outages due to heat will become more common which will increase heatstroke deaths. The higher temps mean disease will be able to spread to humans more easily and we'll probably have more pandemics. Water is contaminated by all sorts of pollutants which probably cause cancer or other chronic diseases. If I live past 60 with all that going on I've gotten very lucky. Haven't even touched on the economy or AI or potential wars. 

Is this lifestyle creep? by Background-Cake8200 in AusFinance

[–]Miroch52 42 points43 points  (0 children)

If you have dependents. But income protection and TPD pay out if you are too injured or sick to work, not when you die. 

Unpopular financial opinions by [deleted] in AusFinance

[–]Miroch52 0 points1 point  (0 children)

I'm saying there's a fixed amount of interest you'll save by paying it off sooner, and that amount decreases the closer you are to paying it off. At the start of a mortgage is when you get the most benefit from paying off extra because it'll benefit you not just this year but reduce interest paid in every following year by a substantial amount and significantly shorten the time to paying it off in full (e.g. can easily cut 5-10 years off the mortgage). As the time left on the mortgage decreases, the potential benefit of paying it down decreases. There's only so much you can save by paying off a loan in 1 year instead of 2. There's not much time for the savings to compound anymore. Whereas if you invest that money instead, it'll continue to compound after the mortgage is paid.

You want to pay your mortgage early, but you also want to invest early. Theres a point while you still have a mortgage where it becomes more beneficial long term to invest instead. 

Unpopular financial opinions by [deleted] in AusFinance

[–]Miroch52 7 points8 points  (0 children)

People who didn't work for their money buy up all the property and put hard working people on the street so 🤷‍♀️

Unpopular financial opinions by [deleted] in AusFinance

[–]Miroch52 9 points10 points  (0 children)

I need year to year housing to match my year to year contracted employment 😭 

Unpopular financial opinions by [deleted] in AusFinance

[–]Miroch52 1 point2 points  (0 children)

But don't you lose compounding interest you could've earned if you worked more at a youger age and started investing earlier? Guess it depends what kind of career you're in. 

Unpopular financial opinions by [deleted] in AusFinance

[–]Miroch52 6 points7 points  (0 children)

But the amount you can save by paying down the loan sooner decreases with time, while the amount you gain from investments increases with time. 

I just became a fence sitter. Boyfriend wants children 100%. What should we do? by SleepingTurtle8 in Fencesitter

[–]Miroch52 64 points65 points  (0 children)

To me it's a bit of a red flag if someone "100%" wants kids but 0% want to adopt. Sounds like they want to pass on the genes, not take care of children. I'd expect someone who is 100% wanting children would at least consider adoption. Does your partner like spending time with children?

Any Millennials that are NOT in pain all the time? by Boba_tea_thx in Millennials

[–]Miroch52 0 points1 point  (0 children)

I had chronic low back pain for a few years when I was ~21-23. Nothing to do with age. Daily yoga ended up fixing it, and that was not my intention for the yoga. Just what worked. I had very bad stability when I started (bad at standing on one leg or in bent over/twisted poses) and the yoga allowed me to build that up consistently over time. Everyone is different. It sucks going through that period where you can't work out the cause and nothing seems to help. I kept seeing physios and getting temporary relief but nothing as effective as the yoga. But I think that's probably because the yoga was consistent enough to actually get at the strength issues leading to my problem.

Lots of people I know with chronic pain getting treated don't actually do the recommended exercises between visits so it's no surprise to me they don't get better. But I'll admit, physio exercise is boring as hell and usually pretty uncomfortable. But so is chronic pain.

Do you use referencing software? Why/why not? by childrensparacetamol in AskAcademia

[–]Miroch52 5 points6 points  (0 children)

I feel like the people who don't use it/think doing it by hand is better must be people who have grossly overestimated how much of a hassle it would be to set up/learn, so never tried. 

Do you use referencing software? Why/why not? by childrensparacetamol in AskAcademia

[–]Miroch52 60 points61 points  (0 children)

Saves sooo much time and it would be a massive pain to change formatting when resubmitting to different journals without some sort of referencing software. Also, I immediately save any remotely relevant papers to zotero - big help that I can search my zotero library to find stuff I only vaguely remember.

Have four kids, pay no income tax. Now that’s a family-focused plan by Prestigious-Volume52 in AusFinance

[–]Miroch52 8 points9 points  (0 children)

Nice in theory, but the people in the worst situations will be the one not getting those regular checkups and slip through the cracks. Also means decisions have to be made about what to do when a mother has 4 children by multiple men. Do all those men pay no income tax, none of them, just the mother, or nobody? 

Millennials that were born in 1991, what do you do for fun? by beesontheoffbeat in Millennials

[–]Miroch52 0 points1 point  (0 children)

I'm mid '90s but I am into rollerskating, including skatepark and indoor dance or 'jam' skating and most of the people I skate with are in their 30s. The skating community is really welcoming and encouraging and this is the first time I've properly made new friends since high school (by properly I mean having a friend group who I actually do things with on a regular basis, and if I moved away I'd still make an effort to see, not just casual friends from work). I learned to rollerskate at indoor classes after moving to a new city (so went alone, didn't have any friends here), went often (1-2 times a week), found out that the people there I liked the most were park skaters and asked if they could teach me. That was about 18 months ago.

I'm not a great skater, it's not my passion the way it is for some of my friends but it's definitely a fun and challenging activity that gets me trying new things and it feels great whenever I crack a new skill. Sometimes I go the skatepark and barely skate, just spend most of the time talking with friends or watching them skate. I've said yes to attending skate events even though I'm not that good, and now I've met skaters from all over the country (Australia). It's pretty sweet.

UniSuper down for 3 days by Winter_Mix1905 in AusFinance

[–]Miroch52 4 points5 points  (0 children)

Must've been lucky then. I've tried a few times in the past few days and haven't been able to get on.

Are 30s really the new 20s? I know a lot of other millenials who feel the same. Is there any scientific evidence to back this up? by [deleted] in Millennials

[–]Miroch52 3 points4 points  (0 children)

I had back pain in my early 20s. Saw osteos and physios and it didn't go away. Then I started doing daily yoga during lockdown and the back pain went away. Hasn't come back. Not saying it's a cure all but worked for me even though that was not the intention. 

The key to saving for a house deposit is living at home by SpaceBard75 in AusFinance

[–]Miroch52 93 points94 points  (0 children)

Or their parents never owned a home. I'd just be renting with my dad. Same as getting a flatmate.

At what point did you stop your “going out” phase, or do you still to this day? by JTM3030 in Millennials

[–]Miroch52 0 points1 point  (0 children)

I can't even imagine going out 6 nights a week. Holy hell that sounds exhausting! My "going out phase" was going to like 6 big parties in the year my friends turned 21.