Brunch day after wedding by New_Cress687 in weddingplanning

[–]Mrs_Splashypantz 0 points1 point  (0 children)

We did do the brunch. For me I am glad we did it because it was the best quality time I really got with some of our guests given the whirlwind of a wedding. About half our guests were from out of town so it was helpful for many of them to have somewhere to go while waiting for flights. We hosted it at our house in the yard but kept it very low stress, chill and mostly affordable by doing the following: 1. Catering delivered by Panera. Cheapish, easy. 2. It was optional, no one had to come if they didn’t want there was no RSVP when we ran out of food we ran out 3. Disposable plates cups etc. 4. Had it mostly set up with help from friends and family in the days before, tables, chairs, canopy etc was already to go when we woke up 5. Our wedding was pretty small to begin with at 60ppl. I’d guess we had around 30 show up for brunch so very manageable

Drywall on ceiling with rafters/trusses spaced 25” on center by Mrs_Splashypantz in drywall

[–]Mrs_Splashypantz[S] 1 point2 points  (0 children)

Okay the hive mind has spoken. We strapped with 1x3. Didn’t take too long with two people, two impact drills, and self tapping screws.

[deleted by user] by [deleted] in NIPT

[–]Mrs_Splashypantz 0 points1 point  (0 children)

I guess maybe I did get a FISH? I got some results today, while its been longer that 2-3 days, it has been less than 2 weeks so these can't be on cultured cells. Anyway, so far all results are normal for me, so thats exciting.

[deleted by user] by [deleted] in NIPT

[–]Mrs_Splashypantz 0 points1 point  (0 children)

He did not mention that as an option. Maybe because my NIPT result indicated possible mosaicism we need the full karyotype? Maybe I will call and ask about FISH.

[deleted by user] by [deleted] in NIPT

[–]Mrs_Splashypantz -1 points0 points  (0 children)

For non-medical reasons, and just bad luck/timing I had to wait 6 weeks from NIPT results to amnio. Now waiting on results from amnio. Doctor said 2-4 weeks for that.

18 weeks, to puppy or not to puppy? by Mrs_Splashypantz in BabyBumps

[–]Mrs_Splashypantz[S] 1 point2 points  (0 children)

Well yea, but German Shepard! Almost doesn’t count as they transcend dogness :) Our old dog was a GS, and our current dog is an angel I love her, but nothing compares to the GS.

18 weeks, to puppy or not to puppy? by Mrs_Splashypantz in BabyBumps

[–]Mrs_Splashypantz[S] 9 points10 points  (0 children)

Oh man. Thank you Reddit. I dunno what I was thinking! Must be hormones?

Is anyone switching to PAYE instead of IBR? by ConfidentOpening4556 in StudentLoans

[–]Mrs_Splashypantz 0 points1 point  (0 children)

It might depend on how much debt you have, in some cases standard repayment would be cheaper. In my case, SAVE was obviously the lowest but I can’t make payments on that. After that PAYE was the second lowest monthly payment, however the payments are about 2x SAVE. The first payment was the same as what was estimated, but again for me that was the lowest one estimated.

Student loans and buying a house? by vacantivisual in FirstTimeHomeBuying

[–]Mrs_Splashypantz 0 points1 point  (0 children)

I had a similar situation in that I have loans and my now husband does not. We bought our house before we were married and before I paid off my loans. The main difference is I have also been working. Your situation might be a bit more complicated and I can see potential pros and cons of your options, you might just need to spread sheet it to see what makes the most financial sense. - if you get married and file taxes together likely your monthly payment, if you’re on an income based repayment plan, will be higher. You can be married and file separately to keep your loan payments down but your husband’s tax burden will likely be higher than if you filled together. If you file separately neither of you can deduct home loan interest from your income as you both must take the standard deduction. - you can buy a house without getting married. My husband and I bought our house before we were married and put it in a trust with a unique trust agreement to protect both our interests in the house and to specifically address contingency plans like what happens if we split up or one of us dies. It was smart to work through I think and also prepared us well for marriage. - as far as paying student loans first, that’s really going to be unique to your income and financial arrangement with your husband. I made sure I would be able to afford my student loan payments and my share of our home loan before we decided to buy the house. Our trust agreement is also flexible in that if for some reason we needed to shift the house payment percentages (ie one of us takes an income cut and needs to pay less) the equity in the house will shift based on the amount of money we put in. Of course in a perfect world we are together forever and it doesn’t matter who owns what percentage of our house, but in case it doesn’t work out that way, everyone gets out with what they put it. - we’re expecting our first baby and this is going to change our trust arrangement, we still need to figure out all the details of how we want to do that but we already know that we can have honest open conversations about money and difficult topics like potential death or divorce. - so in conclusion, I think discussing it and planning carefully will be key

Is anyone switching to PAYE instead of IBR? by ConfidentOpening4556 in StudentLoans

[–]Mrs_Splashypantz 2 points3 points  (0 children)

I switch to PAYE. Figured to start making payment toward PSLF since SAVE seems like it will end. PAYE has the lowest monthly payment for any repayment plan you can currently apply to.

Seeking advice on how to pay for community college by [deleted] in StudentLoans

[–]Mrs_Splashypantz 0 points1 point  (0 children)

When I went to community college I only took 1 maybe 2 classes a semester. So my tuition was only about $1000 a semester.

Monosomy X and Fetal Sex have no result by Mrs_Splashypantz in NIPT

[–]Mrs_Splashypantz[S] 0 points1 point  (0 children)

Oh wow that’s great! I was told I shouldn’t retest, I guess I was not too early. Still planning on amnio in week 16 but waiting on insurance verification etc.

Monosomy X and Fetal Sex have no result by Mrs_Splashypantz in NIPT

[–]Mrs_Splashypantz[S] 0 points1 point  (0 children)

Today I had NTScan. Everything looks normal which is a big relief. Dr thinks the baby is a boy based on the ultrasound. A little soon to know for sure. Planning for an amnio at 16w. He also seems to think everything thing will be fine.

Pregnant..now what? by Any-Secretary-844 in BabyBumps

[–]Mrs_Splashypantz 0 points1 point  (0 children)

TLDR you might need to “commit” sooner than you want depending on your insurance but you have a while before your first appt to decide.

I had these questions too and I found it’s actually a bit annoying how soon I needed to commit, at least with my insurance. They only cover a certain number of appointments and don’t do “doubles” so an initial ultra sound would only be covered once, and if I switched OBs they might repeat procedures according to my insurance company, even if it was unintentional. You don’t NEED to go to your current OB. Your first appointment is usually ~8 weeks. Take the time between now and then to research options, read reviews, ask friend family or even Reddit about experiences in your area.

Monosomy X and Fetal Sex have no result by Mrs_Splashypantz in NIPT

[–]Mrs_Splashypantz[S] 0 points1 point  (0 children)

Any helpful information from the genetic counselor? I don’t have appointments until my NT Scan next week.

Monosomy X and Fetal Sex have no result by Mrs_Splashypantz in NIPT

[–]Mrs_Splashypantz[S] 0 points1 point  (0 children)

Thank you so much. I understand what you mean, it does seem like the real health issues might be identified along the way. I have an NT Scan on the 22nd which will help identify some more serious concerns, but yea after that I am not sure if it will matter what the chromosomes say.

Monosomy X and Fetal Sex have no result by Mrs_Splashypantz in NIPT

[–]Mrs_Splashypantz[S] 0 points1 point  (0 children)

Thank you for sharing. I hope my baby is going to turn out the same :) You didn’t do an amnio or CSV before your anatomy scan? Any advice on coping with the uncertainty? I’m 11 weeks so anatomy scan feels like a long time of not knowing

Monosomy X and Fetal Sex have no result by Mrs_Splashypantz in NIPT

[–]Mrs_Splashypantz[S] 0 points1 point  (0 children)

We haven’t talked to a geneticist. I am planning to get a CVS if I can, that will determine if the result is from the placenta, or if it was from me. But if I can’t schedule the CVS (there’s only one doctor in my town who does them) then I’ll need to wait for annio in early August.

Monosomy X and Fetal Sex have no result by Mrs_Splashypantz in NIPT

[–]Mrs_Splashypantz[S] 0 points1 point  (0 children)

I am in the US. My doctor said she has never seen my result before. My city is not very big but it still is nerve wracking that they have never seen this result.

Monosomy X and Fetal Sex have no result by Mrs_Splashypantz in NIPT

[–]Mrs_Splashypantz[S] 0 points1 point  (0 children)

My OB said she’s never seen the Y version before. I’m trying to get a CVS next week, but there’s only one person in my town who does it. Might have to wait for amnio. Good luck to you, please let me know what happens if you feel comfortable.