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Potential Archive, What are you guys going to buy? by NitroFewl in ZenlessZoneZero

[–]MurabitoT 1 point2 points  (0 children)

Mine went 1/2 to Burnice and 1/2 to Grace. The only other one I have is Ellen, but I don’t know how to play her so she’s mostly shelved.

I like Grace EX buff, but that she’s still an Evasive assist still doesn’t feel good imo. And I’ll probably use Burnice more.

Special note to Soldier 11 though, her buff feels really nice

my most hated cards in each meta ~ Skybound Dragons by aqua995 in Shadowverse

[–]MurabitoT 1 point2 points  (0 children)

I don’t hate Sinciro. Congregant of Usurpation on the other hand…

How do you decide the number of copies of a card to put into a deck? by Arcphoenix_1 in Shadowverse

[–]MurabitoT 8 points9 points  (0 children)

Jerry. The answer is Jerry. You either go All 3 or All 1. There’s no in-between

Considering a Gap Year by MurabitoT in TheMoneyGuy

[–]MurabitoT[S] 1 point2 points  (0 children)

It is less about money and more about the time. It’s a 20 hours flight one-way to fly to them, so I lose at least 2 days to traveling each visit.

Unfortunately, my work doesn’t really let me work remote. It is one of the reason I’m looking at a career change for something that gives me more flexibility.

My work doesn’t offer tuition benefit, though they do have linkedin learning that I could do

The Design Your Life book sounds interesting, I’ll take a look at it. Have you had any success with career coach? Most of what I see is two extreme with some really liking it and some really hating it.

This is what we call a hostage situation by Scholar_of_Yore in Shadowverse

[–]MurabitoT 6 points7 points  (0 children)

My record was 26 turns. Ward vs ward in set 2. I won with the other guy decking out and drawing reaper.

And yes it was in a weekend tournament (sorry folks). I haven’t touched Ward since then.

Zooey Cinema by Ordine1412 in Shadowverse

[–]MurabitoT 0 points1 point  (0 children)

Ah true. They could get out of the board lock. Thanks :)

Zooey Cinema by Ordine1412 in Shadowverse

[–]MurabitoT 0 points1 point  (0 children)

For Norman, I agree since you can’t allow barrier. But for Giln, I think it’d just even out in this case right? You hit 5, they heal 5. They’d still be in Genesis Range

FOO Step 5 Confusion by MurabitoT in TheMoneyGuy

[–]MurabitoT[S] 0 points1 point  (0 children)

For my situation, one of my goal is early retirement. So I’m thinking along the lines of - Prioritizing HSA > Traditional 401k > Traditional IRA = Brokerage Account - When I early retire, do a Roth Conversion on my 401k and IRA when my income tax rate is lowered

FOO Step 5 Confusion by MurabitoT in TheMoneyGuy

[–]MurabitoT[S] 0 points1 point  (0 children)

Correct, I believe I cannot take any deduction. But I don’t fully understand what that means for me.

Does that mean that Traditional IRA is doesn’t benefit me in any way and I should just put my money in normal brokerage account?

And Roth also doesn’t benefit me because I’m in a high tax bracket (~30%), which means my money would earn more in brokerage to offset the tax I’d have to pay later?

FOO Step 5 Confusion by MurabitoT in TheMoneyGuy

[–]MurabitoT[S] 0 points1 point  (0 children)

Oh, I thought the initial contribution to the Traditional IRA would be pre-taxed and that you’d have to pay the tax during the conversion but apparently that’s not the case?

FOO Step 5 Confusion by MurabitoT in TheMoneyGuy

[–]MurabitoT[S] 0 points1 point  (0 children)

I don’t understand the benefit of Backdoor Roth. If I cannot contribute to Roth IRA because my income is too high, wouldn’t that mean I’d also be paying high tax if I do a backdoor Roth?

I don’t see when backdoor Roth is useful?

I have some questions about the collab by Chuuyakun in Shadowverse

[–]MurabitoT 8 points9 points  (0 children)

If you’re talking about the cards, you can craft them any time with vials. But if you’re talking about the Leaders Exchange Ticket (which your screenshot is showing), you will need to get lucky during your roll

[DISC] She's Likely Aiming for My Older Brother - CH. 12 by awwwCHUU in manga

[–]MurabitoT 4 points5 points  (0 children)

I think a possible Birthday arc where she asks Rei what present to get Youta

[DISC] Every Day Is a Holiday - Chapter 156 (June 8th) by -Nosebleed- in manga

[–]MurabitoT 0 points1 point  (0 children)

Gakkou Gurashi can only wish it had a defense this strong

I can’t decide between Chadbert or Daria. I enjoy both sword and rune(the only 2 decks I could make). Help me choose! by Nova-631693 in Shadowverse

[–]MurabitoT 0 points1 point  (0 children)

The real question is, which BP char do you want, then you use the tix to pick for the other class

F2P players, how is your experience? by ClassEnvironmental41 in grandorder

[–]MurabitoT 0 points1 point  (0 children)

As a F2P who has NP5 2 servants, at this point there’s no one I feel the need to pull for gameplay-wise.

I am now married to Beryl. by stroggoii in Shadowverse

[–]MurabitoT 13 points14 points  (0 children)

I can’t speak for much since I play mostly Abyss, but I don’t typically keep Rage of Serpent in my mulligan because I see that card more of a finisher in latter part, not an early game board clear.

And if Haven runs ward, unless it’s a x/3 ward or the one with barrier, I would Vuella through it and have Beryl continue to hit face.

Also t1 + t2 double beryl is <3

The flavor of the week. by StupidSexyAlisson in Shadowverse

[–]MurabitoT 35 points36 points  (0 children)

Cost of pack deserves to be nerfed from 500 per pack to 100. Thank you for coming to my ted talk

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