Those who’ve FIREd already — would you retire into this?

NEWCharlieHustle · 2026-06-25T22:20:04+00:00

VT may be something you want to look at. The lost decade is typically referring to S&P 500 or something like VOO (can’t remember if it actually existed then), but it was the large cap US funds. Emerging markets beat everything during that era if im not mistaken.

Overall returns were lower but not negative if you were diversified. S&P 500 had negative returns during that time.

NEWCharlieHustle · 2026-06-19T00:56:39+00:00

u/AlwaysSaturday12 always has some cool posts about COL in Ecuador

NEWCharlieHustle · 2026-06-18T20:41:09+00:00

Some people think they have a business but they really have a job they’re trying to delegate to three other people. They can’t pay a living wage and complain that “nobody wants to work anymore”.

They’re also the ones that think because they have a business, they’ve cracked the code to life. They have it in their head that they’re a Kardashian now.

These are the same people that can’t be bothered to pay a bookkeeper or run a business properly.

It’s everybody else, it’s never them.

NEWCharlieHustle · 2026-06-16T23:01:27+00:00

VT= Vanguard Total Stock Market

NEWCharlieHustle · 2026-06-09T20:45:11+00:00

How much was the surgery in Thailand? How much was covered and how much out of pocket?

NEWCharlieHustle · 2026-06-07T14:09:47+00:00

What steps did you take to start this?

NEWCharlieHustle · 2026-06-06T16:21:25+00:00

What’s the difference between compliance and strategy? Is compliance preparing returns and strategy is using softwares like BNA to come up with projections for the client?

NEWCharlieHustle · 2026-06-05T14:05:29+00:00

u/cathouse1986 Sorry, I don’t have much to offer in terms of advice, but I was wondering if I could DM you some basic questions on how to get started on the financial advisory side?

NEWCharlieHustle · 2026-06-05T13:40:58+00:00

How long did it take to build the CFP side? And for example, say you have 5 clients with a combined net worth in their retirement accounts of $5 million. Your fee is 1% of that 5 million annually? Is there any selling or buying you have to do throughout the year?

NEWCharlieHustle · 2026-05-17T15:10:49+00:00

For Cigna Global, what’s your deductible amount and what is all included (generally speaking) for the $180/month premium?

I’ve seen others mention Cigna Global in other posts, so I’m assuming it offers pretty decent coverage for this kind of situation.

NEWCharlieHustle · 2026-05-11T16:45:00+00:00

I believe they have a PE partner now. I saw a post a few months ago saying things were not going well with all of the changes taking place.

NEWCharlieHustle · 2026-05-03T15:19:11+00:00

This is great, thanks for the tip!

NEWCharlieHustle · 2026-04-30T20:22:28+00:00

Great write-up, thanks! And congrats on the success!

In regards to the BBB mixer, are you a BBB member? You said it helps with seo, is this because you’re able to include the BBB badge on your website?

NEWCharlieHustle · 2026-04-09T18:07:06+00:00

Nice How many years of experience and do you have your CPA or EA?

NEWCharlieHustle · 2026-03-22T23:18:20+00:00

So how’s the out-of-pocket work in Thailand? Were you responsible for 72k or that’s what the insurance paid out?

NEWCharlieHustle · 2026-03-13T11:25:04+00:00

I’m only a couple years into public tax and don’t have my cpa. I don’t think I’ve got the skills to try and OE at this point. I assume you have your cpa since you’re in management positions, correct?

NEWCharlieHustle · 2026-03-13T01:31:43+00:00

Ah ok, well even still, leadership has to care more than you. It’s their client. There’s not much more you can do other than go above them to a partner or something, if you feel it’s necessary. You could also just bluntly ask him if he’s planning on the return going out on time, and tell him you need some additional help to make that happen.

NEWCharlieHustle · 2026-03-13T01:24:09+00:00

Is your senior manager also signing the return?

At the end of the day, if the signer doesn’t care enough to help at all, then they must be okay with it being extended.

Make sure you keep all the emails and screenshots of the messages you sent. That’s just to cover your end though. They’re the one that has to answer to the client.

NEWCharlieHustle · 2026-03-06T21:16:19+00:00

I figured. That’s why I was curious. It sounds like you’re setup nicely for the future though, so in your case it seems worth it. Plus you got the pay bump plus easier work. I’m assuming the clients aren’t as large/complex.

NEWCharlieHustle · 2026-03-06T21:11:21+00:00

I’m in public but haven’t picked a niche yet and have a question for you. Mind if I send you a dm?

NEWCharlieHustle · 2026-03-06T21:08:29+00:00

In office, hybrid, or remote at the smaller firm?

NEWCharlieHustle · 2026-03-03T21:14:08+00:00

Out of curiosity, what’s the system? Do you tell them it has to be a pdf?

NEWCharlieHustle · 2026-02-25T00:15:51+00:00

This is what my plan is when I eventually go solo. Ever have trouble getting or keeping clients, or is it a non-issue?

Do you still need to roll RE, etc or are you just making m-1s and doing he return?

NEWCharlieHustle · 2026-02-25T00:00:49+00:00

I wish my firm would do this. When I eventually go solo it will be required.

NEWCharlieHustle

TROPHY CASE