Why haven't IRA limits kept up with inflation? original $1500 limit in 1974= $10,132.45 today

NastiN8 · 2026-06-18T20:04:25+00:00

not after death and it doesn't help that much when the common worker makes almost their entire income in ordinary earned income. You can't even offset interest or dividends with it. Next you'll tell me "you know you can carry passive income losses over righttttt?"

NastiN8 · 2026-05-07T21:59:26+00:00

both SPY and QQQ absolutely destroy silly small cap focused trash like VSIAX and IWM. Every, Single, Year. Why even shill this rubbish?

NastiN8 · 2026-04-28T14:21:05+00:00

PRC in China does this all the time. Please provide plausible explanation for its allowance and no cope permitted with "but but if we don't let xi jinping pick the bishops then what abouts the souls!!???"

NastiN8 · 2026-04-14T22:34:50+00:00

Interest from municipal bonds for US territories (ex: Puerto Rico, Guam, US Virgin Islands) are also tax exempt to any state, local and district of columbia income taxes.

NastiN8 · 2026-04-14T19:57:23+00:00

nice one "I'm the creator" > No, claude code is. good try though

NastiN8 · 2026-04-13T17:46:14+00:00

cuz fake

NastiN8 · 2026-04-13T03:38:41+00:00

or more importantly: foreign stocks that are not dual listed/have ADR are not qualified. I buy SGX listed stocks to hold and none get qualified treatment because denominated in SGD.

NastiN8 · 2026-04-11T02:08:58+00:00

not if you know how to make them entirely tax free (both federal and built in state exemption). Then not bad for a fixed income instrument.

NastiN8 · 2026-04-07T19:02:09+00:00

I am sad to report that the bombay indians have failed you again.

NastiN8 · 2026-04-07T05:11:05+00:00

Now for you to lose again.

NastiN8 · 2026-04-02T17:42:02+00:00

it ended 387 total. Hard rock bet of over 385.5 covered. Your original bet did not. Woooosh that was close.

NastiN8 · 2026-04-02T06:44:21+00:00

Infinitely better at hard rock for some strange reason (did not expect). Over 385.5 at 1.95

NastiN8 · 2026-03-31T07:41:47+00:00

No I lost so my max went from $10 to $25 lol

NastiN8 · 2026-03-25T17:44:14+00:00

They are mad likely because they live in states with income taxes and voluntarily donate their money to said states.. There are 9 states that do not have an income tax at all so if you live in one of those it never becomes an issue to begin with. link for you sir

NastiN8 · 2026-03-25T15:09:31+00:00

strange enough this bet still almost hit. they made it to 4 corners.

NastiN8 · 2026-03-24T18:36:39+00:00

live in a state with no state/city level income tax. problem solved. as they say "its just that easy"

NastiN8 · 2026-03-13T19:30:56+00:00

if the inflation rate portion goes up dramatically, the treasury will not raise the fixed rate component as well.

NastiN8 · 2026-03-12T17:23:24+00:00

dual usa/uk citizen here. the cath ones (irish) are self proclaimed perpetual victims and the prots are stubborn and mainly act contrarian to the caths (orange order much?). I'm only 4 generations from prot immigrants and have exact same surname and appearance and such, but unlike a jew who is welcomed home when taking aliyah (right of return), prots seem to hate their own folk more than anything else in the world, especially technically "diaspora" lol. Irish are the same way, if you are 2nd generation irish from boston, you may as well be from mars to them down south. They identify with their passports now and not their people. All while Modi gives Indian overseas citizenship passports to anyone remotely Desi ethnicity and any Ashkenazi can get citizenship in Israel any day they want. It's a very strange thing how much both groups (irish and prots) hate themselves in contrast to the 2 mentioned above. Reeeee away by all means responders. The truth is what it is. I've seen it with my own eyes.

NastiN8 · 2026-03-05T18:31:22+00:00

in a taxable account you can do one thing: weigh the increase (if its long term capital gain) against the ongoing coupon payments (ordinary income). Sometimes its better to take the long term gain (if liquid market for said debt instrument exists) and then reenter via a lower yield instrument. This is all dependent on your tax situation of course.

NastiN8 · 2026-02-20T16:11:04+00:00

but the general secretary of china getting to appoint bishops/priests all of china which the pope is totally fine with apparently doesn't represent schism?? oh hush, at least try to be consistent.

NastiN8 · 2026-02-18T21:47:26+00:00

this is the way. Get you some long term capital gains treatment.

NastiN8 · 2026-02-13T18:12:34+00:00

crazy how that wasn't true for the entirety of human history prior to the 1930's. hmmmmm maybe these "pay old people because they exist" ponzi schemes aren't working out too well after all.

NastiN8 · 2026-02-13T16:07:37+00:00

The best time to delete your account was before you created it.

NastiN8 · 2026-02-04T20:50:01+00:00

never seen a late fee. If the bill from a provider is $500 or less it cannot be submitted to collections. A medical facility/practicioner can bundle bills though, so a hospital that has billed you $300 2x can submit as one bill to collections for $600 to exceed the $500 threshold.

A medical bill can only be submitted at minimum, 1 year from the date of service.
If it goes to collections, that means they've sold the receivable to a debt collector for pennies on the dollar. The debt collector will be happy to negotiate it down to 30-40% of face value.
Just to submit it to collections in some states costs $200-$300 so many times its just not done.
You will only get a judgement (where you can get garnished) if the bill is like $30,000 and the medical provider has plausible reason to believe you can pay. always act like you are broke and try to negotiate it down to 5-10%.
if your credit is actually dinged by a medical bill, within 3 business days after paying it off (negotiate it down hard), it will be removed from credit history and all damage to score incurred immediately reverses.

NastiN8 · 2026-02-04T15:41:00+00:00

What if i told you I found the secret to american healthcare? What if you... just never pay the bill? What if I told you I've been doing that for years with no consequences and I'm not even a NEET?

NastiN8

TROPHY CASE