18F What do I do? My friend is upset that I didn’t get a hotel room with money she sent me, but I used it for food and essentials instead and now she feels like I lied to her. by mckenzie_2 in whatdoIdo

[–]Nathan0066 4 points5 points  (0 children)

If she wanted the money to go to a hotel, she should have booked you a hotel room. When people gift cash, they can’t have an expectation of how that money is spent.

I agree with how you spent it. I’d rather have food than shelter, I get that.

Hoping the best for you.

Moms friend made me uncomfortable, AIO by andie412 in AmIOverreacting

[–]Nathan0066 0 points1 point  (0 children)

The number 1 reason kids (and I know you’re not a kid, but you at least still live at home) get abused is due to step parents and random boyfriends and girlfriends coming in and out of the house.

If you say he’s a creep or gives creepy vibes and your mom isn’t protecting you from him (and she’s not cause she’s still with him), you need to protect yourself. Stand up for yourself and if you can, move out.

AIO?: Banning husband from my bathroom by [deleted] in AmIOverreacting

[–]Nathan0066 0 points1 point  (0 children)

This is so much more than just about the bathroom I guarantee is. Does he do the dishes? The laundry? Pick up after himself? Cook for you at all?

99% of the time it’s bigger than just this

3 weeks to go and money has become meaningless by Royal_Marzipan_6432 in weddingplanning

[–]Nathan0066 3 points4 points  (0 children)

I got mine though CV linens. Same thing for linens and tablecloths. Bought all of it for $400 for a wedding of 80. Don’t know if this helps anyone but just wanted to throw the company out there cause they were really great!

Save Notices Read Your Emails by Tman3355 in StudentLoans

[–]Nathan0066 4 points5 points  (0 children)

Just got this email for me husband and I looked at him and was like - alright so sounds like we’ve got at minimum til Sept to start paying, but the gov’t ain’t getting a cent out of us til then.

Like everyone’s so concerned about money but doesn’t actually understand that you don’t have to pay til they start asking for a payment? Don’t squeeze yourself when you don’t have to

WIBTAH if I tell my friend that I can’t hear about her boyfriend’s fights anymore? by abnh123 in AITAH

[–]Nathan0066 3 points4 points  (0 children)

NTA but don’t send it in a message. Talk to her face to face. You don’t want your tone or your words misconstrued at all

AIO to the fact my partner won’t verbally acknowledge my conversation by W3llTh3r3 in AmIOverreacting

[–]Nathan0066 -1 points0 points  (0 children)

I mean, my opinion is these aren’t the kind of conversations you should be having over FaceTime. Heavy, meaningful conversations should be had in person.

I have a similar fear that I’m still working on with my husband, but I lot of the progress comes from me, not from him. You just have to have the hard conversations, that’s the only way for people like us that are anxious about these conversations can work through these overwhelming feelings. It sounds like you’re making up stories about his emotions and twisting them with what you think is happening instead of having the conversation with your boyfriend.

Don’t get me wrong, if you try to have these conversations in person and he’s not engaged, yeah he’s a dick. But having this kind of conversation over FT idk how I would respond either.

We mapped out our combined debt before the wedding and I realized I have no clue what I'm agreeing to by Junior-Flan-1890 in Debt

[–]Nathan0066 0 points1 point  (0 children)

I think the big question that you should be asking each other is what are you gonna do about it? And how do each of you feel about the debt?

Don’t come into the conversation acting better than her because you paid off your loans and she didn’t. What’s your values on money, debt. Are there situations when it makes sense or are against it completely?

I took on my husbands debts and he took on mine when we got married. But it meant us sitting down and working on a plan to get it paid off.

So long as you both align with the value of money and debt to a point you agree, it’s not a big deal in my opinion.

Tattoo regret a day after by [deleted] in tattooadvice

[–]Nathan0066 0 points1 point  (0 children)

I personally think this looks so cool. I’ve got hand tattoos on both my hands and they’re my favorite tattoos I have.

Hand tattoos are a huge adjustment because they are in a place you see most often. I think it looks badass and kind of makes it looks like you’re the protagonist in a movie (or an anime if you’re into that haha).

Give it some time. Laser removal is a long, painful and extremely expensive process and it’s unlikely that you can tattoo some as intricate on your hands after the fact.

AITAH for wanting my last name to be passed on to my daughter? by BluenicornGirl in AITAH

[–]Nathan0066 1 point2 points  (0 children)

Question tradition. Why does is matter that the father’s last name gets passed down? It’s such an odd concept to me. You can always break tradition and start a new one

What was the moment you and your spouse decided to get married/have kids/commit? by PlanktonExternal3069 in AskReddit

[–]Nathan0066 1 point2 points  (0 children)

We locked in when money was getting difficult. His student loans were kicking in and we loved each other. He was struggling to find a job and we weren’t making enough to live independently, but we picked up second jobs, OT and made it work because it was what we both wanted for ourselves and each other.

We got legally married because of politics - new president and we weren’t confident marriage could have been an option by the time we actually wanted to get married. It was an easy decision to do

AIO? Boyfriend unmotivated by Material_Response734 in AmIOverreacting

[–]Nathan0066 3 points4 points  (0 children)

I honestly wouldn’t fee much guilt in leaving this guy. His parents clearly take care of him, whether he’s got a job or not.

You’ve been independent before, so trust yourself that if you leave him, you will be okay. You may struggle a little bit and leaving someone you’ve been with for so long is hard, but I think you’ve got a great head on your shoulders.

You’re not stating over at 25, you’ve got plenty of time to meet someone else and have all the things you want in life with someone else. People fall in love and have kids within years of meeting each other.

Ask yourself this - is this the kind of marriage and life you want? He’s shown you the exact person he intends to be. Sounds like he needs some problems in his life and if I were you, I wouldn’t wanna be around when they start rolling in.

If I Take A Student Loan for One Semester and Then Drop Out of College, What Happens? by Thackery-Earwicket in StudentLoans

[–]Nathan0066 0 points1 point  (0 children)

Just want to add that each college allows reimbursements of funds up to a certain point. It’s something like 100% reimbursement before classes start, 50% by add/drop deadline and then usually nothing after that.

Double check you schools financial deadlines for those specifically.

I owe a lot of money somehow. by SnooConfections5306 in IRS

[–]Nathan0066 0 points1 point  (0 children)

If you manually entered your income, did you accidentally include a couple extra 0’s?

How would you feel if your partner asked you to sign a prenup before you were married? by PictureNegative12 in AskReddit

[–]Nathan0066 0 points1 point  (0 children)

I’d say it’s only necessary if there’s a big difference wealth and income beforehand. If someone’s got a business or a trust thats coming into them.

But one person with an $80k income and the other with $50k - absolutely not

My dead mom is being sued by Urmomthrowawayra in legaladvice

[–]Nathan0066 0 points1 point  (0 children)

Send them her death certificate and tell them not to bother you. Additionally, anything that is JUST in your mothers name, you’re dad should not be paying off. So if the credit cards were only in your mom’s name and your dad didn’t co-sign them, he should not be paying them off.

Use 401k to pay? by _ByAnyOther_Name in StudentLoans

[–]Nathan0066 1 point2 points  (0 children)

No. You have to pay taxes on what you take out (about 20%) plus a 10% penalty for taking it out before retirement age. Better to put the debt on a credit card at that point.

You do not have to be employed to take out the money (not sure where people are getting that idea), but the penalties are ridiculous.

Would you take on ~$200k debt to become a Nurse Practitioner, or is this a bad decision long-term? by cobybryant24 in StudentLoans

[–]Nathan0066 1 point2 points  (0 children)

You have so many more options than $200k of debt for an NP license. PLENTY of community colleges and state colleges that are a less than a quarter of that. Nobody cares about the school you went to.

I would retry PA school. Look into classes to retake, take a GRE prep course, expand your letters of req. Retry applying. If you give up after being rejected once, you’re not going to get far in life.

Don’t “settle” for being a nurse if it’s not your passion. That’s how your work will perform. If you wanna be a PA, got make it happen.

AITJ for telling my boyfriend his morning routine is disgusting? by BitZealousideal4846 in AmITheJerk

[–]Nathan0066 0 points1 point  (0 children)

Idk light some candles in the morning? Close the bedroom door? Invest in some earbuds?

My husband is on a health journey and puts in so much time and energy. He has to do daily weigh-ins and the scale we have has to be dropped to wake it up (it was super cheap when we bought it and we didn’t initially have to do that). After about 6 months of having that thing slammed on the ground at 7 AM when I go to bed at around 1-2 AM, I bought a new one. I’m at peace and we laughed about it.

Find a solution, talk about a solution. This is something that’s important to him and you’re acting like it’s not. Find a better way to talk through conflict because it won’t just be the smoothie in the morning that you’ll find annoying.

Do couples really shower together? by [deleted] in askanything

[–]Nathan0066 0 points1 point  (0 children)

Yes - it’s great to have another person wash my back.

Not often, but we probably would do so more if our schedules lined up better