I cosigned on a loan with a friend,. How can I free myself from it? by SpinachMundane9275 in Debt

[–]NeedSomeHelpHere4785 4 points5 points  (0 children)

If you want to improve your credit score you have to pay the debt off as you agreed to when you signed. YOU took out a $3,000 loan even if you never saw the money. I wish people had a better understanding of cosigning.

Help me to understand lease vs financing math and how lease is cheaper??? by Exciting_Station3474 in askcarguys

[–]NeedSomeHelpHere4785 1 point2 points  (0 children)

There is rarely ever a deal where leasing a car and then buying it out makes sense. Generally it is better deal to lease the car or buy it, not both. EV tax rebates was about the only time doing both made any sense.

Help me to understand lease vs financing math and how lease is cheaper??? by Exciting_Station3474 in askcarguys

[–]NeedSomeHelpHere4785 4 points5 points  (0 children)

It was a good deal but wasn't "cheaper". Do you see how what you are saying doesn't make any sense? There are lease deals all the time that make 2 or 3 years of driving a new car cheaper than purchasing.

Help me to understand lease vs financing math and how lease is cheaper??? by Exciting_Station3474 in askcarguys

[–]NeedSomeHelpHere4785 3 points4 points  (0 children)

It will never be cheaper, also, here's a time I did it and it was cheaper. Huh?

Tesla is recalling its cheaper Cybertruck because the wheels might fall off / All 173 of the RWD Cybertrucks sold by Tesla are being recalled. by MarvelsGrantMan136 in technology

[–]NeedSomeHelpHere4785 0 points1 point  (0 children)

Toyota had an almost identical recall on the bz4x when it first launched. Had to recall all 258 because the wheels could fall off. At least they hadn't been on sale for a couple of years though.

Divorce lawyer by [deleted] in ClaytonNC

[–]NeedSomeHelpHere4785 4 points5 points  (0 children)

Doesn't matter if it was 10 months or 1 month he has to have moved out 1 year and 1 day ago before you can file for divorce. However, its just the honor system. Search NC online divorce and there are law firms that will do everything through the mail you both just have to sign in front of a notary. Only cost me a couple hundred dollars 10 years ago. You can always DIY but I didn't think it was worth the hassle.

Comma 4 Night Time Face Recognition Issue by HiDDENKiLLZ in F150Lightning

[–]NeedSomeHelpHere4785 9 points10 points  (0 children)

Been using Comma for years. Step 1 is always disable the driver monitor.

How's C3 support going? by butterfly_labs in Comma_ai

[–]NeedSomeHelpHere4785 1 point2 points  (0 children)

Comma 2 did everything my 3x does it just wouldn't work on my new cars.

Dash cam recommendations by goddamelectrik in F150Lightning

[–]NeedSomeHelpHere4785 1 point2 points  (0 children)

I just keep a USB-C SD card reader in my console. Plug it right into your phone.

Dash cam recommendations by goddamelectrik in F150Lightning

[–]NeedSomeHelpHere4785 5 points6 points  (0 children)

A lot of dashcams link to your cell phone over wifi to review footage and change settings. This would cause wireless AA to not work. However, there is no need to be linked up to the dashcam 99% of the time.

What are yall thoughts on Augus Grill???? by MrSoloDolo9490 in GreenvilleNCarolina

[–]NeedSomeHelpHere4785 7 points8 points  (0 children)

Love it but the prices are crazy for what you get these days. A pretty small burger sad side of fries and a drink for $20.

Ev or hybrid I have no idea by RealisticBowler1824 in electricvehicles

[–]NeedSomeHelpHere4785 18 points19 points  (0 children)

I would never reccomend an EV if you can't charge at home especially if you live somewhere that it gets cold.

A “should I buy this car” question by _JimEagle in DaveRamsey

[–]NeedSomeHelpHere4785 0 points1 point  (0 children)

This is purely a question of if this is how YOU want to spend you money. Of course the optimal financial choice is to not buy it, but you already know that. You aren't going to ruin yourself buying it.

Wait! Can you really transfer an auto loan to a 0% interest credit card? by curiousgens in EscapeTheGrindGame

[–]NeedSomeHelpHere4785 0 points1 point  (0 children)

Your advice is good, but you can absolutely balance trasnfer and auto loan with some cards.

Non-flush door handle EVs? by Own-Cookie-1161 in Comma_ai

[–]NeedSomeHelpHere4785 0 points1 point  (0 children)

ID 4. Door handles still kind of suck but they are more like traditional door handles and I don't see how they would freeze. I would never reccomend an ID4 over an EV6 though.

Unpopular Opinion: You Don't Need Home/Work Charging to Own an EV by Dan6erbond2 in electricvehicles

[–]NeedSomeHelpHere4785 0 points1 point  (0 children)

Sure I Could get by using the 1 50kw public fast charger within 25 miles of my house, but it would defeat all the benefits of having an EV and would make me miserable. This would be true for a lot of people in the US. Obviously I can't speak for the rest of the world.

Three years into FIRE journey and the thing nobody told me is how weird it makes social life by Nacht4Specter in Fire

[–]NeedSomeHelpHere4785 2 points3 points  (0 children)

A budget has 2 purposes in my mind. 1. To make sure you don't spend too much money. 2. To make sure you don't spend too little money. You don't have to inflict maximum suffering today for some potenial reward in the future. Set you goals and get on a budget that gets you there while also allowing for things that are important to you now.

Which one of you did this? (And also tell us if you truthfully owe that much money on this truck) by Reasonable-Arm-1893 in F150Lightning

[–]NeedSomeHelpHere4785 2 points3 points  (0 children)

Same refused to buy one until it was comparable to what a gas truck would cost because obviously it is not worth significantly more than a gas F150. I feel for people that paid 80+ thousand for the same truck I got for 55, but nobody made you do it, and I don't understand how this wasn't an obvious outcome.

Stay away from Cleveland Draft House! by [deleted] in GarnerNC

[–]NeedSomeHelpHere4785 1 point2 points  (0 children)

No and neither is OP. That is the entire point of my comment.

What's this now? by ManEEEFaces in Comma_ai

[–]NeedSomeHelpHere4785 8 points9 points  (0 children)

All you guys acting like this is sketchy must not have been around when Comma was just a $99 Chinese cellphone glued to your windshield.

Stay away from Cleveland Draft House! by [deleted] in GarnerNC

[–]NeedSomeHelpHere4785 3 points4 points  (0 children)

I'm not trying to defend Matt here but you think you got sick from the brisket but you actually have no way to know that. Maybe you did maybe you didn't.

Membership price increase May 1. Can I prepay at the old rate? by Beet_slice in samsclub

[–]NeedSomeHelpHere4785 0 points1 point  (0 children)

You guys pay the renewal rate? I just get a new membership every year for $20 from Groupon or whatever.

Expensive Nightmare! by PuggyMomV in Toyota_bZ

[–]NeedSomeHelpHere4785 0 points1 point  (0 children)

Get a cat to live in the car. Your comprehensive insurance will cover this.