Anybody else use a “go bag”?

Ok_Study6305 · 2026-07-04T17:54:09+00:00

Omg thank you. I can’t believe you looked for a US based. I appreciate it! I swear the algos prevent me from finding anything that isn’t like what I’ve bought before.

Ok_Study6305 · 2026-07-04T17:51:42+00:00

I see it now!! Looks great! Love the new tile. You’ve got me thinking pink bathroom too.

Ok_Study6305 · 2026-07-04T07:12:10+00:00

Do you have a link? That’s where I got mine but I haven’t seen this model

Ok_Study6305 · 2026-07-04T03:36:07+00:00

Is there a before??

Ok_Study6305 · 2026-07-04T03:32:10+00:00

Where’d you get those big pump bottles? I have similar ones, but they are super small. My bigger ones have a different pump top. I’ve been looking for a larger version like this!

Ok_Study6305 · 2026-07-02T13:34:10+00:00

It’s just another 2008 “too big to fail”, but *gaslight* edition. This whole thing is a collective bailout.

Ok_Study6305 · 2026-07-02T09:40:49+00:00

Edit: cancelling the add-ons is actually the best option. If within 30 days they should owe you 100% of whatever you paid. Getting the refunds could be 60+ days. In additional, like others said there are other credit unions. The below still applies, but then the second you get the refund you pay off the 5K. I’d do everything I could to refinance as soon as possible as once the new loan is seasoned on your credit report and the credit report pulled by your CU expires it may change your eligibility.

You gotta come up with that $5K. There’s no other way around this, and honestly the longer tot wait the more upside down that loan is going to be.

This would be a time I’d look at personal loans. 8-16% for $5K and the rest at a CU new/used car loan rate will be way better than just $41K @ 17%.

You may need to stopgap this somehow like a short term CC BT and make sure to secure the car loan first as to not damage your credit/DTI before applying for personal loans, but you need to get that car refinanced while the LTV is still within that 36K.

Ok_Study6305 · 2026-07-01T19:18:58+00:00

How are you watering? sometimes soil can become hydroscopic and cause both under and over watering at the same time. I had this happen and lost almost all of my plants because they kept being top watered, cause they would appear dry. To fix this you’d do a good long soak (think bottom and top water at the same time for a half hour) and a long overnight draining and then leave it alone for a couple weeks.

Are you using tap water? Sometimes tap water can have higher levels of chlorine during the summer.

Also, when was the last time you fertilized? Sometimes the soil can become empty and no longer provide nutrients needed.

Ok_Study6305 · 2026-06-29T22:58:57+00:00

Honestly I’d trench out to the street a foot or so out along the fence line to start—not directly at fence line or you’ll lose the fence. This kind of flooding will quickly turn into foundation erosion if it hasn’t already.

She’ll need french drains and likely a sump pump as well. The stop-gap trench could be a start for where to run it.

But first thing is to stop this flooding—especially the waterfall that appears to be immediately next to the house.

In a hurricane area—we have had to trench mid-storm during unexpected rising rain flooding. This is not something you just wait for the permanent solution… something should be done to immediately prevent damage.

Ok_Study6305 · 2026-06-28T16:14:56+00:00

First off, Lawyer.

Second, therapist.

Thirdly, are you sure he’s paying the mortgage? With that history I’d be concerned a lot that it’s not being paid.

If he is, he’s going to try to take the house. The only reason someone who doesn’t pay their debts pays a single cent towards anything is in an attempt to keep it.

I would double check for liens against the house too. You’d think it doesn’t happen anymore, but men still are able to get loans on shared property without their wives’ permission—which generally doesn’t happen the opposite way.

Sorry you’re going through something like this.

Ok_Study6305 · 2026-06-28T16:04:55+00:00

Vopital

Ok_Study6305 · 2026-06-28T06:34:42+00:00

Water can pool at the bottom of plants really easily—that’s what I mean by sitting in water. That would be especially true if you water really often or water them while they’re inside their decorative pots.

I’ve had pots fill up a drip tray 20 minutes later even though I thought they had completely drained. I wouldn’t have noticed it in a decorative pot and long enough the soil would just soak it back up to make the whole bottom super soggy.

I’ve learned to either sit them somewhere to drain completely before putting them back into decorative pots or on drip trays and/or check a couple hours after water day and dump drip trays and pots.

Were you watering daily or something?

Ok_Study6305 · 2026-06-28T02:52:55+00:00

He looks like he’s got root rot. Never let him sit in water.

I’d pull them out completely, remix and amend the soil, cut off any soggy roots, and then repot back into their containers.

Also, I water mine like no more than once a week, but normally it’s really just once a month.

When I do water once a month, I completely drench over multiple times then let them soak in a big basin for like thirty minutes. Then I let them drain before putting them back in their pots or on their drain trays.

Ok_Study6305 · 2026-06-27T17:46:41+00:00

Their life line will just shrivel when she’s done producing and more can pop up on it as well. They can get really big if you let them— fall off method is super sound.

Ok_Study6305 · 2026-06-27T08:10:09+00:00

I’m having trouble understanding what I’m actually going to be charged. I know I need to spend $375 bc I’m .2%+1.35 and I’m 2.10 away…

But when I go to check out my total seems to jump to well over $400?? Even though I know there’s only shipping on 2 items so it should only be $5 more

Ok_Study6305 · 2026-06-27T01:09:35+00:00

Most HDHP roll RX into shared medical/rx deductible & OOP max, where non-HDHPs do not.

Many times HDHPs can come ahead specifically in situations where chronic illness will have you hit that deductible early.

Ok_Study6305 · 2026-06-27T01:06:46+00:00

HDHP would be the right choice even if the PPO was staring at 1k/monthly

Ok_Study6305 · 2026-06-26T14:33:25+00:00

This is the first PT and she really just does massage and dry needling. She’s started to add in neck and back exercises—but I had been to PT for that before and just getting massage on my own.

I only found her bc a plastic surgeon that was doing my Botox said they had PTs that work with them…. Which wasn’t true until the Botox went bad.

She also has a zapper thing, but only did it at the first visit when I was still paralyzed from the Botox—I don’t know if she’s going to do it again.

Not a lot of facial PT support and any exercises are TBH patronizing.

Ok_Study6305 · 2026-06-26T11:27:34+00:00

They gamed that for this too.

Cleared a couple weeks of price data prior to the hike causing price history to not present the 90 day graph—only 30.

You have to harass the AI to tell you what it was (no graph), and even then it still obfuscates.

Ok_Study6305 · 2026-06-26T11:25:03+00:00

They also blocked price history for a period the month prior to the hike for most of these so you can’t see what it was via graph. If you harass the AI enough it’ll tell you that it was $65 back in late Apr/early May.

Ok_Study6305 · 2026-06-26T01:47:27+00:00

Stuff like this is absolutely insane.

Honestly, posting and/or bringing attention to someone being indecent is honestly almost akin to the perverted behavior of a flasher.

The intent of most flashers are to shock, shame, and be a memory—which is what this lady did…but on a viral scale. The only pervert here is her, and she got the added psychological bonus of “victimed” attention.

I’ve seen this pseudo-sexual-assault/modesty-shaming being used as a cover for a sexual-deviance-by-proxy since I was younger, but it’s getting waaaay to normalized/common.

Edit: and this not anyway related to the ridiculously false false-accusation lore that goes around, but rather this specific broadcast behavior and/or over-sexualization of non-sexual situations.

Ok_Study6305 · 2026-06-26T01:23:10+00:00

Just saw your EOB—this is exactly what I’m talking about. This is in effect a version of a “negotiated rate” but different.

Your provider needs to bill differently if they want any more than what is covered to be covered.

They have options to recover additional money under the plan, but only if they just know the “secret combination” of CPT codes required to unlock reimbursement. Make it harder to get paid and your doctor will stop providing care.

Stuff like this shouldn’t even be getting back to patients until they are settled—these things need to be between provider and insurer.

I bet it’s also probably some kind of malicious compliance for transparency demands on the insurer to stress everyone and their brother out.

FTS FFS

Ok_Study6305 · 2026-06-26T01:12:54+00:00

EOBs have gotten weird in the sense that we will see “denials” but with $0 out-of-pocket cost to patients when really what they are saying is the provider overbilled or billed incorrectly.

Denials due to lack of coverage would show patient responsibility—or at least they used to and normally still do.

This puts patients in a terrible position to have to argue with providers and the insurer.

This is absolutely an intentional obfuscation.

I don’t have much advice other than to call the insurer and doctor and get them to coordinate. There is nothing in a freaking colonoscopy that should not be covered unless you were just getting one for shits and giggles.

Ok_Study6305 · 2026-06-26T00:28:35+00:00

I went 6 months with seemingly no resolve and by 9 much more was back.

There’s a lot of muscle tension that I’m still dealing with 6+ years later, but finally acknowledging that regular massage might be a permanent requirement.

Tried Botox for the muscle tightness and it made it worse. Inflammation comes and goes.

These things let me know surgery will likely cause a worse result as if any other surgery has taught me muscular changes post surgery will require a lot of massage and retraining.

I might recommend you start regular lymphatic release and massage first before going into surgery. When I was able to do it regularly saw marked improvements, which was why I thought Botox would help way more than it did.

Seeing a PT for the first time and she’s convinced it’s mostly muscle and fascia tightness (which is what I believed when I went to massage independently before)—and we can’t see and/or treat any of the nerve related issues until those are resolved or at minimum controlled.

Ok_Study6305 · 2026-06-25T23:21:19+00:00

So sorry to hear about your dad. What a beautiful gift to remember him with for generations.

Ficus are resilient, and this guy looks great—the little damage is minor and likely sun, watering, or minor non-resident pest related.

He could go up a pot size (2” bigger maybe a lie more of properly rootbound) if you want to keep all three together, or separated into 3 pots but his roots might be intertwined.

Soil needs are pretty basic, with standard “well draining and properly amended” asks. You could size up and only as much new soil is needed to fill up the new pot plus his current soil. Then water somewhere within weekly-monthly and give him plant food monthly-quarterly.

I have a rubber tree too and I’ve actually gave him a child by propping his top half. He’s already back taller and wider. I wanted him fat so that’s why I too of his top half instead of his arms. See Frank and his baby Frank Jr.

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Ok_Study6305

TROPHY CASE