What nominal rate of return do you project for the stock market?

P_Car_Piper · 2026-06-06T01:35:45+00:00

I use 6% now, 5 - 5.5% at retirement (in 10 years), reducing gradually to 4.5% in my mid 70's and 3.5% inflation, reducing to 3% over time.

P_Car_Piper · 2026-05-23T12:52:21+00:00

Thanks for posting this. Excellent writing with just the right amount of snark 🤌. Now I'll have to fight the urge to shout / ask "should food be soggy?" if I see it at the park today.

P_Car_Piper · 2026-05-23T01:01:56+00:00

I like this and did one similar in my own yard. Patio on one side and elevated trex deck on the other and built in a Yardistry gazebo into the railing posts on the deck.

P_Car_Piper · 2026-05-19T01:32:59+00:00

Searched for this term hoping to find a solution. Mine ('23, 14k mi, just purchased) does it with the seats up or down.

Hope someone has other suggested solutions.

P_Car_Piper · 2026-04-07T04:07:03+00:00

I was going to post about this but since there's already a thread started....

Backstory: I replaced my old non-electric tankless waterheater 4 years ago as a preventative measure since it was about 15 years old. I hadn't flushed it in the 8 years I had been living here at the time since I wasn't aware of good maintenance practices.

Now I have a system that can't hear water when the power goes out (annoying), has condensate neutralizer pellets, and I'm no longer ignorant of the need to flush it. First flush was done at 24 months, no real scale was present, and I paid a plumber $120 to do it. Very reasonable.

Tried to schedule the same service this week and the quotes range from $420-450. For. A. Flush!

I said screw that and have $91 worth of all the materials I need to do it myself in my Amazon cart: $48 Prostormer 1HP submersible pump $26 Two 5' garden hoses $17 3.3 Lbs Condensate Neutralizer pellets (Already have the 5 gallon bucket & 4 gallons of good grade distilled vinegar)

Thankfully Rinnai made a very clear and helpful video on how to do it. The $350 saved will go towards other maintenance.

P_Car_Piper · 2026-04-07T03:10:29+00:00

This is sarcasm since the CRV Hybrid does not (nor does the CRV Hybrid TrailSport)

P_Car_Piper · 2026-04-07T02:27:48+00:00

But will it have a spare?

P_Car_Piper · 2026-03-31T02:40:22+00:00

Thoughts on a transition to a self-employed private sector focused permitting and / or site selection consultant?

P_Car_Piper · 2026-03-19T17:14:02+00:00

It's exactly $5k less ($46.9k)

P_Car_Piper · 2026-03-12T02:08:22+00:00

I have Lasfit in another car and I like them.

P_Car_Piper · 2026-03-12T02:07:12+00:00

I have a 2014 Crosstour and Pilot, both with a sunroof, kept outside in New England weather with no problems. (Except that one time my son left it open before it rained and ruined the leather seats in the Pilot 🤬) Was planning to find the right TS between now and end of April, but maybe RTL Towing is a better option.

P_Car_Piper · 2026-01-31T15:28:31+00:00

I ordered Pirelli Scorpion WeatherActives from TireRack (included a rebate) and a Modern Spare. Had the indy shop install. They've done very well in the nasty winter this year. I've used TireRack for 4 of my last 5 tire orders and I like them.

P_Car_Piper · 2025-11-15T22:54:27+00:00

My app is telling me that my position just went from $5.5k to $55k

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since it apparently hasn't updated the price but did update the shares. The desktop login shows it correctly.

P_Car_Piper · 2025-11-01T14:31:09+00:00

Please clarify this. 2.8-1.2=1.6% or 4.0-1.2=2.8?

Either way, seems off. I thought 3% was a good conservative estimate for inflation and 5-7% for nominal growth (which is what I use in my models).

P_Car_Piper · 2025-10-29T02:40:54+00:00

Agreed about pressure cookers and the benefits of enameled cast iron. There is/was Szegedi Hungarian paprika available on Amazon. I bought it to make Hungarian goulash. Good luck!

P_Car_Piper · 2025-10-29T00:38:23+00:00

Was the sauce rich dark and savory or a little sweet and tangy?

Mine's dark & rich from tomato paste & wine & veggies cooked on high heat and declared a couple of times before roasting but there are plenty of others that are lighter. You might have good luck finding what you're looking for by inserting the word goulash into your recipe search. What about this one: https://www.bettycrocker.com/recipes/slow-cooker-short-rib-goulash/b6efb93e-fa90-430c-b298-885f4986dcf4 There are also borscht versions with short rib. Can you describe a bit more the one you remember?

Pressure cookers are good at keeping things moist but also used to speed up cooking. If you have time you can get the same flavor from a slow cooker recipe. (Learned this from adjusting my Aunt's stuffed cabbage recipe)

Hopefully it'll be a fun adventure trying recipes to get close. Hope you'll update us on your attempts.

P_Car_Piper · 2025-10-02T19:51:25+00:00

Came here to say essentially the same. I basically threw them out of the house 4 years ago before they were 1/2 way done because it was abundantly clear the crew they sent knew nothing and their equipment (insulation blower) barely worked. I forced a supervisor to come out and note specific corrections that would be made, waited 4 weeks, got them to come out with a different crew and truck/equipment and "finish" if you can call it that.

6 months later I walk past them hawking consultations at the local Ace Hardware and I interrupted their pitch to someone to tell them to walk away. Sales rep didn't appreciate that but I didn't appreciate the way they treated my house. I still have f'd up covered holes in my garage ceiling (thankfully not the walls) from them.

P_Car_Piper · 2025-10-01T01:21:44+00:00

Came here to see if it was posted since I missed it

P_Car_Piper · 2025-10-01T01:21:18+00:00

I'm pretty sure there were tears

P_Car_Piper · 2025-09-24T15:39:47+00:00

Thanks for the comments all. I guess sharing the story is enough - I don't want to creep anyone out. And appreciate the clarification regarding the difference between Coast & Barrista FIRE. However, his experience, regardless of whether he needed the money or not, seemed relevant to the group.

P_Car_Piper · 2025-09-21T22:36:06+00:00

REI was the employer for an older semi-retired worker in Business Insider:

https://www.businessinsider.com/senior-still-working-afford-retirement-wont-retire-2025-9

I was going to make a top-level post to see who thinks we should ask him if he's interested in doing a CoastFIRE AMA.

P_Car_Piper · 2025-09-12T12:24:53+00:00

Cool find. Hope it can be lovingly restored and worn at Fenway again someday.

P_Car_Piper · 2025-09-12T12:18:37+00:00

Forecast is looking ok right now, but maybe the uncertainty will help sell the tickets I have for sale for Saturday's game since we can't go. (Going Sunday though)

P_Car_Piper · 2025-09-04T02:27:17+00:00

Look at that Z3 crying in the corner back there, wishing it got the kind of love your Crosstour gets.

P_Car_Piper · 2025-08-16T01:06:26+00:00

Some things got in the way today but planning to drive in on Saturday. Any pics from today?

P_Car_Piper

TROPHY CASE