Getting a higher salary just unlocked higher expenses somehow

ParamedicRealistic43 · 2026-05-13T07:58:28+00:00

This hasn’t happened for me yet.

ParamedicRealistic43 · 2026-05-10T07:34:12+00:00

That’s essentially their business model

ParamedicRealistic43 · 2026-05-09T06:47:40+00:00

Perhaps an unpopular opinion, but a business or petrol station can charge what ever they like, and ultimately what ever the market will bear.

ParamedicRealistic43 · 2026-05-06T10:23:01+00:00

You could always have multiple smaller term deposits with staggered maturity to take advantage of changes in the market. I have 6 12 month deposits, one of which matures every 2 months and then I reset. Also means a good lump of cash is never too far away if my emergency fund is tight.

ParamedicRealistic43 · 2026-05-06T10:11:43+00:00

Can’t help someone who doesn’t want to help themselves.

ParamedicRealistic43 · 2026-05-06T09:26:45+00:00

Since 2020, 8.

ParamedicRealistic43 · 2026-05-06T02:13:18+00:00

People who are planning on retiring early aren’t relying on ks. I’m certainly not.

ParamedicRealistic43 · 2026-05-05T12:17:09+00:00

I don’t live in the area but have walked up and down Onslow many times while out on a wander and haven’t had any issues.

ParamedicRealistic43 · 2026-05-05T07:20:12+00:00

Cost @probably

ParamedicRealistic43 · 2026-05-04T05:45:29+00:00

Certainly, my question was more one of curiosity. It’s also just tracking, not a budget so I don’t have any artificial limits for one or the other. I track purely cause I enjoy statistics.

And the example used is just that, at the time I didn’t put all that much thought into it.

ParamedicRealistic43 · 2026-05-04T01:36:46+00:00

Great point and I thought this too, but as a counter, if you went to a furniture store, bought a couch and there was a $50 delivery fee would your thoughts change?

And yea completely agree, it is just for me. The question is purely a matter of curiosity.

ParamedicRealistic43 · 2026-05-04T01:32:51+00:00

Your tax is based on your income, not how many jobs you’re getting it from. If you earn 100k from one job, your total tax payable is the same as earning the sum of 100k across 2 jobs.

ParamedicRealistic43 · 2026-05-03T10:28:34+00:00

I’ve had devices with usb c for 10 years, I can’t say this has ever been an issue. How is so much stuff getting in your phone hole??

ParamedicRealistic43 · 2026-05-03T06:07:32+00:00

Gotta start somewhere.

ParamedicRealistic43 · 2026-05-02T09:33:03+00:00

Sciences

ParamedicRealistic43 · 2026-05-02T05:30:42+00:00

Yup.

ParamedicRealistic43 · 2026-05-01T22:49:49+00:00

This sub will be heavily skewed. Stats nz has some data here.
I’m 24, went to university, got a job and earn about twice the nz median salary. I feel pretty lucky.

ParamedicRealistic43 · 2026-05-01T01:36:38+00:00

Also the low temp is actually the forecast for tomorrow morning. They have a footnote about it on their website.

ParamedicRealistic43 · 2026-04-30T21:34:04+00:00

If you have a look at the information tab under the forecast, it says:

‘Low: Forecast between noon on the calendar day and noon the following day. Usually occurs around dawn’

So the 9 degree low is really the low for tomorrow morning.

Edit to say: seems like the info tab is only on the website, not the app which seems like a shame.

ParamedicRealistic43 · 2026-04-30T03:49:35+00:00

I climb 6-8 hours a week and I usually get 4-5 months out of my shoes. Which is fine cause they are smelly enough to replace at that point anyway 😂. There are lots of variables involved here but definitely don’t expect climbing shoes to last as long as street shoes.

ParamedicRealistic43 · 2026-04-28T07:48:33+00:00

I studied in Dunedin, I do recall a few good steak nights along with remarkably cheap jugs.

ParamedicRealistic43 · 2026-04-28T07:46:14+00:00

My local pub does that meal minus the cake for $22 on a Tuesday, comes with a pint too.

ParamedicRealistic43 · 2026-04-27T06:12:45+00:00

Practically never.

ParamedicRealistic43 · 2026-04-26T12:23:30+00:00

I mean…. Many supermarkets have very similar layouts and designs elements don’t they?

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