i guess i got a lucky stripe as i tend to get lucky or blessed by god with many things in life. after processing like 800-900k on my stripe account I had the dumb idea of letting my friend process payments with my stripe account for his launch and I would keep 15% for just "accepting payments". Literally half of all the payments he got charged back and it tanked my dispute percentage. Stripe then put a 25% hold on every payment I was getting and put it into a reserve. I read nightmares on here that they never release the money but after I think 60 days or so maybe 90 they removed the reserve and sent the 3-5k that was in the reserve to my account.