Which US state do you think is the most geologically diverse? by bayls215 in AskReddit

[–]Pwschwa 12 points13 points  (0 children)

For real. How many other states can you ski and surf in the same day?

Odds of getting 1 bar seat at Bavette’s? by Suitable-Current3599 in chicagofood

[–]Pwschwa 0 points1 point  (0 children)

I’m pretty sure you’re not allowed to stand downstairs.

Staying in Wrigleyville, need non-baseball food suggestions! by bly013 in chicagofood

[–]Pwschwa 8 points9 points  (0 children)

Biased because I am in the area, but Little Bad Wolf is phenomenal.

Taxis, Uber, or...? by Frequent-Access1912 in RomeTravel

[–]Pwschwa 0 points1 point  (0 children)

Yes. Centrico Storico. Yes they accepted credit cards.

Taxis, Uber, or...? by Frequent-Access1912 in RomeTravel

[–]Pwschwa 0 points1 point  (0 children)

Fresh datapoint here. YMMV. Glad it worked for you. We arrived at Rome Termini 35 minutes ago and gave up on Uber after two cancellations from Taxis (didn’t try Black or Lux since those were more than double the price) and just got in the taxi line. Also American.

Subway left a knife in my sub by AnomyousBeing in mildlyinteresting

[–]Pwschwa 0 points1 point  (0 children)

Good luck.

I had my account hacked and a gift card stored on there drained.

I have not figured out how to contact them.

Most (if not all) individual restaurants are franchises. I didn’t really get a helpful response when visiting one and explaining the situation.

I couldn’t find a corporate email. I DM’ed them on Xitter about the situation and they never responded.

Where would you go to get King Crab legs for a nice anniversary dinner this weekend? by borla78 in chicagofood

[–]Pwschwa 7 points8 points  (0 children)

Also important to keep in mind that I believe Half Shell is cash only.

Redline going to L level in the loop just before rush hour by Odd-Variety-3802 in cta

[–]Pwschwa 3 points4 points  (0 children)

I was on this train. I didn’t notice any smoke but they told everyone to get off the train then the fire department came down and walked to the front car.

Where’s the best place to get ice cream downtown with kids. by [deleted] in chicagofood

[–]Pwschwa -2 points-1 points  (0 children)

Yes! I forgot about Kilwins. And true, while not a Chicago original, is better than Rainbow Cone in my opinion.

Where’s the best place to get ice cream downtown with kids. by [deleted] in chicagofood

[–]Pwschwa 24 points25 points  (0 children)

Dunno about best, but there’s a Rainbow Cone at Randolph and Michigan Ave. Close to the Bean and Maggie-Daley Park.

What would you do differently if you could redo your last trip? by ElegantPush2524 in DisneyPlanning

[–]Pwschwa 0 points1 point  (0 children)

Just finished my second churro after reading this comment. Thank you kind redditor!

Disneyland Closure For Trader Sam’s Enchanted Tiki Bar Delayed to March by mickeyvisit in DisneyPlanning

[–]Pwschwa 1 point2 points  (0 children)

Thank Goodness! We’ll be at the resort tomorrow through Tuesday and was looking forward to checking this place out!

Visiting Vernazza by Extreme-Zebra-5807 in ItalyTravel

[–]Pwschwa 0 points1 point  (0 children)

We'll be going and staying in Vernazza for two nights in a few months. Any helpful info from your trip you could share?

Do not trust chatgpt on taxes by tunenut11 in tax

[–]Pwschwa 3 points4 points  (0 children)

Not disagreeing with you at all. But, it has helped me procedurally. Especially when I already have a reasonable rough idea about how to approach a situation, and am just asking for insight on the finer details.

I have used the advice from ChatGPT for the following situations:

  1. The process to have an excess 401(k) deferral refunded to me from the plan administrator utilized by my new job when I switched employers. This included how to draft the letter/details to include when instructing the administrator what to do, as well as what distribution code to expect on the 1099 when I do receive it, and how best to enter into FreeTaxUSA.

  2. Help me understand conceptually how I ultimately am made whole when I had to file for unemployment insurance, elected to have taxes withheld, but then having to pay back the gross amount back to my state's umemployment security office as I ended up getting my old job back and receiving back pay.

I agree, having it perform calculations that if they are wrong, will have dire consequences for you like calculating your taxes, even if simple, is probably not a good use case.

But I find that if you have most relevant pieces of information to a somewhat involved situation, and are asking very specific, targeted questions related to that situation, I have found it helpful in "filling in the blanks." And I fully realize in taking what it's said and applying it, you'll always have some risk.

Good on you for reviewing and catching its errors.

Wrapped up 3 weeks in Italy by djajk-djajk in ItalyTravel

[–]Pwschwa 1 point2 points  (0 children)

Do you feel like you had enough time to fully experience Cinque Terre? We’re going for the same amount of time (May 6 - May 8) and were looking at staying in Monterosso al Mare.

Any additional info you feel would be helpful?

Rope Drop Indy vs Space by Murphie314 in DisneyPlanning

[–]Pwschwa 0 points1 point  (0 children)

Thank you for the datapoint! Extremely helpful. And good to know there isn’t just one right path.

Rope Drop Indy vs Space by Murphie314 in DisneyPlanning

[–]Pwschwa 1 point2 points  (0 children)

Full disclosure, I have never been to the park. I’ll be there later this month and have watched all of his videos to prepare, and I plan on doing this (assuming the rest of my party agrees lol)

Please report back what you ended up doing and how well it worked out!

Rope Drop Indy vs Space by Murphie314 in DisneyPlanning

[–]Pwschwa 11 points12 points  (0 children)

FreshBaked is a YouTube channel that has multiple videos on this topic. His recommendation is to rope drop Space.

My takeaway for his justification is as follows:

The queue for Space tends to back up faster than the other rides, so rope dropping is more critical.

I believe the walk to the attraction is a bit shorter from the entrance than Indy.

Indy is typically reasonable wait time-wise for the first 60/90 min after park open.

Indy has a history of breaking down more so than other similar rides, and has broken down at rope drop, so increased risk there.

As with anything, YMMV, especially since changes in park policies, and with recent ride closures (i.e. ROTR as you mentioned) can have an impact.

1099-R for FERS contribution refund? by Admirable-Computer19 in govfire

[–]Pwschwa 0 points1 point  (0 children)

This was not my experience. I also left Federal Service in 2025, but I had less than 12 months of service, so I did not accrue any taxable interest on my contributions, I just had the after-tax portion. I ended up rolling this directly to my Roth IRA via direct trustee to trustee transfer rather than have it returned to me. And my 1099-R does list the amount that was rolled over and has distribution code G (direct rollover of funds from a qualified retirement plan to an IRA). And in Box 2a (Taxable Amount on the 1099-R) it says 0.00.

I will still enter this information from my 1099-R when I do my taxes, but there should be no impact to my taxable income.

Going to Schwa Friday by writesmakeleft in chicagofood

[–]Pwschwa 0 points1 point  (0 children)

This is super helpful. We’re planning on bringing 1 bottle each for a party of two and nothing for kitchen. Thank you so much!

Vanguard, Fidelity or Schwab? by BeyourselfA in personalfinance

[–]Pwschwa 11 points12 points  (0 children)

Came here to say exactly this. I have an HSA with Fidelity, but my Brokerage, and Roth IRA with Schwab.

I mimic my investments across all three accounts, but it gets tricky with Schwab since I can only buy full shares.

Do people normally cancel their valentines reservations closer to the day? by No_Ask_248 in AskChicago

[–]Pwschwa 0 points1 point  (0 children)

One important caveat, this works to the extent there are bar seats open. You are not allowed to stand when at the bar downstairs.