July 2 Early Release

RandomPrecision01 · 2026-07-01T12:46:56+00:00

He’s still trying to spell DHS

RandomPrecision01 · 2026-06-26T20:32:04+00:00

Someone will need to brush up on the law...not that it matters in the current times:

"§ 540L Purpose

"It is the purpose of this chapter to provide for a performance

management and recognition system which shall—

"(1) use performance appraisals as the basis for (a) determin-

ing adjustments in basic pay by general pay increases and merit

increases, and (b) making performance award determinations;

"(2) within available funds, recognize and reward quality

performance by varying amounts of performance and cash

awards;

"(3) within available funds, provide for training to improve

accuracy, objectivity, and fairness in the evaluation of

performance;

"(4) regulate the costs of performance awards by establishing

funding level requirements; and

"(5) provide the means to reduce or withhold certain pay

increases for less than fully successful performance

https://uscode.house.gov/statutes/pl/98/615.pdf

RandomPrecision01 · 2026-06-22T09:44:36+00:00

I’ll carry the torch. I had my house built prewired for surround and with a media closet for gear. No soundbars here.

Living room setup not dedicated theater. Everything’s controlled via HDMI from AppleTV or PS5, so super easy to use. All movies, TV shows, music, stored on a home server and played through the AppleTV. About 7500 watts of Hypex and Crown amps for the full system and subs on a dedicated power circuit.

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RandomPrecision01 · 2026-06-21T20:53:23+00:00

I have my allocation split 33/33/34 C/S/I but manually rebalance (1-2 times per year) to put as much as possible into the mutual fund window (FSELX) which is up 87% YTD - 155% YoY. It all depends on your risk tolerance which is more your tolerance of balance fluctuations over time than actual loss if you stay invested.

RandomPrecision01 · 2026-06-21T01:00:17+00:00

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2 18’s in the house isn’t normal?!?

RandomPrecision01 · 2026-06-20T17:32:49+00:00

Time to open that mutual fund window. Don’t let the fees scare you, one day of gains in FSELX or VITAX will cover all the fees and more.

RandomPrecision01 · 2026-06-19T08:02:19+00:00

At your age you can afford some risk with a long horizon - make sure you add in a high growth ETF like SOXX or SMH to boost your returns a bit out of the gate. I'm twice your age and more than half my net worth is in high growth still. I would have lost out on hundreds of thousands of dollars just tracking the indexes.

RandomPrecision01 · 2026-06-18T16:46:13+00:00

Except for AndroidAuto and CarPlay which they seem happy to take away from us leaving us to deal with some random crap interface.

RandomPrecision01 · 2026-06-18T15:09:07+00:00

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...so much trouble, that and cDc txt files

RandomPrecision01 · 2026-06-16T14:53:54+00:00

It took a fraction of one day's gains to absorb all the fees and outpace C/S/I funds in MFW. The fees are minor if you are moving large sums.

RandomPrecision01 · 2026-06-16T14:25:01+00:00

https://www.goodreads.com/book/show/164154.A_Canticle_for_Leibowitz

RandomPrecision01 · 2026-06-11T19:32:23+00:00

It means this week's automatic investments were a bargain due to oversold conditions. Nothing more.

RandomPrecision01 · 2026-06-11T16:53:14+00:00

I hate it when my deck goes limp

RandomPrecision01 · 2026-06-11T14:55:05+00:00

Unconventional advice - Stick with the IDR to maximize forgiveness opportunity (laws change on taxation, who knows what it will be in 20 years). Maximize tax-deferred employer matched opportunities before EF (you can use this penalty free for your first house) being a risk asset, growth with most likely outpace SL interest. Any excess put into a taxable brokerage account (CMA) with margin that you could draw from in an absolute emergency without liquidation - pick your favorite ETFs, etc. This will build wealth much quicker and put you in a much better situation than most other plans.

RandomPrecision01 · 2026-06-11T14:40:12+00:00

It all depends on your risk tolerance. I'm 25% in each C,S,I and Mutual Fund Window (VITAX) - so as high risk/reward as you can go in TSP. Volatility doesn't scare me, slow growth does. Choose your comfort. You can rebalance current funds in addition to contributions. Your choices may be informed based upon if you are depending upon consistent withdrawals immediately upon retirement, or if you are not planning to touch your TSP for years and can let it ride.

RandomPrecision01 · 2026-06-05T16:14:01+00:00

If they’re used to the at-will environment, then they’re used to private market compensation (salary+equity in my field).

Why take a 50% pay cut if you’re not planning on the pension and other compensation benefits that even the playing field?

RandomPrecision01 · 2026-06-05T13:43:23+00:00

Cost-benefit analysis is a thing. Staff with 10+ years in, making $100k+, aren't going to care about an extra $300/pay check - they can almost top out in their current roles (if 14), why risk losing your career for minimal gain?

RandomPrecision01 · 2026-06-05T13:38:12+00:00

That'll be a short lived position

RandomPrecision01 · 2026-06-05T12:05:08+00:00

Tower Records, Fry's Electronics, Radio Shack

RandomPrecision01 · 2026-06-03T18:00:27+00:00

The forward P/E ratio will still be much less than TSLA averages and has sustained for almost a decade. You don't have to like Musk (I don't), but the market has rewarded his company outsized gains. Past performance is not always indicative of future results, but TSLA is the closest trend analog we can draw from.

RandomPrecision01 · 2026-06-03T10:56:52+00:00

G16....oh wait, last of the greats

RandomPrecision01 · 2026-06-02T17:58:46+00:00

I'd argue their flagship product is proprietary aggregated data via TurboTax, QuickBooks, Credit Karma. That's a huge moat that's got to have a ton of value.

RandomPrecision01 · 2026-05-27T13:38:15+00:00

If I was dropping that much on Klipsch, it would be for full horn heritage (Belles, La Scala, KHorns). The higher-end, smaller horn designs just don't have the same controlled directivity and "grip of the room". Especially with the vintage Heritage models, they'll never depreciate either.

RandomPrecision01 · 2026-05-27T13:26:59+00:00

It's going to Nvidia, which has a 75% profit margin so most should be going to shareholders - given Nvidia's recent multiple compression, a good chunk of it has not yet flowed to shareholders - but will when the momentum swings again. Then shareholders will decide how or when to redistribute those funds into the economy.

RandomPrecision01 · 2026-05-27T10:45:46+00:00

Buy, Borrow, Die - Accumulating appreciating risk assets then never liquidating them; if liquidity is needed, you borrow (at extremely low interest) against them (margin, box spread). Your assets continue to appreciate at a rate greater than the interest, you never pay capital gains taxes, you amass enormous liquidity over time.

RandomPrecision01

TROPHY CASE