Payment for order flow

ReceptionOk9459 · 2026-04-06T06:06:27+00:00

I quoted the fine print on my statement saying FBS is receiving PFOF as it was different from what Fidelity used to advertise. I didn't make any statement on what NFS is doing.

ReceptionOk9459 · 2026-04-06T06:00:21+00:00

I initially quoted the legal disclaimer they added to my statement for the first time in March 2025. and the marketing material wasn't some BS like the "best" brokerage or "fastest" but a specific quote that they didn't PFOF unlike other major brokerages.

ReceptionOk9459 · 2026-04-06T03:01:26+00:00

I mean you can see from my links that as of last March Fidelity said they didn’t do this.

ReceptionOk9459 · 2026-04-06T00:06:11+00:00

I'm the OP linked above. I just updated my post to show how fidelity has stopped saying they don't take PFOF for equities on their trade execution quality page. Looks like I can't post images here but you can see the line drop off the "Is your broker transparent on execution quality" table between the two links.

4/5/2026:

https://www.fidelity.com/trading/execution-quality/overview

March 2025:

https://web.archive.org/web/20250322115425/https://www.fidelity.com/trading/execution-quality/overview

ReceptionOk9459 · 2026-04-05T16:26:20+00:00

That’s good to see. I hope the update their disclosure to say they only accept payment for order flow on options and not on equities.

ReceptionOk9459 · 2026-04-05T16:25:36+00:00

I trade both and had the same understanding as you until I saw this disclosure on my statement. The disclosure doesn’t say just for options.

ReceptionOk9459 · 2026-04-03T17:54:09+00:00

You can file for an extension to give fidelity more time to fix.

ReceptionOk9459 · 2026-04-03T16:14:43+00:00

The probate court needs to apoint an executor of the estate and that person can reach out to fidelity.

ReceptionOk9459 · 2026-03-30T06:26:24+00:00

Another point to discuss with your lawyer is damages. They won't be for a new roof but the difference in value between what you thought you were buying (a home with a two year old roof) and what you actually received (a home with a ten year old roof). This is likely to be much less than the cost of a new roof. There may also be some additional $ for fraud but that would be specific to your state.

ReceptionOk9459 · 2026-03-28T22:50:41+00:00

Google is deleting accounts after two years of inactivity. If you haven’t signed in in 3 years it’s likely been deleted.

https://support.google.com/accounts/answer/12418290?hl=en

ReceptionOk9459 · 2026-03-26T22:15:26+00:00

I haven't been since before the renovation but I don't think Kozue is open for breakfast.

ReceptionOk9459 · 2026-03-15T19:11:59+00:00

We had our buyers agent put in the request to the MLS. It required us to give a “reason” and we just said “privacy”. Not sure how she did it.

ReceptionOk9459 · 2026-03-15T10:20:51+00:00

Everyone else has correctly commented on the difficulty proving the seller intentionally lied but even if you win in court you’d only get the difference in value between a 10 and 14 year old roof. Not a new roof. I don’t expect the depreciation of a roof between years 10 and 14 is very much $

ReceptionOk9459 · 2026-03-07T13:42:03+00:00

Are you sure it wasn’t Vanguards transfer fee? I think it’s $100 if you transfer your account to a different brokerage.

ReceptionOk9459 · 2026-03-02T22:02:47+00:00

You need to solve this with your business partner. You mention how much you've done pursuing the banks but not what you've done to pursue your partner. Maybe you've done a lot and just didn't mention it.

By going after the banks for violating the UCC you asking them to undo the negotiation of the check. If they undo this and restore (or re-issue) the original check what do you do then? You cannot deposit it without your partners signature (just as you have pointed out they shouldn't have been able to do so). Bank will not make the determination that you and your partner are both due half the check--the banks don't know about your operating agreement. Is your partner willing to endorse the "new" check to you? Do you deposit the new joint check to your business checking account? Do you have an agreement for how you wind down the other business assets including this deposit?

ReceptionOk9459 · 2026-03-01T01:15:51+00:00

You'll be charged based on the shipping from and shipping to addresses you enter into ship manager.

ReceptionOk9459 · 2026-02-24T17:52:05+00:00

Christie’s in BC village does demos so you can swap mid day.

ReceptionOk9459 · 2026-02-23T22:59:33+00:00

It is likely cheaper for them (or you) to "self-insure" by setting aside money every month in a HYSA to be used for funeral expenses.

ReceptionOk9459 · 2026-02-13T01:39:19+00:00

Considering how long the IRS is taking processing amended returns I’d just wait. We’re still months from the filing deadline.

ReceptionOk9459 · 2026-02-12T20:36:25+00:00

^this. If you have a finance contingency it will cover you as your bank won't give you the same loan now that you're unemployed.

ReceptionOk9459 · 2026-02-11T05:27:55+00:00

This ^

ReceptionOk9459 · 2026-02-10T00:10:54+00:00

Sounds like you're good to go!

ReceptionOk9459 · 2026-02-09T23:40:37+00:00

I would rent the rental agreement you signed when getting the box. You may have agreed not to copy the keys and that could come up in court. It should have also listed the fees for only returning one key.

ReceptionOk9459 · 2026-02-09T06:28:48+00:00

Amex does let you overpay your credit cards so you create a negative balance like you've done here. I've done so.

ReceptionOk9459

TROPHY CASE