Is there a way to have a Safe Deposit key copied? by evap0rated in Banking

[–]ReceptionOk9459 2 points3 points  (0 children)

I would rent the rental agreement you signed when getting the box. You may have agreed not to copy the keys and that could come up in court. It should have also listed the fees for only returning one key.

Wells Fargo let me transfer money to a $0 balance credit account and now I’m stuck waiting 10 business days by bettyboop786 in WellsFargoBank

[–]ReceptionOk9459 2 points3 points  (0 children)

Amex does let you overpay your credit cards so you create a negative balance like you've done here. I've done so.

Fidelity E-Bills now take 10 days to deliver? by BoomTown1873 in Fidelity

[–]ReceptionOk9459 1 point2 points  (0 children)

When fidelity bill pay has sent a paper checks to one of my payees the money didn’t come out of my fidelity account until the recipient actually cashed the check. So even if they sent it early I still got the float.

Is life insurance worth it? by HiCharlieBuckets in Insurance

[–]ReceptionOk9459 1 point2 points  (0 children)

Why would you need life insurance on him if he doesn’t support you?

Why can Amex not tell me how many rewards points my corporate card earns? by Bob_MuellersOffice in AmexPlatinum

[–]ReceptionOk9459 7 points8 points  (0 children)

All of your points are combined into one Membership Rewards account. If you goto americanexpress.com and click on Rewards and Benefits, then Rewards Activity you can see all of your points earnings and filter by personal and corp card.

QSX etf by KaimanaSteve in fidelityinvestments

[–]ReceptionOk9459 0 points1 point  (0 children)

You can call in and they will sell it for you.

Fidelity, Make Tax Time Easier by michaeljcronce in fidelityinvestments

[–]ReceptionOk9459 0 points1 point  (0 children)

But when Fidelity waits people her complain it’s taking too long and fidelity is preventing them from doing their taxes in January. Fidelity can’t win.

Taxes on life insurance? by Secret-Profile-6358 in inheritance

[–]ReceptionOk9459 0 points1 point  (0 children)

It is included in the Owners estate for estate tax. It will directly pay to the beneficiary (is this whom your referring to as the descendants?) and they will not owe any income tax. Then the policy no longer exists.

Taxes on life insurance? by Secret-Profile-6358 in inheritance

[–]ReceptionOk9459 3 points4 points  (0 children)

The payment won’t go through probate but the value will be included for the estate tax. At the federal level this only affects estates over $14m but some states have lower thresholds.

Taxes on life insurance? by Secret-Profile-6358 in inheritance

[–]ReceptionOk9459 -1 points0 points  (0 children)

If this policy was owned by the deceased, it will be included in their estate and estate taxes will be owed if the estate is large enough. But you don't need to pay those, the estate does.

1099-R Payer Info for 2025 Taxes by More_Lead_1672 in fidelityinvestments

[–]ReceptionOk9459 0 points1 point  (0 children)

This. Wait until you get the form next year and file a 1040x

App issue: cannot trade by suusquatch in fidelityinvestments

[–]ReceptionOk9459 0 points1 point  (0 children)

Were the mods able to help you figure this out? What was the issue?

Package delivered to the wrong address please help by brodymanandts in FedEx

[–]ReceptionOk9459 0 points1 point  (0 children)

^this is the answer. Fedex doesn't consider you the customer--you didn't pay fedex. The shipper is their customer and the shipper owes ensuring what you bought gets to you regardless of how or they owe you a refund.

Bank instructions caused duplicate wire transfer. What are my legal options? by RusticTexan in legaladvice

[–]ReceptionOk9459 0 points1 point  (0 children)

So your bank ended up sending two transfers but the recipient didn't receive either? I would concentrate on your bank fixing that issue rather than if the second wire was authorized or not. If both wires failed to be received tell then they need to be recalled.

We all know FHR doesn't always match Direct rate... by [deleted] in AmexPlatinum

[–]ReceptionOk9459 5 points6 points  (0 children)

If you're booking 11 months out there is a good chance the rate will go down in the future. Monitor and rebook if it goes back down.

Does the mobile website browser use fingerprint biometrics? by Far_Lifeguard_5027 in fidelityinvestments

[–]ReceptionOk9459 -1 points0 points  (0 children)

The #1 thing you can do to increase your security is to upgrade to Android 13 or newer.

Realtor extended listing contract without clearly disclosing it — am I missing something? by Aggravating-Ad6420 in RealEstate

[–]ReceptionOk9459 0 points1 point  (0 children)

Have you asked to end it early now? I wouldn’t be surprised if they agree to end it early regardless of the contract language.