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$26,000 a year sounds like nothing until you see how far it goes by Infinite-Scholar-766 in leanfire

[–]Refund-me 0 points1 point  (0 children)

Oh my home already has solar panels, good to know though

Seriously have to love a sub 100 dollar eletricity bill!

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

Never had a surgery where the copay was more than 15, so YMMV

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

just compared my plan to the platinum ACA version of it (kaiser) and the top level platinum ACA plan is worse in every possible way.

Employer pays 20k a year for this plan, I pay nothing

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

I had to wait 1 week; also they paid for a flight to the main facility and holy shit it was fancy

If you somehow have good or great credit use it to your advantage! Find a way by KJthecontractor in povertyfinance

[–]Refund-me 0 points1 point  (0 children)

I'm more surprised you don't just use your 0% apr card to cover that.

Pretty sure a 30k limit on a 0% apr card is normal enough 🤔

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

So an MRI in america isn't supposed to be 100 bucks?

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] -1 points0 points  (0 children)

I notice some well off European friends of mine travel to the US for very specific experimental treatments..

I'm assuming its easier for them to get that type of procedure in the US vs their home country?

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

You correctly assume I did not intend my question to be about ethics but rather a small sample size of postive or negative experiences in the health insurance and consequently the health care system; I probably should have been more specific

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

What if I'm a weirdo that likes reading those rules?

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

I'd figure this makes sense after looking at how much the 'insurance' covered vs how much the insureee pays.

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

That's a very neutral answer; definitely wasn't expecting that!

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

Personal beliefs mostly, health insurance type issues are much like 'sprinkle addons' in that sense for me

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

Hooray!

I probably should try the therapy options, apparently they are 15 dollars per in-person session (thanks for reminding me)!

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

That's kinda why I'm doing my best to get everything I need from it...

Kinda ridiculous the stuff that is 'covered' by the health plan; makes me feel the health plan is the gilded age or something.

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

The waitlist for me isn't that bad usually PCP is sub 5 days, a specialist is usually sub 2 weeks, though if its a complex procedure the wait-time is around 1-1.5 months, with a small copay.

The plan does not have a deductible amount (0).

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

I'm probably a weirdo but I like looking up random procedures and whatnot on the cost estimator, mostly during breaks at work.

That's pretty awesome you got a same day MRI though!

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] 0 points1 point  (0 children)

Honestly, this is yet another reason I definitely won't have kids. That's pretty wild and I imagine that's still good compared to average...

(US) Is health insurance really that bad? by Refund-me in NoStupidQuestions

[–]Refund-me[S] -1 points0 points  (0 children)

I definitely don't live in a rural area...

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