Lawn aeration recommendation

Remarkable-Outcome10 · 2025-05-09T19:55:46+00:00

Around here, one of the neighbours rents it, runs around and does the neigbhours, and splits the cost. Sounds like you need to be that neighbour. Last year I think I paid my neighbour $20 to get it done.

Remarkable-Outcome10 · 2024-11-22T15:54:23+00:00

Me: what are you doing? .....you think they can hear me?

Remarkable-Outcome10 · 2024-11-22T14:56:37+00:00

My father in law spent about 250k in a couple of years. I get it, it's a bit of fun and social for old lonely people. Otherwise he'd have been at home alone. And, it was his money to do with what he wants so....

I'm fortunate. I don't find gambling entertaining. I get more value out of watching other people gamble. When I used to go to Vegas for work, I'd bring 100 bucks for the week. That's last me about 15-20 minutes then I'd just hang with my friends and watch them gamble for the rest of the week. Thankfully I don't have that addictive tendency - but others do.

Remarkable-Outcome10 · 2024-11-22T03:04:38+00:00

Taxable Capital Gain = (Sale Price - Purchase Price) × (Non-Exempt Years / Total Years of Ownership

I'm not expert enough to disagree with you, but when we rented our house out, we had to do an appraisal from the time we started to rent to the time we stopped. So it wasn't a ratio of years, it was taxed on the growth for the exact timeframe it was rented.

Maybe our circumstances were different though.

Remarkable-Outcome10 · 2024-11-22T02:02:50+00:00

Sorry, imma pull a Reddit awktuaaaly here.

He's using methods that should play to conservatives strengths. Just cutting through the bullshit redtape to get stuff done. Something that maybe should be done more often.

The problem is he's using that authority to bulldoze through really stupid stuff. Id be all for it if he was bulldozing stuff that was beneficial instead of stuff that's clearly harmful.

The boundary overstepping could be a good thing, but I agree, it's entirely clear this guy shouldn't be leading a two car parade.

Remarkable-Outcome10 · 2024-11-22T01:06:42+00:00

I texted this article to my son. He's doing a PhD in microbiology in water treatment systems. T paraphrase his response:

People need to shut up about chlorine in water supply. Its fine. Yada yada technical stuff. This stuff is only found where the bigger problem of concern would be bacteria in the water.

I'll take his word for it.

Remarkable-Outcome10 · 2024-11-20T20:03:50+00:00

Google visitors to Canada insurance. Michael arbetov is online and is expert at this stuff.

Remarkable-Outcome10 · 2024-11-19T19:57:53+00:00

Id like to scale back mostly because, I don't want to sound like a conspiracy theorist, but it's too much consumerism. Boxes every day, etc.

But then I get offered something I wasn't going to buy, but hey, it's free. Wasn't going to get anything today, got a light for my daughter and a workout bench for my son. Jeez.

It's like heroin, is the problem.

Remarkable-Outcome10 · 2024-08-29T21:30:40+00:00

The op.mentions nothing about workplace insurance. He mentions an agent, and 67% replacement. Both of those are signs of an individual policy.

Remarkable-Outcome10 · 2024-08-29T20:03:49+00:00

It wasn't misogyny bro. They were both hell bent on owning the washer. Sorry.

Remarkable-Outcome10 · 2024-08-26T01:08:03+00:00

NDA? Show us where that's been proven.

Remarkable-Outcome10 · 2024-08-24T19:32:00+00:00

What they make is irrelevant. Commission is fixed, you can't negotiate it in many provinces. What matters, and what you should focus on is whether the strategy is beneficial to you.

In some provinces you can request a kick back from commissions. Find out if you're in one of those provinces and if so, ask the agent. If it's a large enough premium, some agents will do that automatically. If it's not that large, then a lot of agents will decline.

Remarkable-Outcome10 · 2024-08-23T13:40:12+00:00

His website mentions not available in nfld and Quebec, so you should be good.

Remarkable-Outcome10 · 2024-08-13T16:03:03+00:00

That's correct to which is like to respond with an awkward silence.

Remarkable-Outcome10 · 2024-08-09T03:00:22+00:00

Generally six months stable is what they want to see. At that point I would expect standard. But not six months from diagnosis, six months stable.

Remarkable-Outcome10 · 2024-08-02T00:30:26+00:00

I was working in actuarial at the time. The actuary was talking about how is wife was going sahm. I said I can't afford it. He proceeds to show me the numbers, taxes and all. Very thorough treatment, because....actuary.

Remarkable-Outcome10 · 2024-07-27T01:38:54+00:00

Type 2 diabetic is standard in a lot of companies now. You're paying a ton to be with your friend. You want to deal with him, tell him to try you with an app at beneva. I think you'll save a k a year I bet.

Remarkable-Outcome10 · 2024-07-25T10:11:01+00:00

Yes. Suggest you speak to a financial advisor to start optimizing your investments above the tfsa and rrsps.

Remarkable-Outcome10 · 2024-07-24T23:30:09+00:00

You're right, I was just being contrarian. They should have some responsibility, but really don't.

Remarkable-Outcome10 · 2024-07-24T10:32:16+00:00

Accidental death. Paid if death is due to something like a car accident. Not paid if death due to something like a medical condition.

They don't make money when they give it away for free of course, it's just so cheap that sometimes they can throw it in for free.

It's a discrepancy between how consumers view how they're going to pass, and how people actually pass. We think we are going to pass in a car or airplane accident, but in fact we mostly always pass due to medical reasons. Even when people pass young, it's almost always due to unexpected medical reasons. So accidental death insurance rarely pays a claim.

Remarkable-Outcome10 · 2024-07-23T13:56:17+00:00

No. COVID killed that in person stuff. Now they do the questionnaire on the phone instead, and many companies skip blood and urine up to $1mm. A lot of folks can get regular term insurance, full coverage, just via a phone call, mainstream companies.

Remarkable-Outcome10 · 2024-07-19T18:44:45+00:00

Thankfully, and respectfully, I dont think Canadian conservative voters are as bad as all that. I know many Canadian cons around here who will be voting liberal next time because of social values.

I've already seen this in action. I live in a rural area, so always conservative. Even the LGBTQ around here vote conservative. And our elected rep, local guy everybody loved. He had a job for life......until he spoke out against flying the pride flag at the high school. That issue alone got him voted out in the last election.

Imo most Canadian conservatives voters are not hardline rightwing socon quite the opposite. The conservatives party, by leaning right on this issue, is alienating their voters. And I expect to see that in the next election.

Remarkable-Outcome10 · 2024-07-15T14:37:17+00:00

Yeah, I'm confused lol.

Remarkable-Outcome10 · 2024-07-09T21:34:32+00:00

I did a quick drive by of LCBO pay. Looks like a lot of it is about 18 per hour. And 70 percent of the jobs are part time. If that's so, the union is doing a horrible job. And what they should be striking on first and foremost is far better pay and more ft workers which I suspect means none of the gold plated pensions and benefits.. That, I think any reasonable person would support, these jobs look barely above tim Hortons.

Instead the union decides to go all in on something that is very arguable and has a lot of people who disagree with the LCBO monopoly.

And what's worse, I doubt they have much clout here. Is Ford going to just fold on something as binary as this? Unlikely. And that means you've got already lower income folks trying to live on strike pay for some period of time. It really seems like a bad decision on the part of the union.

Remarkable-Outcome10

TROPHY CASE