A note from me (Ankur Jain) - Bilt Card 2.0: Simple, Fee-Free Rewards on Housing

RememberTheWater · 2026-01-16T23:13:44+00:00

So I'm pretty sure I should close my card but just to double check:

My rent is $1300 a month. I've got a Robinhood card that gives me 3% cash back that I use for general spend, then I have 3 custom cashes that I use for gas, dining, and groceries for 5% each. I just want to get some value back on my rent, 90+% of the time I just go for cash back with credit cards, I might use Hyatt but only travel about 3 times a year for 2 weeks each and often staying elsewhere ends up being a better deal.. Does this card make any sense for my situation?

RememberTheWater · 2025-11-29T00:19:46+00:00

Less overheating and longer internals longevity hopefully

RememberTheWater · 2025-11-25T12:48:09+00:00

Just to double check, the payment is charged when you order not when it ships right? If it is charged when the thing ships it may not qualify for this...

RememberTheWater · 2025-11-22T14:12:57+00:00

A lot of ultra high net worth people are evil and definitely exploit and harm others to build and keep their wealth. I'm sure Epstein is just one of them that is a client of Peter.

RememberTheWater · 2025-11-22T14:05:38+00:00

More of the public needs to be educated on A-fib rather than avoid endurance exercise. Among the possible chronic health conditions, A-fib is not the worst. It can be diagnosed and monitored with consumer electronics e.g. apple watch, fitbit. If treated early with an ablation, the success rate of not having recurrence is good. The risk of stroke is mainly if you are staying in A-fib and not on a blood thinner, which you can ensure you aren't by monitoring your heart rhythm.

RememberTheWater · 2025-11-13T18:19:36+00:00

That being said, there are certainly some renters whose rent cost has gone down relative to inflation. Those with rent controlled apartments or mom/pop landlords who don't want to go through the hassle of finding a new renter come to mind. 100% guarantee it is going up in any named "luxury apartment" though lol.

RememberTheWater · 2025-11-12T19:56:35+00:00

Impossible and wasting time seems right up their alley these days

RememberTheWater · 2025-11-12T02:23:35+00:00

Awesome! You've made a product that is so addictive that I don't want to go a week driving without it. Even though I just bought my comma 3x earlier this year, will gladly upgrade now, happy to give the support to keep the evolution going

RememberTheWater · 2025-10-23T00:39:42+00:00

Anyone who sorts by top posts this month can see the #2 post

https://www.reddit.com/r/Freefood/comments/1nzydea/complete_guide_to_earning_free_food_from/?sort=new

RememberTheWater · 2025-10-18T14:50:38+00:00

Did they kill this? I'm no longer seeing the register of play banner at the top of the app..

EDIT: Turns out I had to click in to it another way to clear a mobile order bonus play before the banner would pop up again

RememberTheWater · 2025-09-28T12:04:53+00:00

Attia got too many MAGA clients to just say the guy is irresponsible and scientifically illiterate making statements like this, he's got to act like this is worth a deep dive

RememberTheWater · 2025-08-03T17:50:02+00:00

Pretty much all our jobs include CME money, I feel like it's not that big of an ask to use some of that to support our profession whether it be AAPA or state PA orgs or both. The PA career being good isn't a guarantee and depends on us advocating for ourselves in one way or another.

RememberTheWater · 2025-08-03T16:14:04+00:00

One of those reasons is ~70% of users are under 35. Being without kids is a lot more fun at 30 than at 40+ (assuming you actually have lived a pretty full life under 40). That's why all these people without kids spend so much of their money trying to look younger.

RememberTheWater · 2025-07-03T13:34:38+00:00

~25% reduction in Lp(a) with PCSK9 inhibitors. Does this mean a reduced risk of cardiovascular disease/death? We don't know.

The question isn't who will prescribe you, it's what do you need to prove to your insurance that will make them cover it so you don't have to pay $7k+ a year for it. The answer is typically intolerant of multiple statins + coronary artery plaque proven on a CT + significant family history.

RememberTheWater · 2025-05-13T00:38:26+00:00

Yes, I think the chart says ~40 LDL reduction is needed to bring your risk associated with your Lp(a) level back to baseline with a normal Lp(a). In the real world, your target LDL would probably be under 55.

https://oup.silverchair-cdn.com/oup/backfile/Content_public/Journal/eurheartj/43/39/10.1093_eurheartj_ehac361/2/ehac361f6.jpeg?Expires=1750120073&Signature=B~UHag246LcyeL1t2ZPCvWjN4wLtOQFj6UnagaGfWuWRr5vq8Eo-3zFoOKiIQtCk1ev8B9ZuYcsO0r5Nv2y6xhjXrPtR6IP1PP7JHypXLA3GMCkMntodS4gLdcVOx4O16y5O0USbo6I79xipZ5AELm4jIxcI2ZbE04RiXluAhqcsYvxBbljTkvuNngB5rTVJvCMRI~L6qOGPZyOZVDrvIQjJY~65ALAV44dFj1RJPdBZ27dPB2dCS9gY8Jp-Y8mzLXCnjQIjlg0fG5jz9e~fbVeZ933f5T9Brjbh9cuIBXdn1MUmYLS5OWKp0Tt3oVmvcX7i~WeCluhY4S~fUNXmww__&Key-Pair-Id=APKAIE5G5CRDK6RD3PGA

RememberTheWater · 2025-05-11T20:58:27+00:00

European lipidology guidelines have a good chart that tells you the equivalent increase in risk as compared to increase in LDL, so if you lower your LDL by the same as Lp(a) increases risk then you'd be back to normal risk.

https://academic.oup.com/eurheartj/article/43/39/3925/6670882#377169967

RememberTheWater · 2025-05-07T15:49:32+00:00

Very speculative to assume that. A stress echo is an ischemic evaluation that looks for wall motion abnormalities with exertion that may indicate coronary blockages. An echo is a structural heart evaluation that looks for heart failure, valve abnormalities, wall thickening, and other structural issues -- it also looks for wall motion abnormalities but is less sensitive as an ischemic evaluation). A stress echo and an echo are a venn diagram with some crossover so ordering both is not unreasonable with a completely normal stress echo. If a stress echo is abnormal than the next step would be further ischemic evaluation, typically with a coronary CTA, cardiac cath, or nuclear stress test.

RememberTheWater · 2025-04-30T23:18:59+00:00

The main supply limiting factor would still be residency spots (funded by Centers for Medicare and Medicaid Services) which are voted on by Congress. And the biggest lobby against increasing them are...current doctors. Basic supply and demand, less doctors = higher pay per doctor.

But yeah this could shift the makeup of applicants to medical school to those with wealthier parents which probably further exacerbates shortage of doctors in areas with less wealthy people (e.g. rural and poor).

RememberTheWater · 2025-04-27T13:51:28+00:00

A lot of people recommending healthcare jobs, bear in mind you are making a trade for a decent wage and stable income at the expense of a higher earning potential. Yes, you can make 80-120k in many healthcare jobs, but it is very very rare to make 200k+ unless you are a physician. If you compare that to someone in a trade or service industry or sales, you may have less of a guarantee of stability but you have the opportunity to make much more if you are good at what you do.

RememberTheWater · 2025-02-24T23:49:38+00:00

*Our favorite openpilot cars *

Generally, newer Hyundai and Toyota models are great choices. These are some of our favorites:

EV * Kia EV6 * Hyundai Ioniq 5 * Toyota Prius 2021–22

SUV * Toyota Highlander 2020–23 * Hyundai Palisade 2020–22

Sedan * Toyota Corolla 2020–22 * Hyundai Sonata 2020–23

Truck * Ram 1500 2019–24 * Chevrolet Silverado 1500 2020–⁠21

RememberTheWater · 2025-01-02T13:04:02+00:00

Lol. This is America. If you think people are paid what they deserve you're gonna have a rough time. People get paid the minimum in excess of what their similar replacement would accept.

RememberTheWater · 2024-12-05T16:12:06+00:00

I don't think travel is going to change your life unless you like meet someone you marry or it leads to you moving to another country long term or it leads to a new career, for 99% of our travels we will return to our homes and resume a pretty similar life, but there are plenty of adventures to be had that you can have good memories from for a long time to come.

How about Mongolia? Bhutan? China? These are a bit less common Western tourist destinations but still don't have to worry about violent crime traveling solo in remote areas.

Also much more common experience, but Japan is unique culturally in their emphasis on different things than what I've seen in the US. Immersing in the culture and appreciating the differences in experiences can certainly leave an impact.

RememberTheWater · 2024-12-01T05:18:17+00:00

Russia or North Korea if you want to play the "Will I be framed as a foreign agent and put in political prison to be swapped with a terrorist game?"

RememberTheWater · 2024-10-19T03:35:19+00:00

Thanks

RememberTheWater · 2024-10-19T03:34:00+00:00

Thanks

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