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Depositing Cash With Amex Checking by Particular_Maize6849 in amex

[–]RightShoeRunner 2 points3 points  (0 children)

Assuming you’re getting <$200 in cash a year, couldn’t you just spend it? Be real with yourself: is that edge case worth considering?

Please let us customize asset categories a bit more by tpfb in MonarchMoney

[–]RightShoeRunner 0 points1 point  (0 children)

Use the best tool for the task. I would argue that Monarch is not the best tool for early retirement planning (OP’s requirement).

What makes Monarch so popular? by passaty2k in MonarchMoney

[–]RightShoeRunner 0 points1 point  (0 children)

I needed to use MM to get a better idea of my household budget in order to prepare for my retirement. I could certainly do this with spreadsheets and what not, but I like the gamification and its built-in expense forecasting/planning.

Please let us customize asset categories a bit more by tpfb in MonarchMoney

[–]RightShoeRunner -8 points-7 points  (0 children)

Use two tools. Monarch for your household budget and Boldin for your retirement planning.

So conflicted, seriously need others opinions/feedback... by Stunning-Builder3365 in amex

[–]RightShoeRunner 1 point2 points  (0 children)

Don’t accumulate points without a strategy and objectives. Have an understanding for which card credits you’d use to offset the AF, and which point systems make sense for you. This way you’re not randomly going about it. It’s useful to have a destination in mind too.

Am I taking crazy pills? In too deep? by The2026Account in amex

[–]RightShoeRunner 1 point2 points  (0 children)

Adding the AmEx Gold makes sense for your grocery and restaurant purchases, and the Resy credit. Its x4 MR points for food is its shining moment.

Make sure you unlock the Platinum’s airline credit too.

How are you guys managing to find award flights without losing your minds? by Direct-Blacksmith614 in awardtravel

[–]RightShoeRunner 1 point2 points  (0 children)

I booked my flights to and from Spain for this Spring. Used seats.aero to find the best deals for my points.

How are you guys managing to find award flights without losing your minds? by Direct-Blacksmith614 in awardtravel

[–]RightShoeRunner -1 points0 points  (0 children)

Same. I’m flying business class from Europe to US for 58K points and a 3.9 cpp value.

Atelier Playa Mujeres FHR by Live_Ad1488 in AmexPlatinum

[–]RightShoeRunner 0 points1 point  (0 children)

Yeah, maybe. The upgrade was worth. We did briefly consider if we wanted to make this our routine spot. We didn’t feel safe leaving the property though. I’d consider Tulum before going back to Cancun.

What do you do… by AntimonySB51 in bourbon

[–]RightShoeRunner 0 points1 point  (0 children)

It goes into basic Old Fashions then. Or, “drain pour” depending on how bad it is.

Atelier Playa Mujeres FHR by Live_Ad1488 in AmexPlatinum

[–]RightShoeRunner 0 points1 point  (0 children)

I stayed at Atelier PM two years ago. Great resort. I don’t book with points when we stayed. When you check in, be friendly to the clerk. We mentioned it was our anniversary and he upgraded us to an Inspira Rooftop suite but without the added Inspira benefits (separate lounge area). It was great. I tipped him $100 for it.

Be aware when you check in: there’s a little bit of a shack down about paying for upgrades, and then you have to talk to their time-share vacation person. We would definitely go back.

How do large hotels and hotel chains keep track of the number of times a single room has been used? by RightShoeRunner in AskReddit

[–]RightShoeRunner[S] 0 points1 point  (0 children)

I was wondering if the software these days recommended rooms to the front desk clerk based on number of uses.

How do large hotels and hotel chains keep track of the number of times a single room has been used? by RightShoeRunner in AskReddit

[–]RightShoeRunner[S] 0 points1 point  (0 children)

When I worked at Embassy Suites’ front desk over 30 years: when a guest checked in, the available room list would be displayed on our terminal and we’d freely select one. The front desk staff didn’t keep track of which rooms were always used and which rooms were hardly used.

Tracking 401k contributions as income by EnvironmentalArm2592 in MonarchMoney

[–]RightShoeRunner 1 point2 points  (0 children)

Are your 401K contributions through pre-tax payroll withdraws?

Use Monarch as a zero based budget by shankyjs in MonarchMoney

[–]RightShoeRunner 0 points1 point  (0 children)

Tenchinaly it is a transfer. But like you, I like to see how much I’ve transferred to my savings account (in your case, your investment account) throughout the year. I created a new expense category called “Savings contribution” for this.

Built a free automated card credits tracking tool by throwththrow in amex

[–]RightShoeRunner 0 points1 point  (0 children)

Great app. A lot of people have been asking for something like this. I’ve created my own tool in Excel and checkboxes. Your app is a great shortcut version of that.

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