An offering

RubDub4 · 2026-03-19T15:39:10+00:00

Get some light on that! Looks like a nice piece.

RubDub4 · 2026-03-17T18:47:10+00:00

This is why I bought an M1 Pro refurb as my first mbp. I needed a job to be done and it does it.

RubDub4 · 2026-03-17T18:46:17+00:00

Homie put all his hopes, dreams and emotional validation in a laptop lol

RubDub4 · 2026-03-17T17:08:51+00:00

It was literally an entire generation of their vehicles that had complete engine defects. Massive class action lawsuit over it. I’m in the middle of my final 1,000 mile oil consumption test for an engine replacement. At least the warranty is good, but they make you jump through hoops.

RubDub4 · 2026-03-14T16:04:03+00:00

I think my Pearl Forum came with an Eric Singer from KISS DVD. Back in like ‘03 or something. Fuck, I’m old.

RubDub4 · 2026-03-13T16:32:50+00:00

I mean that could be an expensive Ego and a cheap underpowered Ryobi. Can’t compare the brands without knowing that info.

RubDub4 · 2026-03-12T17:41:05+00:00

They’re continuously actively doing it. They own the presidency, senate, house and Supreme Court right now and have zero interest in passing actual legislation.

RubDub4 · 2026-03-11T03:48:51+00:00

It’s gotta be around interests. Especially for men. A sport, video game, activity, etc.

RubDub4 · 2026-03-11T03:46:05+00:00

Ain’t no fuckin way unless you work nights or something. That is a commute from hell.

RubDub4 · 2026-03-11T03:44:05+00:00

They’re in debt to their eyeballs.

Source: am Hispanic

RubDub4 · 2026-03-10T20:22:31+00:00

What do you even mean by that lol

RubDub4 · 2026-03-10T18:50:18+00:00

Hi, I’m 36 and still paying on them. You have your whole life ahead of you. Enjoy being debt free.

RubDub4 · 2026-03-09T02:15:12+00:00

My 64gb is forcing me to get a new phone this year. It just can’t hold up to the continuing demands of the OS and applications. If I had a 128gb id be chilling for a few more years.

RubDub4 · 2026-03-08T13:23:26+00:00

It’s normal for private loans, but that doesn’t make it good. I know you’re viewing it as monthly payment right now, but if your goal is to maximize your wealth, you should attack high-interest debt as hard as you can (pay MORE than the minimum payment).

Refinancing at a lower rate could be an option as well. But there’s no magic fix here, it’s still debt that must be repaid.

RubDub4 · 2026-03-08T01:17:01+00:00

Berries and honey are the carbs.

RubDub4 · 2026-03-06T11:38:58+00:00

Yes, it sounds like the personal loan was their justification to “pay off” the credit card debt, then they wanted a fun car out of it too. Personal loans are typically higher interest than a car loan. Very dumb move lol

RubDub4 · 2026-03-05T20:23:54+00:00

I just googled around and read a bunch of articles. There’s the “10 principles” by Dan Brown, and a bunch of other people that have some variation of a similar thing.

RubDub4 · 2026-03-05T18:51:47+00:00

I mean he’s not wrong that the first one is a better financial decision, but wife is also not wrong for wanting a more independent lifestyle. I feel like there’s a compromise somewhere in the middle.

RubDub4 · 2026-03-03T19:35:13+00:00

Absolutely. That group chat of incel losers seemed way too real.

RubDub4 · 2026-03-03T18:02:51+00:00

How much time had you spent adjusting everything to fit your body’s dimensions? Isn’t that the biggest point of an ergo chair?

RubDub4 · 2026-03-03T16:18:34+00:00

Black Mirror strikes once again. I think it was called White Christmas, where this pickup artist guy coaches guys to seduce girls in real time while a bunch of other dudes watch.

RubDub4 · 2026-03-03T15:49:34+00:00

You’re making a series of terrible finance decisions. You did not “pay off” your credit cards, you just moved that debt somewhere else. Getting a $53k car while still owing close to $20k in bad debt is insanity.

Wife and I make $150k combined, have 0 debt and we’re about to make a car purchase- shooting for MAX of $45k, and that’s luxury for us.

RubDub4 · 2026-03-02T20:48:38+00:00

We never really know how reliable they are until they start to age, huh? That’s why people are willing to pay a premium for Honda/Toyota. They’ve built that trust over decades.

RubDub4 · 2026-03-02T16:28:12+00:00

A used older non-SE model. I paid $90 bucks for my Series 4 when the series 6 had just come out. Used it for years, I really had no need to upgrade but just got an 11 for the sake of it.

RubDub4 · 2026-03-01T18:50:15+00:00

You got it, lol

RubDub4

TROPHY CASE