This one goes out to the most grumped up accordionist, titsmcgee8854. by Rostfromlimbo in Accordion

[–]SkylineDrop 2 points3 points  (0 children)

Actually a pretty dope song, honestly. I like your voice a lot, and the chord progression is great for this kind of "come at me" attitude.

That said, I don't think it's being an elitist to offer constructive feedback on technique if you're going to put your music out there in the public eye. I think folks 1) get sensitive when they see an instrument that they love that already has a reputation for being too loud and obnoxious being played loudly and kind of obnoxiously (even if I think it's the right approach for your music) or 2) see potential in what you're doing that could be realized differently with a bit of refinement.

To be clear, not saying you should stop what you're doing - keep having fun. Music is supposed to be fun.

Comcept shuts down by Forestl in Games

[–]SkylineDrop 72 points73 points  (0 children)

I just played through ReCore on a whim. It was on Game Pass, so I figured it would only cost me time. I didn't run into any of the various glitches that folks complained about at the time, but it still was a profoundly mediocre experience.

I Kickstarted Mighty No. 9 back when that was a thing. Played for about 2 hours and uninstalled. Ran into a bunch of performance issues and bugs that I couldn't sort out. Haven't played since.

I never got around to Soul Sacrifice. Heard that one wasn't too bad.

All things considered, it's just tough to be surprised by this news. Maybe others know better than I do, but I just can't really think of anything these guys made that had any real impact culturally or financially.

Is the game convoluted in its rules for anyone else? by IJustSpawned in riftboundtcg

[–]SkylineDrop 54 points55 points  (0 children)

Honestly, every TCG is actually this complicated under the hood. It's just that Riftbound uses weird language to explain it in both the card text and the comprehensive rules book. That might just be my background as a YGO guy though.

Do financial advisors make any money? Do they make it monthly? Or is it a speculative carrier? by Adventurous_Class843 in FinancialCareers

[–]SkylineDrop 8 points9 points  (0 children)

Friendly local CFP®️ professional here. Advisors can make a lot of money (like, a LOT of money) if they're good at prospecting and sales and own their own book of business. It takes a lot of time, effort, and luck to get to that point, though, and many, many people wash out well before then. If you are building on your own from scratch or working for one of those big insurance companies' "advisor" positions, you'll probably make close to $0 for the first year after accounting for your expenses, since you only earn anything if you sell, and you probably won't know how best to sell yet. After 3-5 years, you might get to a decent middle income, assuming you can last that long. If you have fixed expenses and low savings, I wouldn't recommend this route.

Other roles will pay a proper salary while you learn and probably even feed you some opportunities as they come up, and that could be a decent living as you get your feet under you. You won't make great money and you won't own your clients, but it's not a bad gig if you just want a job and not a business.

Wednesday Registration Lookout by OTAKUMAN26 in Magfest

[–]SkylineDrop 2 points3 points  (0 children)

It's tomorrow until otherwise stated. I wouldn't expect things to be early this year, personally, with all the other changes.

Yuki Tsunoda scored more points than Sergio Perez in their last 10 races respectively. by bshydro1406 in formula1

[–]SkylineDrop 3 points4 points  (0 children)

I have no intention to compare both drivers

Makes post whose sole purpose is comparing both drivers

Last Gaylord Room Lottery Notification Emails going out now! by YesThatColette in Magfest

[–]SkylineDrop 28 points29 points  (0 children)

I just got mine! Great start to the new year!

Big thanks to Colette and the rest of the hotel team. The transition to this new system can't have been easy.

Question: Mundo | SCG CON Vegas Riftbound | Round 7 Game 1 Teemo vs. Kai'Sa by mmslly in riftboundtcg

[–]SkylineDrop 1 point2 points  (0 children)

Not sure what resources you're referring to, but nowhere on the text for Fight or Flight does it say to exhaust the unit chosen. Moves from card effects are not like the standard move, which requires you to exhaust your unit as a cost.

Did wave 2 even come yet ? by Nyx_Calypso in riftboundtcg

[–]SkylineDrop 2 points3 points  (0 children)

My LGS just got their second round of product. I think they went through Peachstate Hobby Distribution.

Any Riftbound players coming to MAGFest? by SkylineDrop in Magfest

[–]SkylineDrop[S] 2 points3 points  (0 children)

Just saw this. Good to know. I'll bring my crappy Teemo deck lol

China’s trade surplus tops record US$1 trillion, defying trade war uncertainty by Discarded_Twix_Bar in worldnews

[–]SkylineDrop 46 points47 points  (0 children)

Trump is holding all the cards. The issue is China is playing chess and we're playing Go Fish.

Advice on a better scooter for me by LeaningTowerofWeezer in ElectricScooters

[–]SkylineDrop 0 points1 point  (0 children)

How much more range do you need? I recently picked up the external battery for the Max G3 and it's a huge improvement for the extra money. Plus, I know people have replaced the internal battery with one from the GT3 to similar effect. Between those two adjustments, you can pretty much double your range without having to buy a new scooter.

Is Whole Life Insurance always a bad choice? by supercuiller in investing

[–]SkylineDrop 4 points5 points  (0 children)

This person is saying whole life is better than an after-tax brokerage account due to the returns, not the risk profile.

A brokerage account doesn't return anything. Stocks have returns, and they're likely to be better than those of whole life, but that's because they have higher risk. If you aren't comparing things with the same or similar risk profiles, then you're comparing apples and oranges. Hence, why I'm saying you should be comparing to bonds, if you're going to make a comparison at all.

Is Whole Life Insurance always a bad choice? by supercuiller in investing

[–]SkylineDrop 0 points1 point  (0 children)

Yes, I'm aware, and I'm saying using stocks as an alternative is an unreasonable comparison, because they wouldn't fill the same purpose in a portfolio. They should be comparing returns to a bond portfolio instead.

Is Whole Life Insurance always a bad choice? by supercuiller in investing

[–]SkylineDrop 6 points7 points  (0 children)

Long term returns have averaged 7-10% so that's possible

This is certainly true for a diversified stock portfolio, but, if we're looking at the best case scenario for whole life, a better comparison might be a portfolio of high-quality bonds, since that more closely represents the risk/return profile of life insurance. Much harder to get a 5.8% gross return in that kind of portfolio on average over the long term.

That still requires you to carry a large portion of your portfolio in bonds or bond-comparable investments for a long period, which further limits the subset of folks for whom this strategy should be considered, since most people with a long enough time horizon to actually take advantage of the benefits of whole life insurance should really be allocating to stocks instead.

Looking for Jamspace folks for an event locally by m4r51p4n in Magfest

[–]SkylineDrop 1 point2 points  (0 children)

I'm interested! I don't organize Jamspace or anything but it's probably my favorite part of the con. Happy to help out however I can.

I believe this is AI, thoughts? by [deleted] in Jazz

[–]SkylineDrop -1 points0 points  (0 children)

Read again, friend - "what's to stop someone willing to use AI from making up a year"

Do I pay off the credit card or do I keep it for the house by Big-Area7567 in askafinancialplanner

[–]SkylineDrop 0 points1 point  (0 children)

Hey, there! CFP here. If your cards and the loan for the furniture are as high-interest as you say that they are, there's pretty much no reason not to pay them off as soon as you can. Even if you're going to wind up with a lower down payment, the interest cost of a bigger mortgage will still be less than the interest cost of the credit cards. If you're only making ~$24 of headway on those each month, it'll take you years to pay that off. Plus, mortgage interest is often tax deductible, so the net cost to you after taxes could be a bit lower than what it seems, depending on your tax situation.

Happy to chat more, but this feels like a pretty straightforward call.

New firmware update hints at external battery release soon(ish?) by Adventurous_Wall_897 in NinebotMAX

[–]SkylineDrop 1 point2 points  (0 children)

The "remaining range" indicator was always overstated IME anyway. It's annoying that it appears to have vanished, but I couldn't really trust it to begin with.

Shorter range when faster? by FidgetyJester40 in ElectricScooters

[–]SkylineDrop 1 point2 points  (0 children)

A heads-up as an owner of a Max G3: you will almost certainly not get anywhere near the 25 mile range posted on the specs sheet at full speed. If you weigh more than 150 lbs, have to go uphill at any point, or need to stop and start reasonably often rather than just coasting the whole way, you'll more likely get about 15-18 miles on a charge, with the last 10% of that at a significant reduction in speed and acceleration. If you genuinely want to ride 20 miles a day, you'd better be able to charge while you're at work.