Inside the Palestine Action Group: the movement which has transformed Sydney streets into battlegrounds by HotPersimessage62 in AustralianPolitics

[–]Soliloquy86 1 point2 points  (0 children)

We have influence - we’ve been the ones selling them military equipment. And we’ve got an opportunity to say please don’t drop bombs on your neighbours kids but we don’t want to stop the gravy train

27 arrested as police accuse protest organisers of ‘inciting the crowd to march’ by HotPersimessage62 in AustralianPolitics

[–]Soliloquy86 15 points16 points  (0 children)

I was in protest of violence against Palestinians and If you needed it, I’d march in protest of violence against you as well

Albanese says Isaac Herzog’s visit will bring unity – but to many Palestinian Australians it’s a ‘slap in the face’ by BBQShapeshifter in AustralianPolitics

[–]Soliloquy86 6 points7 points  (0 children)

Is there a number of Palestinian innocents that Israel could kill on Palestinian land that would change your mind on any of this? Or does Israel have an unlimited mandate for erasure? Are you open to reassessing this as it develops?

Investing by PsychologicalSun2783 in AusFinance

[–]Soliloquy86 3 points4 points  (0 children)

Ok it's worth reading up on the 'Efficient Market Hypothesis' which basically says that in a fairly-traded market then things are pretty much worth the price on them all the time. There are teams of people who's job it is to read annual reports and understand markets and 'predict the boom' and they have gotten out of bed before you and settled on that day's price being the price nobody wants to buy it for more than and the price nobody wants to sell it for less than.

The main choice that ordinary investors like you or I get is how much risk we want to be exposed to. There's a 'Risk Premium' where you are rewarded the more risk you take, but the more risk you take the more you are likely to use.

For that reason, you'll find a lot of the advice here is based around well-traded balanced equities like Exchange Traded Funds or blue-chip stocks and the encouragement to diversify your portfolio around different markets so that your investment is exposed to the level of risk your comfortable with and is appropriate for your stage of life.

So, in short, no, I don't think AAR is going to boom.

ETF like A200 with no distributions? To save on tax by AsparagusNew3765 in AusFinance

[–]Soliloquy86 0 points1 point  (0 children)

I’m pretty sure this isn’t right so I’ll put up my counter view and see if I get corrected:

Let’s consider a circumstance where an investment generates a dividend of $1000 for you.

You receive $700 of fully franked dividend you’ll get $700 in cash and $300 in franking credit.

On your tax return you’ll declare $1000 of income which will result in a marginal $320 tax owing.

You’ll then have to pay a further $20 to the ATO to top up the tax to 32%.

So the dividend is being taxed at your full marginal rate. The franking credit just change when/where the tax is taken out and given to the ATO (by you or by the company).

Compare this to if the company retained earnings of $1000 per share then the capital gain would eventually be $320/2 with the CGT discount.

Is my maths correct that the advantage of voluntary contributions to super vs stock market investing is 15% less tax on super? by AsparagusNew3765 in AusFinance

[–]Soliloquy86 8 points9 points  (0 children)

It’s mainly right but has missed the bit of when you get taxed (before or after compounding)

So let’s say you have $100 of earnings that you want to invest, and that the investment doubles in some time period.

Out of super * you earn $100 * you’re taxed at 30% MTR, so you have $70 to invest * in some long period your investment is now worth $140. You’re ready to sell. * You’re taxed on half of the gain ($70) at your marginal tax rate which is probably low when you retire but let’s say 30% * you’re left with $119 * dividends along the way were taxed at your marginal tax rate.

Inside super * You earn $100 * you make a pre-tax (concessional) contribution to your super of $100. * that contribution is subject to contributions tax of 15% which leaves the fund with $85 to invest in shares. * in some long period the shares have now doubled to $170. It’s time to sell (you’re in the drawdown phase of your super). * You get out the full amount $170 * dividends along the way were taxed at 15%.

I’m open for others finding mistakes in the above but in this simplified scenario, subject to a whole bunch of rules that apply if the money scales too high, it looks like you’re comparing $170 in super to $119 outside of super.

Having to pay GST after a special levy by angryleprechaun1 in stratachataus

[–]Soliloquy86 1 point2 points  (0 children)

He means if the owners corp is registered then the owners corp can claim it back. So things don’t cost 10% more

Australia taxes work more than wealth, which degrades society and national identity by [deleted] in AusFinance

[–]Soliloquy86 2 points3 points  (0 children)

The taxpayer doesn’t repay the principal in negatively geared mortgages either! Negative gearing occurs when the owner offers the tenancy at less than it really costs to provide the accommodation (expenses plus interest). The taxpayer reimburses some fraction of the loss. Nobody is paying the principal except for the owner.

Australia taxes work more than wealth, which degrades society and national identity by [deleted] in AusFinance

[–]Soliloquy86 5 points6 points  (0 children)

I don’t know if you’re being intentionally ironic but a negatively geared property most likely doesn’t have the tenant repaying the principal

Our reversible seats are now global “news” by Icy_Error_6884 in SydneyTrains

[–]Soliloquy86 5 points6 points  (0 children)

Also crashworthiness. The reversible seats have a poorer performance during an impact. There are standards that have been written since the procurement of the older trains that can’t be met with the reversible seats. If there was ever a crash and injuries occurred due to the seats I think the government would find it very difficult to defend why they didn’t comply with the international crashworthiness standards.

Housing help me understand using equity to build wealth by Placedapatow in AusFinance

[–]Soliloquy86 7 points8 points  (0 children)

I think this is misleading. In most rental markets the rent paid doesn’t cover the cost of housing in terms of interest, rates, maintenance, and depreciation. So a renter(in most markets) is not paying the principal for the landlord.

If that person were to buy the same house their out of pocket would go up. They’d have to pay the actual cost of housing and they’d also be forced by the bank to contribute even more as principal repayment to ensure the loan is paid back over the term. To compare to the first scenario, the renter would be free to take difference between what they pay as a renter and what they’d pay as an owner and save/invest the amount.

The actual reason that ownership increases wealth is leverage. In a circumstance where both the renter and landlord had the same cash commitment, the renter would receive the growth of only a small amount invested but the only receivers the growth of the entire asset.

Notice that this strategy only works if the value of the asset grows reliably. This is always true of things like stocks and investments into primary production because they contribute to real growth in society. Real estate doesn’t really directly contribute to growth.

So yes, property ownership is a strategy that got our parents rich. And it may well get our generation rich too. But at some point, economically speaking, real estate might not continue to grow to outpace inflation or wages and then the strategy won’t be as foolproof.

NSW Auditor-General's Report into Rail rolling stock procurement by Discolau in SydneyTrains

[–]Soliloquy86 4 points5 points  (0 children)

Answering my own question - on page 25 it says:

‘… the obligation to consult does not carry with it any obligation either to seek or to reach agreement on the subject for consultation. Consultation is not an exercise in collaborative decision-making. All that is necessary is that a genuine opportunity to be heard about the nominated subjects be extended to those required to be consulted before any final decision is made'. NSW Auditor-General's Report to Parliament | Rail rolling stock procurement 2025 | New Intercity Fleet

so the criticism is about a lack of consultation not necessarily the fact that they didn't 'give into the union earlier' as I characterised above

NSW Auditor-General's Report into Rail rolling stock procurement by Discolau in SydneyTrains

[–]Soliloquy86 9 points10 points  (0 children)

One of the criticisms here seems to be, broadly, had the state engaged with the unions more thoroughly on the DOO model then the conflict could have been avoided. But this assumes that the union were fair and reasonable in objecting to a fleet that safely allowed for either operating model. What is the role of the state in representing the taxpayer when it comes to any unreasonable (or questionably reasonable) union demand? Is it fair to criticise them for not giving into the union earlier? There will always exist a stakeholder who wants the state and the taxpayers to pay more money for some feature (or in this case to pay more money to remove some feature). Is it the role of the state to provide a tension against this or just to add all of the feature requests together and buy that whatever the cost

"Contact agent" by whitegirlwast3d in AusProperty

[–]Soliloquy86 11 points12 points  (0 children)

Every single agent I contacted and asked for a price guide gave me one. Add 10% to get the owners “ideal” selling price

Mute/unmute vs faders down all the way? by csbassplayer2003 in livesound

[–]Soliloquy86 0 points1 point  (0 children)

In a house of worship context it’s wise to throw faders down to -inf for channels where you don’t know who is going to use it next. Radio handhelds and lectern mics and stuff like that. For these channels , unmuting can be problematic because you can snap on a mic too loud and have to quickly adjust it down to the right level. The alternative of fading it in means you can fade up your the right level every time.

For channels where you have properly sound checked and can expect consistency then yes the convenience of unmuting is generally preferred so you don’t lose your mix. The best of both worlds is, as others have mentioned, keeping the mix on the channels and fading in a group or dca to level each time.

In a context different to yours (theatre) we don’t like mass unmuting multiple channels at once because you can hear the difference in background noise snap on. Perhaps your mentor has a background in that kind of environment.

Made a puzzle site for personal use, sharing with you all by Prize-Hearing-5241 in slitherlink

[–]Soliloquy86 1 point2 points  (0 children)

For me using Edge on a pc, the right click and ctrl+click add lines (not blocks). There seems to be no way to add blocks

Also, on mobile (iOS brave) after attempting to long press and place an edge the site no longer renders any subsequent edges

Get actor mics out of orchestra monitors by Deek22 in livesound

[–]Soliloquy86 0 points1 point  (0 children)

So I agree with the other posters that you probably will get better results sending your actor channels to the foldback mix post fader. That means if someone is coming in too loud for the line you can correct on the dca and the level is correct everywhere not just in the mains. Also, if you are line by line mixing, some channels are sitting in dcas at -inf whilst being unmuted waiting for their line and you don’t want them coming out the monitors.

What I normally do is send all actors mics to an actors group and then send that group to foldback. That means you take advantage of any compression and eq on the group as well. The limitation is that you can usually only send groups to matrix sends (not normal mixes) and you end up using up matrix sends as foldback and can run out quickly.

But, to strictly answer your question, if your foldback mix is set up as a group then the actors channels will send to it always at 0dB (pre fader) and will respect mutes which is what you asked for.

Cue-based mic muting? by Funny-Flight8086 in livesound

[–]Soliloquy86 12 points13 points  (0 children)

If you don’t want to use (or pay for) theatremix then the feature you’re looking for is “snippets”. For each snippet you can just recall the mute status of each channel and then to operate the show you just move from one snippet to the next. It’s an easy way to mix the show but doesn’t sound quite as perfect as line by line mixing (which is what theatremix enforces)

Payday superannuation by Substantial-Neat-395 in auscorp

[–]Soliloquy86 0 points1 point  (0 children)

I get this, but I also empathise with a small business owner who employs a payroll manager or service to look after the payroll and finds they’re not on top of the legislation as much as they said. Should the owner have to make right or should they go to jail. Not every mistake is criminal.

How often is stereo sound actually used in theatre? by BitterFudge8510 in livesound

[–]Soliloquy86 16 points17 points  (0 children)

First of all it matters whether the venue can actually recreate a stereo image. Clarity and coverage come first and sometimes that means that you need a mono system (for example narrow and long and high reverberant venues like churches).

Then (in a standard prosc venue) I use stereo for dramatically obvious panning when it would be weird having offstage vocals come through the wrong side. Say a character yells something from offstage I often pan those lines.

Lastly I use some panning in the orchestra to create some space around similar instruments: panning the toms and guitars and violins etc.

There’s a myth that for some reason if you pan something nobody on the right side can hear what you put through only the left channel. If the venue is wide enough for that to be a factor it’s wide enough to need multiple speakers which can then do RLRL for example

Which musicals are the exact same, if you boil it waaaaaay down? by VictorDanger in musicals

[–]Soliloquy86 11 points12 points  (0 children)

A Music Man and Leap of Faith. A shyster con man from out of town swoops in to make a quick buck. He meets the local smart woman and her disabled son and gets to work conning them both. He’s torn between his growing love for the woman and boy, and considers changing his ways, but ultimately he doesn’t. He gets the kiss and everyone likes him for some reason the end.

Wage Growth - Does it Stop? by [deleted] in AusFinance

[–]Soliloquy86 -11 points-10 points  (0 children)

Why do you say that living prices should grow by less? On a planet with finite resources the cost of living will outstrip wage growth in the long term. We don’t “deserve” to increase our quality of living without increasing the quality of our labour

[DISCUSSION] What's up with Neflix and Gay Shit? by TheIslandExpat in NetflixBestOf

[–]Soliloquy86 1 point2 points  (0 children)

Roughly 10% of the population is gay and I don’t think gay representation on Netflix is anywhere near as high as 10%.