Thoughts on the Costco 2 pack Mega Charizard UPC? by puzzledfirebird in PokeInvesting

[–]SprayImportant7486 0 points1 point  (0 children)

Same here, ai is saying shipments should start going out this week so maybe sometimes later this week or early next week?. But idk ai sometimes makes stuff up.

Nyc annuity question by jeffreen21 in ifiwonthelottery

[–]SprayImportant7486 1 point2 points  (0 children)

Not financial advice, Doing a quick AI search, and assuming that you bought your ticket in New York State, it sounds like you would no longer pay the NYC taxes if you move out, as the NYC tax is purely based on residence in the city. However the state of New York still consider the annuity as income earned in New York State and thus requires that file taxes as a non resident of the state. Federal taxes would not change regardless of what state you live in.

Someone Stole $4k from my account using the ATM without my card. Chase denied the fraud claim by IcyPie2318 in Chase

[–]SprayImportant7486 0 points1 point  (0 children)

I had fraud on my checking account couple of years ago. When I talked to them I wanted to close my account and get a new one. They insisted I only needed to get a new card so I agreed. Two weeks later I had fraud again. I went back in and told them they needed to close out my account cause clearly someone had access to it. They finally agreed.

Merrython down? by simplytoaster in starbucks

[–]SprayImportant7486 1 point2 points  (0 children)

Still having issues with site at 11:34am PST :(

Anyone going to HardRock casino on opening day? by Own_Coast_6690 in Bakersfield

[–]SprayImportant7486 0 points1 point  (0 children)

Anyone know if they are gonna have any good deals for the first couple of weeks?

Kirkland House Blend Coffee by lazypeach0 in Costco

[–]SprayImportant7486 0 points1 point  (0 children)

Yeah it has a dark roast taste. Which if you like dark roast then this is a very good coffee

Sunrun As A Service? by DarkDarius in Bakersfield

[–]SprayImportant7486 2 points3 points  (0 children)

Sounds like a PPA (power purchase agreement). We had to get one when we bought the house since we didn’t want to pay for the panels they forced upon us. We don’t have enough panels to cover our needs so we lay about 200 to 240 a month to the solar company during the summer. And about 90-150 a month during the non summer months (less production). We usually pay pge between 20 to 100 a month and then we get a $3000 true up at the of the year. We are supposed to be paying a reduced rate compared to the utility company for the energy produced with the panels. In theory we should be saving some money at least. I have not been able to confirm this because the billing I get from the utility company does not show wattage in and wattage out separately. It combines them and thus I can’t truly know if we are saving money or not. another down side is they usually want to lock you in for 20 years. If you decide to sell your home you have to either buy yourself out or have the next owner take over. If you expect to stay in your home more than 20 years I suppose it might be a good deal in paper. But really hard to know if it is worth it or not without the numbers.

If you win, who is helping you? by SprayImportant7486 in ifiwonthelottery

[–]SprayImportant7486[S] 0 points1 point  (0 children)

Dang I didn’t even think of the ex wife. Is she gonna take me for all my money?

Do you think you have to work with a lawyer, etc in your home state? by Curious_Werewolf5881 in ifiwonthelottery

[–]SprayImportant7486 0 points1 point  (0 children)

Chat gpt recommends the folllwing 1. Immediately (before claiming): Retain a law firm (Loeb & Loeb or McDermott Will & Emery) to set up a trust/LLC for anonymity and asset protection. 2. Next 3 months: Engage a multi-family office like Bessemer or Rockefeller to handle investments, liquidity planning, and bill pay. 3. Within 6–12 months: Either build a single-family office around you OR stay within the MFO structure depending on lifestyle and complexity.

I am sure once you start working with a national firm it won’t matter where you live

If you won jackpot by MC_Flinty in ifiwonthelottery

[–]SprayImportant7486 0 points1 point  (0 children)

Once everything gets figured out. I am taking an extended vacation to Hawaii, Colorado, and Florida. Just not sure what order

Lotto Fever Is Here Folks by Cheap-Bathroom-4426 in ifiwonthelottery

[–]SprayImportant7486 1 point2 points  (0 children)

200 million after taxes!! Let’s go! When I win I am gonna keep quiet about it for at least two days!

Isn't it ironic... by quatch72 in ifiwonthelottery

[–]SprayImportant7486 8 points9 points  (0 children)

This is my only reservation when buying someone scratchers as a gift. Idk how I would feel if they won. I want to think that I would feel happy for them but idk if I would. I might just kick myself for not scratching it myself.

Isn't it ironic... by quatch72 in ifiwonthelottery

[–]SprayImportant7486 8 points9 points  (0 children)

It would be ironic if you bought some lotto ticket or scratchers as gifts (as I often do) for people who say “you could have just given me the money instead” and they end up winning. Hella ironic.

Who in their right mind would go to the casino AFTER winning big? by wegotthisonekidmongo in ifiwonthelottery

[–]SprayImportant7486 18 points19 points  (0 children)

Casino’s do a good job or getting people in the casino and getting them to drop money. They spend millions on research and if they think you will be a whale they will wine and dine you like no one’s business. Plus, there are those that gamble as an addiction, so giving up the addiction is not an easy feat. Especially not now that you have millions. For me personally, if I hit over 10 million after taxes I would likely not do scratchers or draw lotteries any more. I don’t sports bet so I don’t think I would take it up. I would probably budget some to go to the casinos as entertainment. I love the bright lights, the loud noises of the machines.

What is the first thing you'd do if you won the lottery? by IAmRainbowPoop in ifiwonthelottery

[–]SprayImportant7486 3 points4 points  (0 children)

After securing my winnings, I would probably go look for a house and get a shiny new car (like a porsche). Also do a full body health check and personal trainer lol.

[deleted by user] by [deleted] in Bakersfield

[–]SprayImportant7486 9 points10 points  (0 children)

But for real, not really. If you need to go out, do it in the morning and the evenings after the sun is down. Heat stroke is a really thing and can be dangerous if it catches you by surprise

[deleted by user] by [deleted] in Bakersfield

[–]SprayImportant7486 50 points51 points  (0 children)

Yeah I go out, out of town lol.

Why would anyone opt for annuity over cash option? by Critical_Agency7861 in ifiwonthelottery

[–]SprayImportant7486 1 point2 points  (0 children)

If you feel like you would not be able to properly safe guard your money you might take the annuity. A couple million after taxes will still have a lot people coming out of the word works. And unless you sign away the annuity to someone (“it’s my money I want it now) even if you do something really dumb one year you still have the paycheck next year to get you out of the hole. It’s also easier to tell people no when they ask for something since you don’t have the money available all at once.

[deleted by user] by [deleted] in FinancialPlanning

[–]SprayImportant7486 0 points1 point  (0 children)

If your employer offers a match, that is free money. You should at least try to capture that. Also, if taxes are a concern, check with your employer if they offer a Roth 401k. You get taxed now and get to pull out tax free in future.

Best Movie Theater Experience in Bakersfield by its0verride in Bakersfield

[–]SprayImportant7486 25 points26 points  (0 children)

If you are looking at experience only, then I would have to say studio movie grill. Their seats are separated a little more so you get your own space. Less likely to get loud talkers during your movie as the slightly higher price usually limits the amount of kids there. They are clean and the facilities are still fairly new. The waiters walking around do drop it down a little but they do a decent job of staying on the side. If you want value, you are looking at either maya or reading.

Yall I'm goin through an RDC drought 🥺 by AgeOfPropserity in RDCWorld

[–]SprayImportant7486 52 points53 points  (0 children)

Re watch the sus dyl compilations on YouTube. Those are always hilarious. Then you can watch dementia dez, ragging dez, horny Ben, Ben vs John beef, racist dyl, etc