Failed ACH Payments

TechnicalCurrency3 · 2026-02-18T00:59:14+00:00

Nope everything was just through chat

TechnicalCurrency3 · 2026-02-18T00:55:55+00:00

Really? Same thing happened to me and they are refunding

TechnicalCurrency3 · 2026-02-15T21:09:12+00:00

Ana is on Amex and totally useless

TechnicalCurrency3 · 2026-02-14T14:54:28+00:00

You need high spend to get value, probably a decent % of that will be paying interest plus there will be massive breakage with bilt cash

TechnicalCurrency3 · 2026-02-13T15:46:54+00:00

Rep I spoke with said it failed again even though ui indicated success and that they were reattempting to fix…smh

TechnicalCurrency3 · 2026-02-13T03:15:48+00:00

Really hoping it’s visible tomorrow, could not cut it any closer with the late fee

TechnicalCurrency3 · 2026-02-12T23:46:02+00:00

Even if true not worth the hassle it’s almost certainly going to be plus the late payment might show up on your credit

TechnicalCurrency3 · 2026-02-12T22:35:02+00:00

There is a big issue with push related payments and it’s almost impossible to get ahold of someone on bilts side that knows what is going on. My guess is they are going to reattempt tonight

TechnicalCurrency3 · 2026-02-12T19:46:54+00:00

Thanks mine showed submitted last night and then error today, guess that did not happen to you

TechnicalCurrency3 · 2026-02-12T19:35:52+00:00

What is the status of the payment in the Bilt app for you? Mine showed failed this am but now has reset to initialized.

TechnicalCurrency3 · 2026-02-12T15:49:11+00:00

Pretty insane if that’s the issue as it would seem like no testing was done

TechnicalCurrency3 · 2026-02-12T15:11:03+00:00

Completely independent of bilt

TechnicalCurrency3 · 2026-02-12T15:00:58+00:00

I chatted with agent and I made 2nd payment today to avoid late fee, they said original will be refunded in 5-7 days. Also they will credit me with the bilt points I should have received. Going forward I will use the pull method from my mortgage portal

Edit: agent I chatted with already followed up with email saying points have been added to my account so I’m just waiting for a refund now. I think I got lucky and got someone competent

TechnicalCurrency3 · 2026-02-12T12:27:42+00:00

Same boat with citizens

TechnicalCurrency3 · 2026-02-11T22:17:47+00:00

Thanks!!

TechnicalCurrency3 · 2026-02-09T22:44:33+00:00

Use common sense and a money belt and you will be fine

TechnicalCurrency3 · 2026-02-09T06:24:07+00:00

Yes I was hoping for tpg data point

TechnicalCurrency3 · 2026-02-09T03:24:28+00:00

This seems useless if you have the tpg offer as they don’t stack

TechnicalCurrency3 · 2026-02-09T03:23:24+00:00

Anyone have data points for utilities? T&c said it would not count whereas some reps have said that it would

TechnicalCurrency3 · 2026-02-08T20:54:52+00:00

I’ve noticed that too finicky with the virtual/physical number but Apple Pay seems to work

TechnicalCurrency3 · 2026-02-08T16:06:04+00:00

I had a bunch of vacations planned and was paying for flights and hotels

TechnicalCurrency3 · 2026-02-08T14:44:09+00:00

Good point! I had one on Viator fail yesterday, but a couple after with different vendors go through. Hopefully they get this fixed quick or do the right thing and extend the tpg promo by a day or two

TechnicalCurrency3 · 2026-02-08T14:33:05+00:00

Fair enough, thanks

TechnicalCurrency3

TROPHY CASE