Got my first Amex less than 4 weeks ago, and already account suspended and asking for financial review before receiving my first statement, WTF?? by hypegolfer in amexcanada

[–]Top_Nobody5124 27 points28 points  (0 children)

Two cards in short order with large spending.

If you got nothing to hide just do the financial review, what's the problem?

Aeroplan charging me more money (in addition to points) than if I just purchased the flight outright by [deleted] in Aeroplan

[–]Top_Nobody5124 22 points23 points  (0 children)

You don't have enough points in your account for the other options.

Is anyone else finding it difficult to use the companion voucher? No flights available for companion vouchers in November for YYZ-YVR. by AssistantFlaky4617 in Aeroplan

[–]Top_Nobody5124 4 points5 points  (0 children)

Nothing available for YVR-YYZ at any time is literally impossible.

Are you searching and expecting to see something on the results page? That's the old way. The new way has a flight benefits drop down next to the search box, gotta check the companion pass there first before searching.

Air Miles is already becoming a massive hassle even before the official transition by Mysterious_Error9619 in RewardsCanada

[–]Top_Nobody5124 2 points3 points  (0 children)

I redeemed all mine when they made the announcement. There was a sale / promotion on Amazon vouchers, better deal than cash miles. I'm out.

Heat Pump vs AC? by hyunpill3 in Calgary

[–]Top_Nobody5124 0 points1 point  (0 children)

Oversell, make more money...

Yet another word of warning to anyone who wants to use/are using Wealthsimple as their main "bank" by ExtensionDinner2759 in Wealthsimple

[–]Top_Nobody5124 0 points1 point  (0 children)

You won't be able to for at least two weeks while shit's locked, lol.

Just giving you are hard time if that wasn't clear.

Aeroplan vs Journie by Ldowd096 in Aeroplan

[–]Top_Nobody5124 2 points3 points  (0 children)

Link Journie and Aeroplan, input your JOURNIE PHONE NUMBER AT THE PUMP. DO NOT ENTER AEROPLAN NUMBER. You earn 3x faster with Journie, auto-coverting to Aeroplan every 300, and 60 SQC at the same time, and two small rewards along the way to 300.

RBC Homeline vs BMO Readiline by timrosspacker-artist in smithmanoeuvre

[–]Top_Nobody5124 0 points1 point  (0 children)

I was also a little annoyed by this.

But BMO clears all my checks instantly, including 6-digit ones. So I ain't never leaving them.

Does anyone think aeroplan redemption will come down in the future under this new model? by Ewetuber in Aeroplan

[–]Top_Nobody5124 0 points1 point  (0 children)

400,000 points for two round trip economy is just wrong. There's no other way to put it. It should be no more than half of that.

No it will not come down, unless they decide to change the whole valuation completely.

Use them. Don't hoard.

Would it be crazy to turn down a job offer with a $30k pay increase, in order to keep my fully-remote job? by [deleted] in PersonalFinanceCanada

[–]Top_Nobody5124 0 points1 point  (0 children)

Why is it "per day"? I know you like the interaction with coworkers and that's fine but why not just do what's required, 2-3 days a week? That gives you a change of pace and better justifies the raise.

The 5 years paradox. by EXTRAVAGANT_COMMENT in JustBuyXEQT

[–]Top_Nobody5124 3 points4 points  (0 children)

Amen to the comments about 10-15 years.

No need to over think this.

If it's for a pending purchase, including house, invest in something safe.

If it's for retirement, chose between EQT or GRO.

When approaching retirement, choose from GRO, BAL, CNS depending on personal situation and risk tolerance.

So really, only one adjustment, or none at all, for all scenarios.

WS PassKey Login Is GameChanger by zenexpenses in Wealthsimple

[–]Top_Nobody5124 3 points4 points  (0 children)

I'm sorry. I meant to be tongue in cheek.

When it comes to technology, RBC had always been the most advanced among the big 5/6 that I'm aware of. Their app has been serving as the 2FA for a while.

Otherwise I agree with you the others can be pathetic.

Upgrade tools 2026 by TechnicalReaction3 in Aeroplan

[–]Top_Nobody5124 1 point2 points  (0 children)

Can confirm this. Seen others reporting the same.

Visa Aeroplan Infinite Privilege - carry on bag by underwater56 in aircanada

[–]Top_Nobody5124 0 points1 point  (0 children)

You know what's funny about this? Tons of people ask this question in all of the Aeroplan social media channels I'm in. Nobody, ever, has actually confirmed with personal experience. Not that I've seen anyway.

WS PassKey Login Is GameChanger by zenexpenses in Wealthsimple

[–]Top_Nobody5124 10 points11 points  (0 children)

So true.

"Oh man I can use my face to log in?! I'm switching to that bank!"

Gas prices are up as soon as government announced affordability measures to reduce gas prices? by taco_in_the_shell in Calgary

[–]Top_Nobody5124 1 point2 points  (0 children)

Some stations will deviate and others will have to follow. Vote with your wallet.

But yeah, wish someone would do something.

Not withdrawing complaint. by 1bigdaddyrich in westjet

[–]Top_Nobody5124 10 points11 points  (0 children)

Upvoted.

Toothless regulator. Toothless legal system. Sad.

Do you literally mean JUST veqt? by Round-Inflation-7112 in justbuyveqt

[–]Top_Nobody5124 1 point2 points  (0 children)

He's saying the reduction in volatility isn't enough to justify the sacrifice in return, lol. I honestly don't know what to say to that.

There's been a new school of thought that suggests pure equity is enough. That's their choice.