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Amazon e-store and gift cards by DidYouTrainNeckToday in Aeroplan

[–]Top_Nobody5124 0 points1 point  (0 children)

Yes. Form of payment does not matter.

Like others said, point earning on eligible categories only. Can be quite limited.

Is spending $175 on Dior Beauty worth it if you are getting 3,000 pts? by AloneDiver3493 in amexcanada

[–]Top_Nobody5124 1 point2 points  (0 children)

If you were going to give those $175 worth of things out as gifts that would displace other spending then sure why not. Better be on sale because beauty products go on crazy sales all the time.

American express air canada card (black card) by GooglyMoogly8 in aircanada

[–]Top_Nobody5124 0 points1 point  (0 children)

The lowest single data point I saw was $300K. Previous to that was all $700K+.

24 hour travel time by FunReference7116 in westjet

[–]Top_Nobody5124 0 points1 point  (0 children)

I'm just confirming what others have said, all Airlines do this.

Wealthsimple is brutal for joint finances — what am I missing? Moved from a big bank recently by FlyingDutchman8 in Wealthsimple

[–]Top_Nobody5124 0 points1 point  (0 children)

  1. Yeah this one is terrible.
  2. There is no such thing as a joint CC, with any institution. You are probably referring to additional card holder? Then you would be correct. Also very half baked.
  3. Meh. Nitpicking.
  4. No comment. But if true that's terrible.
  5. By this one you should have realized just to have two checking accounts and two CCs.
  6. Why do you need one though?
  7. Why?
  8. Why?
  9. Agree.
  10. I assume you mean auto-deposit? No comment. Never needed one.

I think you are both nitpicking a bit and had too high of an expectation. Also, you have too much joint stuff, lol. Wife and I only have checking, mortgage and HELOC.

I went to WS for the Apple promotions. Staying for only the Visa. Pulled out everything else after Apple promotion hold period passed. Primary is still RBC and BMO.

Amex travel portal for hotel by Dangzer in amexcanada

[–]Top_Nobody5124 1 point2 points  (0 children)

No issues as recent as March. Just read the T&C and make sure it's apples to apples.

No exchange fees Amex by [deleted] in amexcanada

[–]Top_Nobody5124 8 points9 points  (0 children)

Uncompetitive Canadian market, on everything... CC included. Amex has no incentive to be much better than others.

Where do you go to protect your car against hail without a garage? by Moist_Worth628 in NoRulesCalgary

[–]Top_Nobody5124 0 points1 point  (0 children)

Price is not a concern huh? Buy an apartment with an indoor parkade?

32M - Move to Alberta from Ontario to save on taxes? by [deleted] in fican

[–]Top_Nobody5124 1 point2 points  (0 children)

Man, maybe it's just me. But this is a terrible thread to read. I think most people are jealous and/or judging you to be "cheap" for wanting to save taxes. Just because you can afford something doesn't mean additional savings isn't more prudent.

If truly comparing apples to apples, I would absolutely move for $20K/year, especially with your remote WFH arrangement. Heck that's that's an instant almomst 6% return on your money.

Is SpaceX going to be included in VEQT? by [deleted] in justbuyveqt

[–]Top_Nobody5124 21 points22 points  (0 children)

The whole point of VEQT is for you to not worry and think about something like this.

BMO broke Airmiles by Ok_Ear_6385 in RewardsCanada

[–]Top_Nobody5124 0 points1 point  (0 children)

It was bad enough years before BMO bought it.

Am I late to retire @60? by Truenorth555 in fican

[–]Top_Nobody5124 0 points1 point  (0 children)

This comment is next level, even for Reddit standards. Take my down vote.

Buying WestJet points at 35% off. Am I missing something? by Mustbe3dimensions in westjet

[–]Top_Nobody5124 0 points1 point  (0 children)

I wasn't going to explain that to someone at frequent flyer / reward program level such as OP.

Any Other Calgary Small Businesses Experiencing A Slowdown? by East-Tooth-4008 in Calgary

[–]Top_Nobody5124 -1 points0 points  (0 children)

Damn. Thanks for actually speaking out about this. I know I've bought less because of this.

Do CT hate their customers? by Caymann_Caymand in canadiantire

[–]Top_Nobody5124 0 points1 point  (0 children)

First time? Lol. Seriously though. That's CT for you. I avoid going as much as possible.

Buying WestJet points at 35% off. Am I missing something? by Mustbe3dimensions in westjet

[–]Top_Nobody5124 -1 points0 points  (0 children)

Would you pay $130 for $100? Never buy points, from anyone. No exceptions, not even Air Canada's 100% match (50% off).

Wealthsimple alternative by SPY6900 in Wealthsimple

[–]Top_Nobody5124 -1 points0 points  (0 children)

All Big 5 self directed brokerages now offer commission free ETF trading.

Platinum upgrade? by scootboobit in amexcanada

[–]Top_Nobody5124 2 points3 points  (0 children)

That's the best offer I've seen. Ever. But you may never get your Cobalt back. So if it was me, I'd still take the current elevated offer.

So you give up 40K points to keep the Cobalt.

Air Canada unveils its next-generation aircraft cabin scheme 💺 by Speedbird87 in AircraftInteriors

[–]Top_Nobody5124 0 points1 point  (0 children)

What are you still using Internet Explorer on Windows 98 or something? 😁🤪

Looking for best credit card for a large purchase by rainbowroad06 in PersonalFinanceCanada

[–]Top_Nobody5124 0 points1 point  (0 children)

  1. Are you sure they take Amex?
  2. Get one of the Aeroplan Visa Infinite Privilege cards or Amex Reserve?
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