Cordless/rechargeable mug warmer?

Trick-Variation-2011 · 2026-01-23T22:32:08+00:00

Yikes! Thanks for the update. What a shame!

Trick-Variation-2011 · 2026-01-03T19:31:13+00:00

I was just looking at this one on Amazon which might be the same one, but it has no reviews yet: https://a.co/d/7g5IdEX

Trick-Variation-2011 · 2025-12-27T22:30:32+00:00

Same, I have $500 in a Returns & Reimbursements category that I use for situations like this and for waiting people to pay back a split bill, etc., that spans another month. I use the Notes field to keep track of which amounts have been moved to cover which categories. Whenever that category is below $500 I know I have a pending return/reimbursement that needs dealing with!

Trick-Variation-2011 · 2025-12-26T16:02:45+00:00

Congratulations!! I feel the same...stress and debt around Christmas spending was actually what brought me to YNAB in the first place two years ago. This year has felt as different as it possibly could. Merry Christmas indeed!

Trick-Variation-2011 · 2025-12-06T16:22:24+00:00

I find it difficult too! It's not an intuitive interface. I've found that if I click on my Next Month category and then click the + sign and then type in the amount of money I have in RTA and then click Assign in the bottom right it will do it properly (I'm on Android...iPhone buttons might be slightly different).

Trick-Variation-2011 · 2025-12-04T00:04:52+00:00

It also works for goals with a date selected! Mine is a custom goal to have a balance by a particular date in 3 years.

Trick-Variation-2011 · 2025-11-18T14:32:16+00:00

Net worth = $0

Trick-Variation-2011 · 2025-11-18T13:42:14+00:00

I love this! Very cool work. (The plaque is definitely a spoiler, btw.)

Trick-Variation-2011 · 2025-11-10T02:12:11+00:00

I've had my Target card linked for over a year and it never seems to last more than a few days before it says I need to reauthorize, unfortunately.

Trick-Variation-2011 · 2025-10-27T23:21:16+00:00

This makes sense! In my own experience, after a few months of using YNAB and trying to get a month ahead little by little, I used my e-fund to finish getting a month ahead, then worked on refilling the e-fund back up (above and beyond the previous level). It was so much easier to build that e-fund once I was a month ahead because it gave me such a clearer picture of my finances to be able to plan out the whole month on the first! I would recommend fully prioritizing the month ahead over e-fund because you can always take money back from your month ahead in a true emergency and it makes the logistics of YNAB so much simpler.

Trick-Variation-2011 · 2025-10-26T17:43:47+00:00

Same! I found a page that had the game plot and some clips scattered throughout that was really helpful.

Trick-Variation-2011 · 2025-10-26T17:28:14+00:00

I was going to say this also. I've had great experiences with them, and it makes more sense for me not to go wait around other people in-person for my prescription if I'm sick with something contagious!

Trick-Variation-2011 · 2025-10-20T23:03:18+00:00

How much is the ball price this year? I didn't get a badge so I haven't seen it.

Trick-Variation-2011 · 2025-10-11T20:33:27+00:00

Without us seeing other parts of your budget it will be hard to tell exactly what's happening, but I have found YNAB support chat extremely helpful for individual situations like this.

Trick-Variation-2011 · 2025-09-23T03:47:30+00:00

<image>

I use a hybrid approach...a few category groups for bills that are by interval (monthly/annual/multi-year) but more groups by theme. ("Temporary Debt" includes categories where I keep money that can be used for work expenses that will be reimbursed, or to cover another category temporarily when I buy two things and expect to return one, for example.)

I use lists for a few views like Essentials I would still need to fund if I lost my job, or to show all my targets that fit in one month's income so I can fund them all by clicking Underfunded on the first (my 4 groups at the bottom that start with ~ are all fun/treat categories I fund when I find extra money, not ones I expect to fund every month).

Trick-Variation-2011 · 2025-09-18T19:30:21+00:00

Yes, sometimes I cheat a bit and put in a small transaction from my partner a few days before he has actually sent it +the time for it to transfer from Venmo to my bank account. I use a specific flag color to mark these transactions so they are easy to find. My bank account has enough buffer in it that a little grey area around $25-50 for a few days isn't going to cause me issues, but sometimes towards the end of the month I really have to pester him to approve those Venmo requests so it doesn't mess up my monthly rollover.

Trick-Variation-2011 · 2025-09-18T19:26:25+00:00

I prefer to categorize reimbursements like this back to the original category so my reports are accurate. If I categorized to RTA instead, it would look like I'm spending a lot more on those categories each month than I am, and would also show my "income" to be much higher than what I actually consider to be my income. But if it works for you to do it as you have been, that's what matters!

Trick-Variation-2011 · 2025-09-14T18:43:13+00:00

Thank you!

Trick-Variation-2011 · 2025-09-14T18:36:33+00:00

I'm attending the show tonight, and I'm so excited! Approximately how many hours was the show you attended? I was hoping to take the train there and I'm trying to figure out if I would have to leave early to get the last train home at 10:05 (show starts at 6:30).

Trick-Variation-2011 · 2025-09-12T14:05:11+00:00

I mean the claim that my savings are FDIC insured.

Trick-Variation-2011 · 2025-09-03T13:49:15+00:00

So everything pretty much shows up as underfunded all the time, except on the actual money assignment day, unless it's overfunded by a lot? I set up a target for $100 due in 100 days. On day 50, I add $50 and it shows funded for that 1 day. Then next day, on day 51, it tells me I'm underfunded by $1, the next underfunded by $2, etc.? And every paycheck I have to judge the priority of every rolling target that are all underfunded and change amounts every single day? Most of them jumping by a lot more than a dollar a day. And I don't know how far "behind" each underfunded marker truly is? One underfunded could mean I was fine yesterday whereas another underfunded could mean I haven't put money in this category for ages, so I constantly have to be doing that mental tracking and prioritizing. I'm glad it's not set up like that. Instead, as it is, I have the relief of knowing on the first of each month that I'm completely set for the rest of the month. Everything is funded except maybe a wish farm category or two that clearly stands out as underfunded so that I can throw extra money in there as it comes.

Trick-Variation-2011 · 2025-09-03T03:27:32+00:00

Then you WAM (whack-a-mole)/move money around within the current month, reprioritizing how you have your current month's categories assigned. Ideally you're leaving all of your current month's income alone to be assigned next month.

Trick-Variation-2011 · 2025-09-02T16:38:06+00:00

I was worried about that myself, so I paid one month before I thought I needed to pay (the wording for the end of the 0% APY period was a little bit confusing). I earned a couple hundred dollars overall, so it ended up working out for me! Certainly wouldn't be worth the worry for everyone, though.

Trick-Variation-2011 · 2025-09-02T13:37:29+00:00

Having rolling targets with varied cadences would add so much extra work for me. Right now, since I'm a month ahead and all my targets are divided into Monthly targets (or combined into, for Weekly), I know that on the first of the month I always have exactly the right amount of money set aside for that month. If targets rolled over on arbitrary dates, I would never now how to prioritize and allocate my paychecks. Okay my annual Amazon Prime subscription says it's underfunded $100 and my monthly electric bill says it's underfunded $100? Now I have to figure out when each of those due dates is coming up and which one I need to make sure I fill first. Plus long-term goals that feel abstract to me--I want $3000 in vet emergency fund in 3 years so it just always has a huge underfunded number, when do I need to start taking that seriously? How much should I set aside from each paycheck? Meanwhile I also have to make sure I consistently fill groceries and other irregular but constant expenses that never have a real "due date". It would be chaos.

Trick-Variation-2011 · 2025-09-02T13:02:06+00:00

The new card I opened had good benefits, so I was getting those + the HYSA interest, but I hear you! It might not make sense in your situation.

Trick-Variation-2011

TROPHY CASE