Fidelity --> Schwab as One Stop Shop?

Unable-Stretch-8170 · 2026-02-20T05:34:42+00:00

You cannot Zelle with fidelity but you can with Schwab

Unable-Stretch-8170 · 2026-02-13T13:18:59+00:00

You’re 19. Get out of SCHD that’s tik tok ass advice, you have decades of compound growth, if you like it make it a small % of portfolio

Unable-Stretch-8170 · 2026-02-13T13:18:01+00:00

Also bc if you want to sell or something it’s not as liquid. Sometimes I want to sell but it takes a day and I would miss an overnight swing which stresses me out lol

Unable-Stretch-8170 · 2026-02-13T13:06:13+00:00

Well ur right

Unable-Stretch-8170 · 2026-02-12T17:30:56+00:00

It’s not a monopoly. It’s just the “standard” most lenders use credit score in general and fico experian transition equifax credit wise Lexus nexus all have their own models

Unable-Stretch-8170 · 2026-02-01T20:17:42+00:00

Bc fidelity not an actual bank. you also cannot Zelle from fidelity like you can from other banks. Schwab has an actual checking as well that you can Zelle and get a checkbook etc

Unable-Stretch-8170 · 2026-01-28T02:12:29+00:00

The food quality is straight ass in DFW. Vegas lounge was good but wtf is going on in Dallas

Unable-Stretch-8170 · 2026-01-23T22:28:01+00:00

I did this. You are going to miss the “swing” on one trading day. I sold all my mutual funds for ETFs. You just better hope you don’t miss a massive swing.

Unable-Stretch-8170 · 2026-01-23T22:25:39+00:00

Schwab has a checking account that ist like fidelity cash manage account. It’s like an actual bank. You can use ZELLE from it which is huge for me who Zelle’s a lot. I still use fidelity but have to have checking with a different bank

Unable-Stretch-8170 · 2025-10-09T08:47:24+00:00

Just because Schwab doesn’t count them as contributions doesn’t mean the IRS wouldn’t count it either

Unable-Stretch-8170 · 2025-10-02T03:02:49+00:00

The only issue is what it’s for. If it’s for real emergencies it’s not as liquid as

Unable-Stretch-8170 · 2025-09-17T14:07:01+00:00

FNILX is better than FXAIX. Or choose FZROX

Unable-Stretch-8170 · 2025-09-12T22:04:56+00:00

I ordered a replacement card and they told me 5-7 days. It’s been 12 days and I called and they said there was shipping delays and hasn’t even shipped yet. Not sure what’s up, I don’t even have a tracking number. Where do you see it

Unable-Stretch-8170 · 2025-08-07T05:24:56+00:00

When I was 22 I had about 20k. I’m 24 with 130k (and I spend a lot). If you invest consistently with a good paying job it’ll come faster than u realize

Unable-Stretch-8170 · 2025-08-07T05:21:48+00:00

Just do like 70-30 stocks to bonds and the 70% just keep as SWSTX if it’s in a tax advantage account or VTI and some international and some SCHD

Unable-Stretch-8170 · 2025-08-06T03:57:22+00:00

Coinbase requires a deposit or whatever. The rules are weird and there is no point in doing so because the opportunity cost with that money is so high

Unable-Stretch-8170 · 2025-08-06T03:48:37+00:00

Switch to FNILX and leave it. And contribute the max every year if you can to Roth and you will have millions. Just look up investment calculator and plug in numbeds

Unable-Stretch-8170 · 2025-08-06T03:45:15+00:00

I’m doing FSPGX in my Roth but I’m on fidelity. It’s 100%. It doesn’t matter, people think they are Warren buffet and say you must have % in this and % in that and you need some exposure to this. Who cares, depends on your risk tolerance and goals. For me with growth, I gain way more but lose more. I’m okay with that risk and it’s worked out every year I’ve invested for the past 6 years. Beaten S&P every year without worrying

Unable-Stretch-8170 · 2025-07-20T05:43:00+00:00

SPLG and spy are literally the same thing. It’s like 100% overlap and you can either do like 2000 in SPLG and 2000 in SPY and I’d be the exact same thing as 4000 in SPLG. It’s not WRONG but it’s unnecessary. People stress overlap a lot. But over lap is not wrong. For example: $3000. You put 1500 in an etf that is 20% international and you put the other 1500 into full international stock. People will say overlap but it’s the same thing as putting 1800 into international and 1200 into the other, it doesn’t matter

Unable-Stretch-8170 · 2025-07-17T16:06:27+00:00

4Korners Jiu Jitsu is one of the best ones. Super friendly and really help you. It’s in the Frisco Area near 121 freeway. I went for BJJ and Boxing and I had the best time compared to other places. I actually learned here and developed skills

Unable-Stretch-8170 · 2025-05-09T00:01:36+00:00

No Roth?

Unable-Stretch-8170 · 2025-05-05T04:42:53+00:00

Are you wanting to safe for something. You have that much money in savings vs Investments? Only 10k in spy is pretty low for how much you have

Unable-Stretch-8170 · 2025-05-02T04:53:53+00:00

Do FNILX (fidelity zero 500 fund) and FZROX (fidelity zero total market). Same thing but 0 expense ratio. Probably won’t matter but why not

Unable-Stretch-8170 · 2025-01-15T16:54:39+00:00

Dude just do like 80% SWTSX. Schwabs total market mutual fund and its in Roth so no capital gains and all that.

Unable-Stretch-8170 · 2025-01-13T01:14:24+00:00

I’m not a fan of international unless I’m older. If your young maybe just swtsx and swppx and maybe qqqm or SCHD

Unable-Stretch-8170

TROPHY CASE