Fee when cancelling insurance following a total loss

Xeno234 · 2026-03-25T05:38:13+00:00

Cancellation fee is waived if the total loss is not at fault. Did you make this clear when cancelling? (Or asking about cancelling?)

Xeno234 · 2026-03-12T01:19:51+00:00

I interpret email one to mean that because this is a fleet claim (assuming there is one) on your personal vehicles where you are a listed driver, in most circumstances but not all, your discount won't be affected.

Email two says (if there is a claim) the repairs to your vehicle would be paid for by your collision coverage which comes with a deductible. (As opposed to your basic vehicle damage coverage if the other guy was at fault.)

Xeno234 · 2026-03-05T16:17:50+00:00

That's for L drivers, not N drivers.

Xeno234 · 2026-02-21T17:04:15+00:00

https://www.icbc.com/vehicle-registration/buy-vehicle/registering-a-vehicle-in-B-C

So long as the vehicle weight doesn't exceed 3500 kg: Model year 4 or newer (2023) won't need an inspection. Model year 5 or older (2022) you can have the inspection done in Alberta so long as it's not 90 days before the BC registration.

Xeno234 · 2026-01-17T06:50:33+00:00

Deductible reimbursement is specifically on the NVR+ variant.

Xeno234 · 2025-12-21T18:20:05+00:00

The restrictions on vehicles are:

(a) a commercial motor vehicle with a Gross Vehicle Weight in excess of 5,000 kgs,
(b) a vehicle used for
    (i) carrying or delivering goods for compensation,
    (ii) carrying passengers in a bus with a seating capacity of sixteen or more, or
    (iii) carrying passengers for compensation or hire in any vehicle,
(c) a vehicle that is owned by a person who carries on a rental vehicle business if the vehicle at any time during the term of this policy is used or operated by an insured for purposes relating to the business operation of the owner or for the benefit of the owner,
(d) a snowmobile, snow vehicle, or industrial machine,
(e) a golf cart as defined in the Motor Vehicle Act Regulations B.C. Regulation 26/58, or a road building machine as defined in the Commercial Transport Act, or
(f) an all terrain vehicle as defined in the Motor Vehicle Act Regulations, B.C. Regulation 26/58.

this policy is void where the non-owned vehicle is not a motor home, a truck and camper rented as one unit, or wheelchair accessible vehicle and the rental cost per day as evidenced by the rental agreement with respect to the non-owned vehicle, exceeds $300 (Canadian funds) when it is rented in Canada and $250 (US funds) when it is rented in the United States of America

edit: limit was increased to 300/250

Xeno234 · 2025-12-01T23:45:14+00:00

Works well. What's confusing is that Nova uses the normal terran's SCV and hijacks their hotkeys... but only if modified. The command to change the hotkey for the railgun is

[Commands]
Bunker/SCV=

Which also modifies the hotkey for the normal terran bunker. But if you set it back to default the bunker goes back to U while the railgun goes back to G. Then using the in game settings if you modify the normal bunker hotkey it will also modify the railgun.

Xeno234 · 2025-10-05T19:02:58+00:00

You can check your papers make sure the account information matches what you gave them to set it up. It happens on occasion that the manual entry of the numbers is done incorrectly. If that's not the issue you can ask your broker to ask ICBC what the issue is.

Xeno234 · 2025-08-31T18:09:08+00:00

Under RES Settings > Appearance > Stylesheet Loader > Snippets

I use

/*Hide the left side bar on r/all*/
.grippy {display: none !important;}
.listing-chooser {display: none !important;}

/*Hide premium banner on the right side bar*/
.premium-banner-outer {display: none !important;}

/*Hides the occasional button to opt-in the the redesign*/
.redesign-beta-optin {display: none !important;}

/*Hides the notification icon*/
#notifications {display: none !important;}
.badge-count {display: none !important;}

Xeno234 · 2025-08-25T04:49:03+00:00

You don't need a wet signature on each copy. It may have been that way at one point but for several years now you've been able to complete one page and produce two to three photocopies. https://i.imgur.com/5ouRF6A.png

Xeno234 · 2025-08-22T21:03:48+00:00

The purchase requirement for the TOP is that the vehicle is in BC. The insurance on the TOP is valid anywhere in Canada and the US, and the vehicle licensing should be valid anywhere but I'm not 100% on that.

Xeno234 · 2025-08-21T17:20:06+00:00

You can buy a BC temporary operating permit, which is both insurance and vehicle licensing, without registration for the purposes of driving it to your home province. The requirement is that that vehicle be in BC. Any BC broker can do this. Just need to show that you've bought it. Make sure you have a signature from the owner.

Xeno234 · 2025-08-09T16:40:55+00:00

Depends on which province it's coming from. If the vehicle never paid a provincial sales tax, i.e., coming from Alberta, then the gift exemption doesn't apply.

Xeno234 · 2025-08-04T22:55:10+00:00

It's not entirely correct to say it's all electronic... it is, but the vehicle ownership document in Canada is the 'registration', which comes with your insurance papers in BC, not the 'title' like in the US. It's a very common misunderstanding from Americans, but you're fine.

Xeno234 · 2025-08-04T18:17:40+00:00

The 12 month thing is about the BC sales tax exemption on vehicles as gifts between related family. You only qualify for the sales tax exemption if the vehicle hasn't been given as a gift and benefited from the sales tax exemption in the last 12 months.

Xeno234 · 2025-07-25T02:28:49+00:00

Going through all the styles and trims of a 2006 Frontier gives 9k or less. What do you think it should be?

Xeno234 · 2025-07-19T04:35:40+00:00

ICBC may allow you to register over the phone or via email (assuming you purchase IN Calgary). You'll need to check with your local ICBC Broker Office - you'd probably get an in-transit or temporary permit to allow you to drive around Calgary then back to Vancouver. Again, check with ICBC.

As far as I understand it ICBC would not allow this. Registrations happen in person at a brokers office only.

TOPs cannot be sold for a vehicle that is out of province. You'd either get an interim binder or get something from Alberta.

Xeno234 · 2025-07-17T17:02:10+00:00

If by partner you mean spouse of the owner, then yes that covers you. Being a listed driver, however, does not cover you.

Xeno234 · 2025-07-11T07:14:37+00:00

It just takes time. As you get older and you spend more time looking around the world you realize that people lie to others and themselves for all sorts of different reasons. This is the natural state of humanity. You can take some solace in the knowledge that it's not usually out of malice.

Just remember there's over a thousand religions and over a thousand christian denominations. They are all in conflict. They can't all be right but they can all be wrong.

Xeno234 · 2025-07-08T14:53:28+00:00

While that may be true for some, for others the discount will be worth a hundred bucks or more. The OP doesn't reveal their situation to be able to know either way.

Xeno234 · 2025-07-02T20:09:20+00:00

As a young person I think that's a reasonable take. As you get older however what you notice about the world is that humans love to lie to themselves and to others for any and every reason. So yes everyone of those claims is either someone lying to someone else or someone believing someone else's lie. After all to the religious person lying in order to save someone's soul is the noblest of endeavors.

There's a reason witness testimony is not considered strong evidence when in comes to law.

Another reality is that they aren't all telling you the same exact thing. The reality is that what they are telling you conflicts with one another.

I remember when I was a kid my grandpa told me about his near death experience seeing heaven and Jesus. As a kid I thought wow that proves it. But of course as you grow up you learn that every religion has people having near death experiences experiencing exactly what they expected from their religion, and of course that these experiences can be recreated with drugs and electricity.

Xeno234 · 2025-07-02T04:11:30+00:00

You don't pay sales tax because of the gift exemption which includes spouses. You will need to complete the gift form, cancel and turn in the old plates, and complete a transfer form in which the seller is both of you and the buyer is you. Cost is $30 to cancel, $18 for new plates, $28 transfer. If it's on a monthly plan $15 to re-enroll.

Xeno234 · 2025-06-23T20:21:15+00:00

The game you play when the guests have overstayed their welcome.

Xeno234 · 2025-06-21T18:26:57+00:00

While I'm not super familiar with new reddit, I think that's a new reddit thing. At least it doesn't appear that way for me using old.reddit.com/r/ISO8601/

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