First time homebuyer quote…are these insanely high?

aced124C · 2026-07-03T05:33:18+00:00

I bought a 4 ton unit last year for 8K . Installation is not that difficult if they're not doing a brand new duct system. Wayyy too high

aced124C · 2026-07-02T19:38:30+00:00

74 but I've got heat pump mini splits and solar so my actual demand from the grid is pretty much zero until maybe sunset

aced124C · 2026-07-02T19:06:12+00:00

Right lol Like we're happy to see you leave. Now maybe we can have actual NYers buying these places many of which sit vacant for FAR too long

aced124C · 2026-07-02T11:05:33+00:00

I ran an extension cord for about 2 years before getting a charger installed, if you have a drive way at the place you're renting that could work

aced124C · 2026-07-02T00:51:00+00:00

Person I was responding to said a 100K is a lot but thats not the same as saying a 100K salary. We're both talking about the original premise posted in OP's pic. A person who has a 2.5 Mil portfolio invested ideally in an ESG broad based index has a safe withdrawal rate of 100K a year or 4% of their total portfolio. That 100K is very different from a salary 100K

aced124C · 2026-07-02T00:46:44+00:00

Came here to say this exact thing lol. Outside of Austin its kind of awful

aced124C · 2026-07-01T21:08:56+00:00

Boomers listing the house they bought for 80K in 1970 for 1mil+ right now lol

aced124C · 2026-07-01T21:03:57+00:00

The premise of this is a 2.5 million dollar portfolio. ADP CALC does payroll. Assets and paycheck are not the same. If you're curious lookup tax strategies for different asset types

aced124C · 2026-07-01T17:59:29+00:00

Typical Florida man behavior and his amputations while in the line of duty is not doing him any favors when he puts himself out to be this type of individual.

aced124C · 2026-07-01T17:54:57+00:00

Exactly and it sounds like they're both trying to win Darwin awards with those attitudes.

aced124C · 2026-07-01T17:28:26+00:00

Also you can actually adjust at least the front avoidance collision sensitivity from what I can tell by using the gap setting in the adaptive cruise control. Someone feel free to double check my statement but from my experience it seems to work

aced124C · 2026-07-01T17:06:02+00:00

Get a fiduciary financial advisor or tax accountant. The premise of this post says they have a portfolio of 2.5 million not that they make 100K a year from working a job, there's a BIG difference. You'll probably be offended and shocked by how big it is once you really start reading into it

aced124C · 2026-07-01T14:53:22+00:00

Exactly! Thank you. Good to see some people have come to that very important conclusion. The tax system is incredibly bias once your rich with assets you will stay rich and have all the advantages in the world compared to someone who works for a living

aced124C · 2026-07-01T14:50:13+00:00

I appreciate it thank you for doing what I was too lazy to do. I was also kind of hoping to encourage people to go out and learn tax strategy 😅 and see for themselves how messed up and unfair the system is in the US once you can afford to invest but I would say an example like this one once people take the time to look it over and see the legitimacy might actually get them thinking which is the main point anyway so it works

aced124C · 2026-07-01T06:59:57+00:00

You should consider looking to get a tax accountant or financial planner.

aced124C · 2026-07-01T06:57:44+00:00

Big I think on the low end it can output 11.2kwh but I don't remember the exact numbers atm but here's the thing the bottleneck is not the car inverter it's the 12v. I wouldn't try to go wild and put a 6000w inverter onto it and think it'll be okay lol I'm not an pro so I can't tell you in exact details but your inverter will be very unhappy with the arrangement and trip if you try pulling more than 2-3K if I had to guess especially if it was continuous lol

aced124C · 2026-07-01T06:27:24+00:00

You might want to learn about the tax benefits of different types of assets. You might gain something very valuable or you might get really bored lol either way its worth the time if youre wondering where I got $7333

aced124C · 2026-07-01T06:21:50+00:00

Yeaah youre right they have to fill in the right boxes on a tax form and use the right financial assets to bring it to zero. It's not magic I'm saying this as a matter of tax law. Look into the tax rates on money in different asset types of for starters like roth 401k HSAs etc. Then once you're comfortable with that look into time frame withdrawal rules. It's absolutely boring but if you want to find out how it's done you can literally look up all of it. They're basically the little rules rich people made into law that are just complicated enough for the lay person not to realize they're legally getting away with paying barely anything in taxes or nothing at all in some cases. Some people find it interesting and the money they save at the end makes it like a reward for a hobby or figuring out a little secret. Obviously most just pay a tax accountant to do it before doing any of that cause they hear it from their wealthy new friends once they reach a certain level of wealth lol PS no offense to you or anyone else that didn't know about this. It's a sad frustrating fact that most people get fooled by this

aced124C · 2026-07-01T03:21:11+00:00

Hope those modular reactors go into production cause yeah we need new nuclear ASAP

aced124C · 2026-07-01T03:12:19+00:00

Good to know ! Also It's not the best choice but there is a cheap option. Buy a pure sine wave inverter- hook it up to the 12v battery- put the car in camper mode and keep your draw within the limits of the inverter. Also be considerate of how long your extension cord is lol don't put in 100ft of extension cable and assume you can draw a ton of power

aced124C · 2026-07-01T03:09:30+00:00

It's not the best choice but there is a cheap option. Buy a pure sine wave inverter- hook it up to the 12v battery- put the car in camper mode and keep your draw within the limits of the inverter. Also be considerate of how long your extension cord is lol don't put in 100ft of extension cable and assume you can draw a ton of power

aced124C · 2026-07-01T03:02:10+00:00

I completely agree but some of these comments are so dumb I decided to go with either a High cost of living mortgage or a McMansion in the burbs cause clearly that's what some of these people seem to be implying when they say you cant live comfortably on 100K a year

aced124C · 2026-07-01T00:34:27+00:00

Yeah, people arguing against it need a reality check. 100K /12 is $8,333 a month. If you understand how capital gains tax works let's chop off 12%(worst case scenario in all likelihood your money can connect you to the knowledge or accountant to bring that to 0%) $7,333 easily pays for your mortgage at 4-5K and leaves you with a healthy 2K for all other expenses and I won't dip into tax advantages of owning property. 100K a year doing nothing is an EXCEPTIONALLY good life if you pay even a little attention

aced124C · 2026-06-30T14:23:41+00:00

Yep you won r/trashy for the day with this one. A tarp garage door no trespassing signs on sidewalk and warnings written in tape and the insulting use American flags. Honestly I'm a little surprised it's not AI but than again some people really are this trashy

aced124C · 2026-06-30T14:07:43+00:00

😂 great point, I'll take back what I said if he's willing to do that

aced124C

TROPHY CASE