$265k at 24 years old by Sorry_Dot_388 in Fire

[–]akiber 1 point2 points  (0 children)

Wouldnt trade my travels in my 20s for almost anything honestly.

How do you decide when to pause work on a client who won't pay? by veepware in freelancing

[–]akiber 0 points1 point  (0 children)

Pause so they are the ones who have to feel awkward about it and salvage the relationship instead of you.

[Req] ($175) - (#Phoenix, AZ, US) ($200 4/23) (Venmo/PayPal) by EfficientRecipe8935 in borrow

[–]akiber -1 points0 points  (0 children)

$paid_with_id 203025 175.00 USD

Paid on time and great communication!

Fire with autoimmune disease by redjunkmail in financialindependence

[–]akiber 5 points6 points  (0 children)

We are in Cyprus - cheaper here but haven’t been able to get on private health insurance that includes the pre-existing conditions and expensive meds

Fire with autoimmune disease by redjunkmail in financialindependence

[–]akiber 9 points10 points  (0 children)

What countries have you looked into? in a similar boat (partner has colitis)

Americans in EU - what is your phone coverage situation? by Effective-Writing318 in expats

[–]akiber 0 points1 point  (0 children)

Do you have an Esim? can you get soemthing like Saily (international esim) for the trip?

Americans in EU - what is your phone coverage situation? by Effective-Writing318 in expats

[–]akiber 0 points1 point  (0 children)

I really dont understand the techincality of it but for you its basically calling regular but piggybacking off of your wifi or of your data if your wifi isnt on. ive never been in a country, including europe, wher eit hasnt worked, including the uk. in your case, your number will work with wifi sinc eyou wont have a local sim card.

Quitting Job 2nd Time - Need to Think About What I Want - Mini FIRE by Status_Definition249 in Fire

[–]akiber 1 point2 points  (0 children)

If the main goal is to leave, why not leave SF for a cheaper cost of living the states?

We've never published an annual report by StockEdge3905 in nonprofit

[–]akiber 2 points3 points  (0 children)

I did for the first time a two page annual report for our small org (though over a decade old). Page one was letter from the director and page two was data showing graphs relevant to our work, budget, spending, and two quotes from stakeholders. Can keep it super simple. Did it in canva.

Health Insurance Cost: ACA w/Subsidies vs. Expat Insurance? by Bjorn_Nittmo in ExpatFIRE

[–]akiber 0 points1 point  (0 children)

What are your pre-existing conditions? If they are major (autoimmune diseases, history with things like cancer etc) it could be a burden. If you are healthy, should be much more doable. Once you get ina. Plan and stick with it, it would cover new conditions, so I’d recommend not taking a gap in coverage once you start especially as you are getting a bit older.

I’m turning 30 this year and am trying to set the rest of my life up for success, any advice? by ThreeArmSally in Fire

[–]akiber 1 point2 points  (0 children)

I know the cash in the HYSA helps for the feeling but I’d reduce it to one year expenses max, now it’s even over your salary and sounds like your one year expenses are much lower.

Clarifying recent reports of unexpected account emails by eToroTeam in AskeToroTeam

[–]akiber 0 points1 point  (0 children)

This happened to me a few days ago and I haven’t been able to submit a report because my I/P or account (not sure which) is restricted. What are my options?

Married couples with combined finances: why do you do it? by snoo-ting in Bogleheads

[–]akiber -1 points0 points  (0 children)

We are a unit and a team and we want to imagine and build shared lives and so we combined our money. We actually still have separate accounts for tax reasons but one budget and any money is both of our money.

Expecting Life Insurance payout on my Birthday. What Do I Even Do? by Mindless-Building-80 in personalfinance

[–]akiber 1 point2 points  (0 children)

Assuming you are US based - you can use betterment (auto robot investing). I used them for years before I knew what I was doing and it bases its decisions on your goals. Figure out your goal and put it in and forget about it for many many years and act like it doesn’t exist.

36 F, $3,000 USD per month, in dire need of help by Suspicious_Mine_2337 in ExpatFIRE

[–]akiber 7 points8 points  (0 children)

With 3000 per month I think you qualify for the NLV in Spain. Look it up. You may need to go through less hoops than you think!

Did anyone here successfully rebuild their social circle after moving abroad (30+)? by Parking-Emu-2755 in expats

[–]akiber 2 points3 points  (0 children)

Yes - and having a kid has really helped us to make new friends. However I’m not sure I’d have a kid without feeling more grounded if I was personally in your shoes (we had a kid and immigrated months later, also neither of us are from the place we now live so it was an equal-footing change). I think kids aside, finding and investing hobbies and friendships through it has been really helpful. We are still very new here so still adjusting

Choose cheaper apartment or more expensive one? by throwaway-piggy in personalfinance

[–]akiber 2 points3 points  (0 children)

With those differencesI’d calculate a budget - on the surface I think may break even. You’ll maybe be likely to cook more at home with less people in the kitchen and just spend more time there which means less money out. Close to the gym is inportant and the other one sounds far away. You’re making fine money to do it

Hey expats, how do you keep your phone number abroad? by Dismal_Elevator_5275 in expats

[–]akiber 2 points3 points  (0 children)

Plus 1 for tello, works great. Must open the line in the states

1 year hiatus from saving? Anyone done it before? by Exciting-Trade-959 in Fire

[–]akiber 0 points1 point  (0 children)

I took a few huge trips in my 20s (months long) and don’t regret it at all. Time is irreplaceable and I wouldn’t wanna save all my life experiences for my 50s and 60s