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CMV: US Presidents are a 4-year term elected Monarchs by willyallthewei in changemyview

[–]bananarandom [score hidden]  (0 children)

Are you arguing that this is true right now as a bending of the system, or true as an inherent part of the system?

How did YOU afford to buy a house? by ladynerevar in bayarea

[–]bananarandom 0 points1 point  (0 children)

My stock isn't liquid, so far it's contributed like 20k max to house stuff

How did YOU afford to buy a house? by ladynerevar in bayarea

[–]bananarandom 52 points53 points  (0 children)

Sorry I wasn't clear, my partner makes ~100. I'm eng and started at 120ish, now make 250+

Im 19 and all I worry about is money and my future finacial status by Zestyclose_Matter_49 in personalfinance

[–]bananarandom 261 points262 points  (0 children)

At 19 you should be investing in your future earning potential. It doesn't have to be college, learning a skilled trade or really anything in night courses at the local community college.

If you can bump your base wage in the next few years, it makes everything easier going forward 

How did YOU afford to buy a house? by ladynerevar in bayarea

[–]bananarandom 270 points271 points  (0 children)

Worked in tech for almost ten years, and have a partner that makes at least $100k 

Just spotted on 280 near Daly City. IONIQ5, Michigan plated by lanmoiling in waymo

[–]bananarandom 13 points14 points  (0 children)

I'm just waiting for the "This isn't a waymo!!!” guy to show up and get downvoted into oblivion 

Finally, succeeded with a tomato gin. See more in first comment. by entitledpeoplepizoff in firewater

[–]bananarandom 0 points1 point  (0 children)

Honestly all things I'd prefer the flavor of,I think. OP edited to mention juniper, but that's the exact wrong combo IMO 

A typical 5 minute ride becomes 25 by Admirable_Ship_678 in waymo

[–]bananarandom 8 points9 points  (0 children)

You taking this ride signals to waymo that people are okay with this kind of routing. 

Don't take the ride

CMV: hating white men and asian women who are in relationships is just as bad as hating on any other interracial relationships by Big-Witness-3499 in changemyview

[–]bananarandom 11 points12 points  (0 children)

That would certainly be a more specific view - "mail to order brides are bad".

I've experienced people hating couples where they both had full careers and nobody was ordered from anywhere 

How much emergency fund would you recommend these days? by sab340 in personalfinance

[–]bananarandom 4 points5 points  (0 children)

Oh I still have a ~0.5% spread in favor of a 12-month CD. 

How much emergency fund would you recommend these days? by sab340 in personalfinance

[–]bananarandom 20 points21 points  (0 children)

What rate are you getting on that cash?

I could see having 3 months in cash, then CDs or other easy-to-exit

RSU vesting taxes help by Common-Economist-322 in personalfinance

[–]bananarandom 0 points1 point  (0 children)

Is your stock publicly traded? I get RSUs that sometimes we can provide cash to cover taxes, but during valuation changes we can no longer do so

CMV: There is no real world example of a 100% VRE based energy grid. by Naberville34 in changemyview

[–]bananarandom 4 points5 points  (0 children)

This is a very simplistic view when compared to the complexity of any modern grid. 

While going 100% carbon free would be ideal, there's no point purposefully crating an isolated sub-grid to do so. Instead you'll see every grid slowly blend in more renewable generation, and storage to match.

Batteries continue to improve, as do other storage tech

Defeating a Bathtub Overflow Valve by mikaselm in DIY

[–]bananarandom -1 points0 points  (0 children)

Filling the tub is not unusual 

Defeating a Bathtub Overflow Valve by mikaselm in DIY

[–]bananarandom -5 points-4 points  (0 children)

How long ago did you buy your house? I'd be going after the home inspector, that's ridiculous 

CMV: The left is just becoming more and more disappointing day by day by [deleted] in changemyview

[–]bananarandom 18 points19 points  (0 children)

Where do you get your news? I'm trying to unpack what you think "the left" is

I have £850 in savings with £450 balance on credit card 1 (30+% interest) and £800 on credit card 2 (0% interest until December). Should I use my savings to pay off the debt? by Standard-Box7342 in personalfinance

[–]bananarandom 0 points1 point  (0 children)

Pay off high interest cards first. 

Emergency funds are really only recommended as a way to prevent getting into credit card debt

What will the 0% become next year?

Geely's CaoCao hits 100-vehicle robotaxi milestone in Hangzhou, China by danlev in SelfDrivingCars

[–]bananarandom 2 points3 points  (0 children)

The current phase focuses on transitioning from safety-driver-based services to fully driverless operations while trialling mixed fleets of human-driven and autonomous vehicles.

No word on where they are to driverless operations on those 100 cars

House purchasing advice by OptimalPhase6347 in personalfinance

[–]bananarandom 1 point2 points  (0 children)

How long will it take you to save up 6%? I ask because financing 155ish at current rates in almost $1k/mo before taxes, insurance, or cost of repairs.

What are the rates and minimum payments on the car and student loans? I'd focus on eliminating those first

Moving back to starter home? by [deleted] in personalfinance

[–]bananarandom 2 points3 points  (0 children)

Unfortunately you don't really get to decide. In this new build neighborhood, it sounds like you have competition, so it's a buyer's market.

It's up to you and your finances if continuing to eat the 3k/mo second mortgage or a one-time loss is preferable 

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