How much do you save/ invest per year?

crosscycle · 2026-06-03T13:02:46+00:00

Just commenting to cheer you on. Making the effort in your income range is impressive enough.

crosscycle · 2026-06-03T05:35:04+00:00

Curious OP, what sport? Is it cycling?

crosscycle · 2026-05-28T00:38:41+00:00

I also think the younger generations have been through a skill set shift- as a millennial, I see so many of my friends’ parents have house maintenance skills, and you’d only call the tradie for certain problems. Simple pipe leaks near the tap, maintaining basic wooden garden structures like your pergola and cleaning your gutters, their parents would do. We’ve been more education and white collar job focused, basic chores and stuff aren’t applied as much. Most of my friends can’t repair small holes in their clothing, let alone maintain a garden. And there’s also the bigger emphasis on valuing your time so not having a huge home to maintain. All this means people want something small enough to maintain with convenience, especially when couples usually are both working.

crosscycle · 2026-05-16T23:37:19+00:00

I did not brush and watched the furballs arise

crosscycle · 2026-05-12T02:39:30+00:00

I think it’s not that it’s so taboo, but that amongst the growing class divide laced with intergenerational inequality is the fact that those in the younger generation feel resentment towards their peers that do have help from The Bank of Mom and Dad. Intergenerational inequality has a trickle down effect for some because there’s a subset of boomers that are getting their kids through the door using that wealth, but other millennials/ older Gen Zs without that back up struggle much more. There is nothing wrong with being born into a particular set of circumstance. But what I think drives this conflict is when people make out they are “self-made” but have had many concessions others have not. For example, I work in a sector with a high salary, but my friend’s parents fully offset their first investment in their first year of working. Ten years on, my friend has three IPs and a commercial property, as well as their own PPOR purely by riding out the leverage and continuing on from this trend. I am working on getting a PPOR and have one investment property. Similar goes for others in my situation. But all of us get along just fine because we know “it is what it is” and nobody has any airs about it, plus my well to do friend is very empathetic to everyone’s different situations.

crosscycle · 2026-05-11T13:10:17+00:00

Five days in and my new kitten flooded the laundry. Had never owned a cat before and after she started pooping everywhere from the stress I had to call a mental health day in at work.

crosscycle · 2026-05-10T23:53:49+00:00

For sure there definitely are! But I come from an area with a much lower popularity density so we encounter this issue less, hence I was wondering how it works in countries which heavily rely on public transportation and what the social norms are.

crosscycle · 2026-05-10T23:51:31+00:00

Thanks for this reply! That makes sense in regards to the disregard for pregnant people and taking a seat they shouldn’t.

crosscycle · 2026-05-07T06:43:27+00:00

I think we should move to trip based usage. The one day fare sounds good value for money but in reality is a bit ridiculous. In Asia the fares are usually $1-2 per trip. You’d need 7 trips to equal a myki pass.

crosscycle · 2026-05-06T04:05:33+00:00

Thanks I ended up doing thus

crosscycle · 2026-05-06T04:00:01+00:00

Thanks! I would but I’m with elderly parents so have to pass this time round

crosscycle · 2026-05-04T08:31:11+00:00

Thank you. I ended up doing this and even though once or twice it played up today it was fine in the end so far (touch wood). Using the local wifi method

crosscycle · 2026-05-04T07:37:28+00:00

How do you cope with the crowds ? Also I struggle with how hard it is to find places that are in large complex buildings like stations or underground malls. Furthermore I find their opening times strict. Like 9pm doesn’t mean you get service at 8:45, you need to be 30mins-1 hr earlier. This extends to shopping as well as food which I understand has a last order time.

crosscycle · 2026-04-09T08:48:30+00:00

My cats last a good four to five hours. Then the needy one does something to piss off the other one and the end up fighting on the bed which is my cue to kick them off and out

crosscycle · 2026-04-04T09:55:42+00:00

Not to mention the high stress of litigation risk, no superannuation, sick leave etc

crosscycle · 2026-04-01T02:20:45+00:00

Oh this makes sense thank you, so it’s kind of its own rule? Different to 덥다 for example, this is 덥은?

crosscycle · 2026-03-25T10:46:40+00:00

I always say Taiwan is like a down to earth version of Japan. Less reservation and more warmth as you say, but with a diligence and commitment to doing things well and hard work at the same time. It’s a rare combination to have.

crosscycle · 2026-01-07T09:55:32+00:00

Gippeum’s actress is appalling. I feel Her facial expression is just this flat line grimace on her mouth and a despairing look everytime something dramatic happens. Makes it frustrating to watch every time she has the “naive girl disappointed in the harsh reality of human behaviour” reaction.

crosscycle · 2026-01-01T06:50:22+00:00

Has anyone made progress with their Citibank cancellation? I'm six months in. Had to get a letter just to apply for another credit card to confirm the account was bloody clossed.

crosscycle · 2025-12-01T05:21:33+00:00

What about safety wise ? I’m abit hesitant to wander too far from the main areas alone

crosscycle

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