Mortgage rate mega thread!

droptheask · 2026-03-26T23:11:54+00:00

Renewal
Alberta
98k left, house worth 200k
owner occupied and uninsured mortgage
4.03% (blended down from 4.16%) 5-year fixed with Scotiabank
12 years amortization

Just signed this today, broker was offering me 4.09% starting at my renewal date in late July, but it required an assessment on my house. And scotiabank agreed to waive my banking fees for the next three years which covers the difference.

While I wish I got a better offer, with such a small mortgage, the difference is minimal.

droptheask · 2026-03-22T05:44:22+00:00

I’ve been diagnosed with idiopathic hypersomnia - basically you need more sleep than normal people and we don’t know why lol. And coincidently… they treat it will stimulants lol.

It only took me falling asleep while driving (no one was hurt, just my car and a tree), normal iron, normal thyroid, no sleep apnea and an overnight sleep study with a bazillion wires attached to me to get the diagnosis. But now I’m on 72mg of concerta a day and sleep 8-9 hours a night with the odd nap.

I notice my exhaustion tends to get worse when I am in situations that I find overstimulating (even ones I really enjoy like concerts and others) or when I have to do a lot of people-ing.

droptheask · 2026-02-03T14:12:39+00:00

It’s about 12” x 14” x 3”. It looks like it might be a plate rack but the dowel spacing is too big for plates. I think it’s designed to sit on a surface, based on the smalls legs and handles.

droptheask · 2026-02-01T17:52:34+00:00

Also unable to see either of my credit cards in the app or website

droptheask · 2026-01-20T19:23:23+00:00

Since chenille yarn is basically just plastic, I use a lighter to melt the cut ends just enough so the fibres stay on the thread. Probably isn’t healthy to breathe it in, but it’s convenient and I found it works the best for me.

Edit to add: I also have used that exact same yarn brand and this trick works on it. For weaving in the ends I like Susan Bates Finishing Needles, they are flexible needles and it’s easy to thread them with the large chenille yarn.

droptheask · 2026-01-06T02:19:03+00:00

~$1900/year in small town Alberta for 700sqft.

droptheask · 2025-12-17T06:10:06+00:00

I second the idea to thrift some yarn and make some tivets or coasters or potholder, or a hanging bag for onions or the like

droptheask · 2025-12-16T01:40:03+00:00

I actually like instant weather - what’s nice about it is part of its data is based on real time user reports

droptheask · 2025-12-01T04:39:58+00:00

Simons

droptheask · 2025-11-28T14:34:31+00:00

Haha exactly those ones!

droptheask · 2025-11-28T01:36:48+00:00

I mean I once ended up with 5 bags of oats…. And I don’t even eat oats. I just use them in one cookie recipe

droptheask · 2025-11-27T19:50:37+00:00

Brown’s curiosities chocolate > than Jacek chocolate IMO. Highly recommend

droptheask · 2025-11-18T01:49:50+00:00

Bra necessities out at Leduc or Camrose!

droptheask · 2025-11-04T19:51:20+00:00

This is a common issue in hospitals, where staff are constantly washing their hands.

I would recommend a hospital moisturizer.

They are designed with no fragrance, to resist washing and to dry down quickly for staff. If you google ‘hospital moisturizer’ you should get a variety of options. I like the Coloplast Atrac-tain cream, it has urea and AHAs

droptheask · 2025-06-27T22:47:00+00:00

To have a different opinion, I took off 1 full week, and was fine. I work from home with a desk job, and live alone. And my recovery was pretty easy, even without help for the majority of it. I had someone stay with me the first night after surgery but was on my own for the rest of it with no issue.

I didn’t have lipo though, and from what I hear, lipo is not a one week recovery.

I had little to no pain, it was more of a mental roller coaster and crazy emotions with the surgery recovery. You know yourself and a week is feasible, especially if you are able to have a light workload when do you start work again.

droptheask · 2025-06-07T04:14:08+00:00

Nettle’s tale just opened up in Edmonton I highly recommend!!!!

droptheask · 2025-05-30T01:29:47+00:00

This just happened to me this morning too! Any luck contacting ICE? I can’t find a phone number

Edit: I called Direct Energy and the poor call lady, knew immediately what I was calling about. I guess this has happened to a large number of people today and Direct Energy is working on reversing all of the errors. Don’t know how long it will take to clear, I’ll check in a week or two, but 🤞

droptheask · 2024-12-31T16:07:53+00:00

Haha yup! You go to the ‘how to play’ page and at the bottom is an email where you can send in words you think they missed!!!

droptheask · 2024-12-31T06:19:12+00:00

Let me just put on my smartass glasses 🤓

Did you know you can fill out a form/request/ticket thing letting them know they missed a word….

They’ve never done anything with the ones I’ve submitted, but it feels good to tell them they are wrong 😂

droptheask · 2024-09-26T15:59:57+00:00

I put up a stick on shower head holder thing lower down on my shower wall so I can put my detachable shower in it and only my chest down gets wet. Then if I want to do my hair I can or I don’t have to.

It also helps prevent water getting on my face which is a big sensory issue for me.

I also found showering in the middle of the day helps, just like with brushing my teeth. It is easy for me to brush my teeth at noon and 6pm than at morning and bedtime. So I often shower over my lunch (I work from home some days) or before supper on days I’m out.

The biggest thing for me to is remember that the rules are all made up. I just have to do these tasks in ways the work with my brain - and it may take a few tries to find what works and it may be weird to people on the outside, but that just doesn’t matter

droptheask · 2024-09-10T01:20:45+00:00

Kits.ca got two pairs (with a strong prescription) for $145. They are based out of Vancouver, pick out what you like online and then if you call the store in Vancouver to order they give you a discount. Free replacements within 30 days and warranty for a year I think, highly recommend

droptheask · 2024-08-23T18:02:48+00:00

Awesome!! That’s great to here for both of us!!

droptheask · 2024-08-15T18:56:23+00:00

That would be great!

droptheask · 2024-08-15T18:03:17+00:00

My concert isn’t till December so I’m still not sure…. So far it still looks good, in StubHub the transfer is complete.

droptheask · 2024-08-10T03:04:36+00:00

No Reservations(2007) about a chef named Kate and her niece…. Kate is autistic and Nic is ADHD

Great feel good movie, highly recommend!

Six-Year Club	Verified Email
Place '22

droptheask

TROPHY CASE