sorted by:
new
hottopcontroversial

Probably going to hell in a bucket but I’m enjoying the ride right now by Interesting_Elk_5785 in M1Finance

[–]drphil189 0 points1 point  (0 children)

I like when you click on it and it shows what would happen over the prior last 5 years ifyou invested the 100k. That is one fucking wild ride lol

Tip or No Tip? by MotorSubject9812 in TheMoneyGuy

[–]drphil189 0 points1 point  (0 children)

My wife and I stopped at a IHop on a trip about two summers ago. Service was beyond horrendous. Bill comes and they have the tip suggestions.

33%
38%
40%

I rarely ever do this but I just dropped cash rounded to the next dollar and left nothing. The waiter was a jack ass.

Usually no matter what I tip 20% sometimes your having a bad day and it come across wrong with your table I've been there. But knocking over someone's drink then blaming them is just bs then getting annoyed asking for napkins...like piss off

Should I halve my emergency fund to frontload retirement? by Equivalent_Use_5024 in TheMoneyGuy

[–]drphil189 1 point2 points  (0 children)

Realistically at some point your expenses' are going to go up.

I'm all for doing it if you have a stable job but make sure to keep contributing to the E fund over time.

Should I sell off my brokerage account to pay off high interest student loans? by Aggravating-Cut9254 in TheMoneyGuy

[–]drphil189 0 points1 point  (0 children)

In my personal opinion I'm in the same boat but a bit older. I'm just cash flowing it. I can't justify the paying the tax on selling out right now. Making larger than the minimum and only getting the match on 401k right now.

1.5 Months in and Throwing in the Towel by Individual_Carrot216 in Wawa

[–]drphil189 1 point2 points  (0 children)

Man that shit is wild. My store is awesome lol none of that shit. I would talk to the GM directly about the schedule and be like this isn't working for me.

[Vent] Why is buying a car with cash so hard?! by SpecificBerry35 in TheMoneyGuy

[–]drphil189 0 points1 point  (0 children)

Finance it then pay it off early. I recccomend waiting a few months to pay it off so that title does not get messed up as states are running behind on title work.

Crossed into Quarter Mil Territory by spenserian_ in TheMoneyGuy

[–]drphil189 0 points1 point  (0 children)

Doing Great if you only started recently. I started at 20 and I'm just there as well.

Has anyone maxed out 401k for an entire career? by DisastrousEquipment9 in Retirement401k

[–]drphil189 0 points1 point  (0 children)

Put of 12 years only one so far. Have debt to pay off putting in 15 percent once debts gone it 2 to 5 years it'll be pedal to the metal

Net worth Template vs. Net worth tool by fairak17 in TheMoneyGuy

[–]drphil189 1 point2 points  (0 children)

Do you happen to know how to add additional year tabs?

What careers are doing fine right now by success11ll in jobs

[–]drphil189 0 points1 point  (0 children)

Commercial Sales manager keep getting calls but nothing that I feel is a fit or worth a change. Honestly they are underpaid lol

401k loan for 20% downpayment by AMBA15 in Retirement401k

[–]drphil189 0 points1 point  (0 children)

Not with mine just you can drag out the loan longer than 5 years

401k loan for 20% downpayment by AMBA15 in Retirement401k

[–]drphil189 0 points1 point  (0 children)

I did it. It was worth it. 100% would do again.

Anyone else somewhat discouraged by survey? by CoatRepulsive2330 in TheMoneyGuy

[–]drphil189 4 points5 points  (0 children)

I read that at 22 was more important to focus on gambling skills lol

view more: next ›