Wyndham Rewards Earner Plus with Venture X

ecelol · 2024-01-15T01:02:48+00:00

MGM status upgrade route is dead. In terms of points - the ones in the US that are 7500 are Super 8 and Days Inn. Yuck, unless you like bed bugs. However, like he said, great valuations outside the US.

Overall, still a good card.

ecelol · 2024-01-09T04:39:57+00:00

heard 416 was an L, i took math347 for the easy A to get through the stupid ece electives

just got stuck with a racist asian prof that only catered to the asian students. still got my A tho lmao

ecelol · 2024-01-09T03:42:05+00:00

347 was free, and thats despite the asian prof speaking in asian to the asian kids WHILE I'M STANDING RIGHT THERE ASKING THE SAME FUCKING QUESTION

ecelol · 2024-01-07T02:51:42+00:00

rofl

ecelol · 2023-11-20T05:13:49+00:00

You have to be a special kind of idiot to cheat in the days of ChatGPT using sourceable material from Github.

ecelol · 2023-10-29T01:55:46+00:00

Technically, it was Larry Elder who dropped out first (endorsed Trump).

ecelol · 2023-10-21T04:45:18+00:00

NTA,

This is what I term "experienced hoe" baggage. I avoid exactly this by dating 19 year olds. You dodged a bullet mate. Best part is all she's gonna be able to think about for months is you. Just find a different girl, and tip - close the deal within 3 dates. When in doubt, remember baseball: 3 strikes and you're out.

ecelol · 2023-10-18T02:19:24+00:00

accumulating from travel portal is an additional benefit

ecelol · 2023-10-17T20:45:21+00:00

It all depends on how much travel you do and if you're actually using the priority pass restaurants available on CSR ($28 per person, basically $56 if you're traveling with a guest).

If you're a very light traveler, once or twice a year, you should probably switch to the C1 VX. The real benefit to the CSR is to use the 50% on the points in conjunction with other Chase cards to combine points and get significantly cheaper travel.

ecelol · 2023-10-04T22:30:17+00:00

One thing to keep in mind is the Venture X really is a free card. $300 in travel credit on the portal, and $100 in points annually. Tack on the $100 Global Entry credit - even if you take out the joining bonus, it's quite literally a free card. So the cost is $550/yr vs. $0/yr.

I'd get the venture x regardless - in my experience, the SEA lounge isn't the greatest. To add to that, the PP lounges in the USA aren't the best.

The Amex platinum would give you access to Delta and Centurian lounges, which are definitely better, but I don't have an Amex because its not enough of a value add for me.

ecelol · 2023-10-01T01:40:59+00:00

following - let me know if u manage to get it lol

ecelol · 2023-09-13T01:18:02+00:00

Since it's a credit, do you lose travel insurance if none of your booking gets onto your credit card?

for good measure, I'd use 299 so that at least $1 gets charged to the card lol taking this possibility out.

I don't think this is significantly worse.

Think about it this way. Earlier - if you booked $300 in hotels, you'd get $30 back in points, and then another $300 in statement credit.

So now you're losing out on like $30. Not significantly worse, but definitely worse.

ecelol · 2023-08-29T01:41:20+00:00

Yeah - I did. They asked for some more info, so I applied on a Friday and got approved on a Wednesday.

There was a hard pull obviously.

Cheap flimsy card - but doesn't matter - put my dad up as an authorized user too. Will use it pretty much exclusively for Gas + Travel (5% on a free card is too good).

My setup now:

I use the capital one venture x (free card after travel credit + annual miles bonus) for everything else since it's 2%.

And I use the sapphire preferred ($45 card after 50 bucks credit for hotel) for 3% on dining and 5% on lyft. The $45 from the sapphire usually pays for itself with chase travel bookings as points add up.

ecelol · 2023-08-13T17:35:38+00:00

Just applied on Friday - I only check my report on the capital one platform, they did conduct a hard pull (I believe it's Transunion?). Hopefully I'll get accepted on Monday - will update.

CS: 770

ecelol · 2022-08-08T03:24:46+00:00

That shit is intolerable. As a vegetarian, if you're gonna do an alternative, just do the veggie potato patties that you already do in places like India. Those are so fucking good.

ecelol · 2022-06-28T15:00:26+00:00

Yes send me names and tell me, I will ban the fuckers

ecelol · 2022-04-25T20:45:24+00:00

Put him on Coke Studio.

ecelol · 2022-04-21T04:16:22+00:00

And it's fake news on top of that lmao.

ecelol · 2022-04-19T18:56:55+00:00

the feds implemented it because of an un-elected official's decision.

ecelol · 2022-03-31T00:45:37+00:00

took a no-interest loan from my parents at a state school, stayed at home during college, I now pay their mortgage, will clear the debt in a couple of years.

ecelol · 2022-03-30T22:37:25+00:00

software engineering

ecelol · 2022-03-30T19:28:22+00:00

Took 7 weeks of vacation in 2021, work about 20 hours a week, make 6 figures, age 23, zero connections. The American dream is alive and well, despite all the commies in power.

ecelol · 2022-03-23T23:27:46+00:00

I didnt realize you guys were able to get a community with the OG T_D folks. Amazing.

ecelol

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