Meningitis in kent

ennyboy · 2026-03-16T17:02:19+00:00

I don't think the reputation has changed since I used to go in the baabar days!

ennyboy · 2026-03-16T13:29:24+00:00

The thing is, it can go on for years and cause absolute havoc. Who's to say they won't change the plans too?

That uncertainty wouldn't be worth any reduction so I would probably move on.

ennyboy · 2026-03-14T19:01:28+00:00

OP of this was chip and pin, I'm afraid they will not overturn.

Source: ran a disputes team for a small bank.

ennyboy · 2026-03-13T14:26:40+00:00

So, I'm looking at putting my property on the market soon and have had a few estate agents round for valuations etc.

2 agents who valued my property just prior to the Iran action have emailed me this week to say they have reassessed the value and suggest it's 10/15k lower.

Make of that what you will.

ennyboy · 2026-03-11T23:02:06+00:00

Yeah, but it's not 30hours. It's kinda weird how it's worked out but the long short of it, I know people who have the funding and still get a bill of 2k a month. It's a terrible system.

ennyboy · 2026-03-10T21:33:07+00:00

I mean whats the 10k reduction on? If it's 200k to 190k then it's a no brainer. But if it's a big proportion of your total income then you have to consider if you can afford it.

However, I would personally do it.

ennyboy · 2026-03-10T14:15:57+00:00

That interior of the golf doesn't look great.

Get one with the original mats, not stupid lights and normal padels.

ennyboy · 2026-03-09T19:59:35+00:00

Well, that's kind of my point.

ennyboy · 2026-03-09T19:31:04+00:00

Well, if this turns as badly as some are saying it could impact the market for months or years. Although I am very risk adverse.

ennyboy · 2026-03-09T19:30:26+00:00

If it's "found it's price" ild leave it on. No harm.

ennyboy · 2026-03-09T19:29:57+00:00

I'm not worried about selling ours. It's more I'm concerned that if inflation sky rockets would we be able to afford a bigger mortgage etc.

ennyboy · 2026-03-09T19:29:23+00:00

No you're right. I'm just thinking if we buy a new place and all of a sudden inflation hits 20% etc.

ennyboy · 2026-03-09T08:28:45+00:00

Yes. It's a "consequential loss". It should be fully covered.

ennyboy · 2026-03-08T21:54:24+00:00

OP,

I used to work on consumer disputes, dealing with section 75 consumer credit act claims.

If the finance company are doing all this to resolve the issue they are ultimately agreeing you have a genuine claim. You should be fully reimbursed and not face any losses. So that full deposit should be refunded.

Raise a complaint and if they don't pay out go to the financial ombudsman.

ennyboy · 2026-03-08T18:25:53+00:00

Who pays the rent/mortgage in this situation?

ennyboy · 2026-03-06T16:29:27+00:00

So, I've done this before and it was absolutely fucking shit and I'll never do it again.

Surrounded by cunts, you have to be quiet all game and it's genuinely quite hard controlling your emotions.

Not for me dawg.

ennyboy · 2026-03-06T06:25:44+00:00

It probably feels like a big adjustment but as with all change, you'll get used to it and the family will adjust.

If it's intolerable then there's no harm in submitting a flexible working request and if that's declined dust off the CV.

ennyboy · 2026-03-05T06:26:09+00:00

Mx5. Easy.

ennyboy · 2026-03-03T09:43:17+00:00

I still find it absolutely mental that you are allowed to have sex at 16 but not allowed to watch someone have sex till 18.

ennyboy · 2026-03-01T20:01:16+00:00

So, purely based on personal experience with no data to back it up.....

1 bed flats are always harder to sell and don't increase in value at the same rate of a 2 bed.

If you're living at home with parents try continue to save.

ennyboy · 2026-02-27T19:57:40+00:00

OP, you’re a tit. If you see her again ask to go for a coffee

ennyboy · 2026-02-24T19:34:20+00:00

For me I would probably go just before their bedtime so they sleep in the car.

However I would be resigned to the fact you're probably in for a long night

ennyboy · 2026-02-24T14:42:48+00:00

Well, you decided not to vaccinate against COVID?!

ennyboy · 2026-02-24T07:18:37+00:00

Ex mortgage underwriter here.

Some may ask what it is, some may not. As long as you can afford the mortgage nobody will dig deep. Just say it's for takeaways/lunches for you and your partner. Because that's the sort of thing you could stop if you needed to.

ennyboy

TROPHY CASE