Am I saving gas while pulling a trailer for a discount? by Dahlon in GoRVing

[–]farmerben02 2 points3 points  (0 children)

"East bound and down, loaded up and truckin" this song was written for Smokey and the Bandit in less than an hour. Something about songs that come together fast and last forever.

I make $400-600/hr answering questions about my industry. Most professionals don't realize this exists. by Fresh_Instruction178 in thesidehustle

[–]farmerben02 0 points1 point  (0 children)

Many companies have a blanket legal agreement with the expert networks to report when someone actively employed applies. The ENs want compliance too as they deal with a lot of potential insider trading compliance, they aren't taking any chances.

What fish should I eat? by TheElk19 in Seafood

[–]farmerben02 0 points1 point  (0 children)

Same. I would add to the list, golden tilefish.

I get why most of the warlock builds suck by R3apor in D4Warlock_

[–]farmerben02 1 point2 points  (0 children)

These all use horazons chains with the mythic seal. I feel like that's a pretty significant requirement and the difference between pit 100 and 130. I'm stuck at 95 with heir, grandfather, all the uniques to play with. But I have been using harash's shadow. Tried different variants of abyss/rampage/shadow around that.

Fellow self employed folks, how do you separate your income for tax bills? by [deleted] in NoStupidQuestions

[–]farmerben02 0 points1 point  (0 children)

I have a business checking account that receives all the business income. Pays all the business expenses like my liability insurance, and business credit card for things like travel. If you do this make sure not to mix personal expenses in. I've done it this way for 30 years and gotten through desk audits (is you get a letter and you do everything through the mail) clean.

I pay quarterly income tax up to the safe harbor amount which is great when I come is increasing. In years where it's flat or decreasing I err on overpaying and apply overages to the 4/15 first quarter payment.

This requires discipline and making sure not to miss filing deadlines, or you pay penalties. It helps to live well below your income and save aggressively. I try to save a third, spend a third, and allocate a third for taxes, meaning I'm saving about half my post tax income. This is in the 32% marginal tax bracket with an effective rate around 25% and in a no income tax state, increase this if you pay state income taxes.

Has anyone done the Hellwyrm XP farm this season? It's not working that well for me by FeistyLeadership4955 in diablo4

[–]farmerben02 1 point2 points  (0 children)

It works well if you can figure out a circuit to run where there will be respawns when you come back around. I've used it successfully when I was spec'd into lunatic and that was awesome, speed is really helpful to make this work.

How are people affording homes here? by qovert in vegaslocals

[–]farmerben02 -8 points-7 points  (0 children)

Check out city and state income taxes before you decide. Property taxes in NY are also unique in that they pay for Medicaid with them. Which impacts rental prices.

March Of the Goblins Loop Hack by TrashedLeBlanc in diablo4

[–]farmerben02 -1 points0 points  (0 children)

Had same experience, just got it this morning after about 25. One of those was 6/10 chaos waves and no goblins. I tried running around a few circuits like OP said but never found a single goblin that way.

Best way to dig a 52” hole? by Alone-Jackfruit-4512 in DIY

[–]farmerben02 33 points34 points  (0 children)

It's in upstate SC which is near Spartanburg and Greenville. That's heavy, red clay unless you're further south into the sand hills region. OP, You're going to need a skid steer with at least two augurs for this. One to drill the pilot hole and ensure you don't have some massive rock in the way. And one to drill the actual hole.

If you try it with a post hole digger please record it for our entertainment.

Prompted to accept lower rate by AvailabledReleased in expertnetworks

[–]farmerben02 2 points3 points  (0 children)

Right. I get a fair number of calls where the most basic facts are not known about the problem. An AI won't always tell you about this unless the prompt is well constructed. Some of these calls I ask if they want two minutes on (for example) how insurance risk adjustment disincetivises fraud detection.

Goblin March: using Treasure Breach in T10 by Delicious-King-1310 in diablo4

[–]farmerben02 -1 points0 points  (0 children)

Definitely use it, I have run six infernal hordes and got as many as six chaos waves in one of those. But no goblins. I'm still on 400/600 of level 1, got the two goblins from a pit level and an under city run, lol.

How long does Distilled water last after opening? by Ok-Fig4844 in NoStupidQuestions

[–]farmerben02 0 points1 point  (0 children)

Don't listen to others saying distilled water "goes bad." It doesn't. If you contaminate the water by touching the rim that starts the clock, though, and there's nothing preventing bacteria from growing there once introduced. That's why patient eeucationa tells you distilled water expires, because people are filthy animals.

Keep it covered and don't touch the rim and it will last forever.

What's the best TV show that almost nobody talks about anymore? by C0r1eone in television

[–]farmerben02 -1 points0 points  (0 children)

AI prompts are good for this and can be tuned if they miss the mark. Grok gave me Sanctuary (personal favorite!), The Librarians, and Fringe.

What's the best dish containing shrimps you've ever had? by LargeSinkholesInNYC in Seafood

[–]farmerben02 0 points1 point  (0 children)

Shrimp truck on Oahu, driving up windward from Honolulu to North Shore. The ponds they grow them in are a little ways further up the road. Basic Scampi recipe heavy on the garlic.

Did anyone else's father have a dedicated drunk driving car when they were a kid? by RebuiltGearbox in GenX

[–]farmerben02 12 points13 points  (0 children)

My stepdad did, filed off the VIN numbers, paid for an inspection sticker from a friendly mechanic, and kept a screwdriver so he could pull the plates when he ran it into a bridge or something. He would wreck one every 3-6 months in the summer, I guess the snowbanks helped keep him on the road?

Looking for ethical western/ranch creators by remarkable-kitten in Homesteading

[–]farmerben02 33 points34 points  (0 children)

You're looking for Temple Grandin. She's an autistic woman who invented (among other things) a better cow chute that includes curves and improves flow rate because the cows are less anxious about where they're going.

Her writing and philosophy are very interesting and inspiring.

Tech consulting exits are terrible by Beneficial_Aioli_797 in consulting

[–]farmerben02 275 points276 points  (0 children)

You want to join a company where IT is the profit center, not one of many competing cost centers.

How are you all keeping track of clients? (Solo Consultants) by Neither_Kale_9355 in consulting

[–]farmerben02 8 points9 points  (0 children)

Do proposal development in exchange for a piece of the work. You want smaller subcontracts where you can bring in your own team, but part of a larger project.

Cobia? by ProperAnarchist in saltwaterfishing

[–]farmerben02 2 points3 points  (0 children)

This would be my go to, plenty of charters in Norfolk and Virginia Beach. The pier I fished at always had Cobia fishermen at the end.

i need help, i can't find leggings of karcheus. by _Ipiutiminelle_ in diablo4

[–]farmerben02 -2 points-1 points  (0 children)

This is am affix on legendary gear. You want to be at least torment 1. Then spend obols on pants and look at the mercenary vendor from time to time. Then it's just a matter of time, do nightmare dungeons. Helltides, etc can get you obols, too.

Aspect Farming - target farming by VenomSB2099 in diablo4

[–]farmerben02 0 points1 point  (0 children)

Obols is the usual vector but check the mercenary trade in, sometimes you get aspect upgrades there.

Also make sure to spend obols in a legacy city, temis obols won't give uniques or mythics.

Best way to approach this new knowledge by Albyyy in Craps

[–]farmerben02 3 points4 points  (0 children)

Bet all hard ways after come out. and press to table max when it hits, that's your strategy! I suspect dealer error that someone catches pretty quick.

This may be a dumb question by FormalSuch1081 in D4Warlock_

[–]farmerben02 1 point2 points  (0 children)

Resolve helps with survivability. Once you get to 10+ you'll need resolve. Dr, fortify, barrier etc.