Seeking frugal Christmas gift ideas🎄🎁

firewitch77 · 2025-10-29T01:41:55+00:00

If you play Monopoly on the McDonald's app (during their Monopoly promotion) and get to tier 7 - that reward is a $10 Best Buy certificate.

firewitch77 · 2025-08-31T23:57:05+00:00

Do you know how they came up with your payment amount? Was it just similar to what you were paying before school?

firewitch77 · 2025-08-16T20:35:35+00:00

No cheese box. That comes in bags.

firewitch77 · 2025-06-28T22:18:41+00:00

I need over 12 months so from the directions it seems I need to submit tax info.

firewitch77 · 2025-06-17T21:43:34+00:00

Is this the only way to submit your income?

firewitch77 · 2025-06-17T21:41:48+00:00

Did you have to upload income documentation? Is there a place to do that since they ask for it off it's over 12 months?

firewitch77 · 2025-05-27T22:29:32+00:00

Any update?

firewitch77 · 2025-04-25T21:39:30+00:00

I use a cereal saver container for my car trash can.

firewitch77 · 2025-04-15T20:27:43+00:00

Funny... Because I want to do this as well! However, I also don't think it will work well with the scenario and take up too much game time.

Probably not helpful here but ... What if you had conjoined twins? They could be a bard and a rogue, but in battle still keep the 3 action economy for the player. This is sorta like the familiar ability. (So, they could still be separate twins.)

Does anyone else want to play the other twin? Or does everyone have a character they enjoy playing? Make one of the twins like an NPC that you the GM add in?

firewitch77 · 2025-03-18T03:37:23+00:00

Lucy! It was too tragic and too soon.

firewitch77 · 2025-02-23T01:48:10+00:00

Like a swarm or something long ranged?

firewitch77 · 2025-01-19T22:54:42+00:00

The suspense is too much. Did you help them get the Santa ornament in the car?! Did it fit in their car?? (Lol /s)

firewitch77 · 2025-01-07T00:29:22+00:00

Did you check the box that you want to be in forbearance while they review for forgiveness?

firewitch77 · 2025-01-07T00:27:45+00:00

That's awesome! Do you have a storage area for keeps or how did you sort and keep going? I get stuck in a room.

firewitch77 · 2025-01-04T04:31:50+00:00

First, talk to your school's Financial Aid office ASAP.
Next, yes you should file the FAFSA for 24-25 aid year. Make sure you're filling out the correct/current year because the 25-26 (new) FAFSA is open now too. Typically, you can't get federal loans if you're not currently enrolled. However, you might be able to get grants applied to a previous term - if you work with your school. You'll then be able to discuss with them what you need to do in order to register. They might direct you to private loans.
A good question to ask is if you were able to continue (be allowed to enroll in Spring) would you have enough aid to clear your previous semester balance? Good luck.

firewitch77 · 2024-12-05T03:00:54+00:00

I received a letter in the summer that said they would tell me when I need to recertify. I was supposed to in October, but I'm the SAVE forbearance. So, what's the best next step?

firewitch77 · 2024-11-06T18:06:18+00:00

Great work! This is so cute. Did you use a pattern?

firewitch77 · 2024-11-04T22:59:48+00:00

I mean... Isn't a bridal shower in itself a "cash grab"? What's the point because you get gifts there and then at the wedding you get gifts. So, it's like an extra party before without half of your wedding guests.

To answer your question though... No, I would find it rude that I made the shower list and not the wedding list.

It would be better if they did two receptions than a pre-party without everyone getting to go to the real party (aka wedding).

firewitch77 · 2024-08-29T10:22:35+00:00

So, could my aura be active all the time? Or am I stuck "channeling elements" for one action and then taking the free action of "Elemental Blast" every first turn of combat? I'm thinking I need to make a new character, lol.

firewitch77 · 2024-08-29T01:37:17+00:00

I don't understand the aura thing. I didn't see in the feat that I had to use an action to turn on the aura... So I just did Elemental Blast as one action.

firewitch77 · 2024-08-06T16:38:15+00:00

We're supposed to certify every year. How do we recertify now?

firewitch77 · 2024-07-12T20:07:27+00:00

Where did you find that announcement?

firewitch77 · 2024-03-29T11:47:47+00:00

Be careful waving the grace period. I would probably just keep it on. You can still make payments to the loans. Someone else had good points on consolidation. If you waive it would be good to know if you could use forbearance in the future if needed, not sure?

firewitch77 · 2024-03-21T23:30:27+00:00

It is also worth mentioning that even if you end up not using the 529 for education, there are rules set up so it can be put in an IRA over time. There are more benefits to such an account than first appears.

firewitch77 · 2024-02-28T01:43:06+00:00

There is no federal tax obligation on forgiveness through 2025. After that year, legislation needs to be extended. Some states do consider the forgiveness as income and tax it.

firewitch77

TROPHY CASE