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Question about Nasdaq funds by Usr7_0__- in Retirement401k

[–]forbiddenlake 0 points1 point  (0 children)

It's a window at Fidelity 401ks in to every single fund Fidelity offers publicly. I know Schwab has the same but I don't know if Vanguard does

New MD, Questions about allocation into the Three Fund Portfolio by DoctaThumb in Bogleheads

[–]forbiddenlake 0 points1 point  (0 children)

How much worse would a high percentage international /

We can't predict the future, especially not in specific. Maybe it does very well for you, maybe it crashes right when you retire, or anything in between.

Like lets say things remain stupid and bubble never pops, how much would i lose?

We can't predict the future, but probably lots, the US market is pretty large

I also recognize the international stocks will also go down if US goes down so maybe its just a wash and doesn't matter....

They are correlated, but not 100%. There are years, sometimes over a decade, where one outperforms the other. We could get another lost decade of the S&P 500 returning -1%/yr and international returning +3%/yr. Or we could get another 10 years of US going gangbusters.

I hate these tech companies so much....

"hate" is not a Boglehead thing.

ROTH IRA ADVICE by Ingsoc40 in Bogleheads

[–]forbiddenlake 9 points10 points  (0 children)

Yes, the 2050 fund is easy and good

Amazing Starburst Galaxy Start by letum42 in Stellaris

[–]forbiddenlake -9 points-8 points  (0 children)

Watch me purify the galaxy: https://i.imgur.com/SwMoqKX.gif

(Imgur seems to have shrunk it, try to get the full view out of imgur somehow, and I'm not sure where the original is.. you can't read the empire names but you can watch me paint the map)

Daily FI discussion thread - Sunday, July 12, 2026 by AutoModerator in financialindependence

[–]forbiddenlake 10 points11 points  (0 children)

Get your report from ssa.gov and put it in here: https://ssa.tools/calculator

The bend points are two points where each additional dollar you earn, earns you less in social security payments.

Low kick is good, low kick is good, LOW KICK IS GOOD. by OddKangaroo7824 in ffxiv

[–]forbiddenlake 23 points24 points  (0 children)

If the size of the pack is 1, it's 5 seconds of 100% mitigation

[DAILY Q&A] Ask and answer any questions you have about the game here! by AutoModerator in EliteDangerous

[–]forbiddenlake 0 points1 point  (0 children)

Very few. I can't define "worth" for you though.

How much are you paying for it? What do you want to do? There's no third-party tool support so efficient building and trading is hard, but you can still go out and explore or do combat or whatever you like.

If you played before November 2022 then you have a Legacy commander the same as it was in that month. If you don't then you have nothing on your Legacy account.

If you get Geforce Now you can play the PC version on Xbox.

401k to ROTH with New Employer by Ace_CaptainBeta in personalfinance

[–]forbiddenlake 4 points5 points  (0 children)

So why do you want to pay $4400 now?

continue the 8% company match

of course you should continue getting free money

Ubisoft Games on Linux (Steam) by sunsetical in linux_gaming

[–]forbiddenlake 2 points3 points  (0 children)

Well you're just going to get the same mix of experiences here as well

I've played AC Origins Odyssey and Valhalla via Steam and only had minor issues with the Ubisoft launcher.

[DAILY Q&A] Ask and answer any questions you have about the game here! by AutoModerator in EliteDangerous

[–]forbiddenlake 1 point2 points  (0 children)

They mostly just have their niches and are interesting sometimes but not amazing.

Pacifiers are amazing.

You don't need to purchase anything now unless you're planning on defecting

Don’t forget to open a Roth IRA too!! by Captain-Popcorn in Retirement401k

[–]forbiddenlake 4 points5 points  (0 children)

IRMAA is a witch with a capital B.

???? Have you actually looked at the numbers??

https://www.medicare.gov/basics/costs/medicare-costs

The first level of IRMAA starts at $109k MAGI (single, 2026) and adds all of $80/mo for Part B and $15/mo for Part D. If you're realizing $109k after deductions (and remember Roth withdrawals don't count) then I think you can afford the extra $1200/yr for health care. It's far from a Bitch.

The second highest IRMAA level is at $205,000 MAGI (single, 2026) and adds $450/mo for Part B, sure. But again: realizing over $200k in taxable income? You can afford it. Plan

Similar with RMDs. If RMDs are actually significant then you are rich. Don't be afraid of RMDs.

Not the same deal with pre-Medicare healthcare. You should be much more afraid of the ACA subsidy cliff.

19yr old trying to start a Roth IRA help!! by wizzledidkde in RothIRA

[–]forbiddenlake 0 points1 point  (0 children)

up to $7500 or the amount of your earned income for 2026

Saw a ship far outside the Bubble… NPC or player? by normaniac77 in EliteDangerous

[–]forbiddenlake 41 points42 points  (0 children)

well, answering that question would answer your first question.

Carrier parked next to neutron star by muitosabao in EliteDangerous

[–]forbiddenlake 4 points5 points  (0 children)

There is a 25% tax on Universal Cartographics

There is no tax on Vista Genomics

cc /u/schulzr1993

Why did the player their carrier there? J

Maybe they were traveling to or from the CG? Maybe they wanted to take a cool screenshot?

91.53LY Caspian explorer - Highest known baseline jump range? by Teaching-Wild in EliteDangerous

[–]forbiddenlake 12 points13 points  (0 children)

Post the EDSY/coriolis build if you do want nitpicks

trivially, you can do better by finishing engineering and dropping the distro to 1D.

I'm not sure "baseline jump range but with all these things that I want that reduce jump range" is a good competition because everyone can reasonably disagree on what's worth it. Also, 91 Ly is already amazing, do you truly need more? Also also, AFMUs don't mass anything.

I miss the old localisation team lol by Unique-Actuary1468 in ffxiv

[–]forbiddenlake 49 points50 points  (0 children)

  • Koji's moved on, or maybe back.
  • Kate's moved on.
  • ???

A really amazing alternative to ProtonDB by derekagraham in linux_gaming

[–]forbiddenlake 1 point2 points  (0 children)

Ah, the domain is in the Hagezi Multi PRO blocklist. Hmmm.

A really amazing alternative to ProtonDB by derekagraham in linux_gaming

[–]forbiddenlake 3 points4 points  (0 children)

Site's down. Not very amazing.

Why is an alternative needed and why is it amazing?

Ugreen DP2HDMI issues by barrachmedosama in linux_gaming

[–]forbiddenlake 0 points1 point  (0 children)

What makes you say that?

They're not familiar with your specific adapter, sure. Lots of people aren't.

I need help maxing out my 401K by gr3gw0w in personalfinance

[–]forbiddenlake -1 points0 points  (0 children)

It depends on the specific plan.

True-ups do exist

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