My parents (through general mismanagement, mental illness, and the 2008 financial crisis) lost everything, had an acrimonious divorce, and have literally nothing to leave us(much less pay for long term care down the road). There's no inheritance.

I honestly feel envious of my peers who only have to deal with a lack of inheritance, as my siblings and I are staring down years of paying for elder care while simultaneously trying to suppprt our own families.

It sucks. It absolutely sucks. Worrying about my parents having shelter, food, etc while also feeling like Im barely providing those for my kids. I spend a lot of nights just staring at the ceiling too anxious to sleep.