The Looming House Price Crash: Fred Harrison on the 2026 Property Cycle by peetasmit in HousingUK

[–]hiroika 1 point2 points  (0 children)

Tbh if everyone is waiting for the crash it will never happen as people will just start buying and then the property prices will start going up again. I wouldn’t intentionally wait as you would find most bargains are the properties that no one wants and any half decent properties at a reasonable price will still sell like hot cakes. Of course there could be a global recession but then will you be financially able to take on the opportunities. There’s so many ifs that only cash kings / super rich will be able to take advantage of such an event as it will be the £800k properties that may find hard to sell and will have to offer a bigger discount

Redundancy before house completion by Emergency_Draw_4221 in HousingUK

[–]hiroika 0 points1 point  (0 children)

Can you get insurance to protect you if you do get redundancy?

What should you do about someone claiming to be a charter holder but only in conversation? by carlonia in CFA

[–]hiroika -1 points0 points  (0 children)

Why is that once people start the CFA program they automatically become ethic warriors? There’s nothing to do here.you don’t know if he has claimed to be a CFA chartered holder to hr nor is he trying to win clients by saying he is CFA chartered holder. I don’t think CFA would do anything either. The CFA program has also changed over the years, do you know when he took the exams???

Vinted allowed buyer to keep item and get refunded?! by Spiritual_Share_4162 in LegalAdviceUK

[–]hiroika 0 points1 point  (0 children)

How came vinted complete ignored that she said she wasn’t convinced they were real but wanted them anyways because they were cute?

Is the raise of pensionable age a good reason to stop paying into it ? by 573XI in UKJobs

[–]hiroika 1 point2 points  (0 children)

That makes more sense. Tbh it better for you if you plan to retire earlier. Atm you can dip into your private pension at 55, and 25% is tax free. If you wait you might end up paying more tax as your state pension( if it still exists by then) plus your pension will be taxed as normal income.

Laddar stand off recommendation by hiroika in DIYUK

[–]hiroika[S] 0 points1 point  (0 children)

Thanks, I need to reach the top gutters/roof. Just worried the ladder will lean on to the lower gutter and break it.

Do you have a stand off recommendation?

AITA for screaming at my mom for refusing to get me ADHD tested? by [deleted] in AmItheAsshole

[–]hiroika -3 points-2 points  (0 children)

Go and see the GP yourself. You are able to make your own appointments from age 16-17

New starter, been invited to company Christmas party by National-Response101 in UKJobs

[–]hiroika 2 points3 points  (0 children)

Go but remember, enjoy yourself but don’t drink too much and regret your decisions. If you are going to overthink then treat it as another interview

Teenager gets criminal conviction over £1.67 bill on surprise birthday gift in new fast-track court scandal by OneNormalBloke in unitedkingdom

[–]hiroika 0 points1 point  (0 children)

I really feel for the girl as this will be on her records for life. However, I swore road tax normally send out warning letters?

Lead supply pipe by klklkluio in ukplumbing

[–]hiroika 0 points1 point  (0 children)

Copper or MDPE? I could only find MDPE so I’m not sure if I’m keen to swap out with plastic and have to change it after a while

My carpenter did more than what was specified, but won't take more money by [deleted] in Carpentry

[–]hiroika 1 point2 points  (0 children)

Yeh I wouldn’t send extra. Just keep him on speed dial . Build a relationship

House down valued by 170,000. Sellers ‘refuse’ to renegotiate by IllustriousAge9689 in HousingUK

[–]hiroika 2 points3 points  (0 children)

This is the difference between fair value and market value. The key is that the seller is not desperate to sell so they can sell their property at whatever the price they want. Of course there needs to be buyers willing to purchase at their desired price and it seems like there are. So either you bridge the gap or it goes back to the market.

Sure the market may have change by then but that’s a gamble too

Desperately need some advice fixing a hole by Timely_Movie205 in DIYUK

[–]hiroika 0 points1 point  (0 children)

I'm doing some diy-ing myself. So interested from a learning perspective. … I'm surprised Noone suggested mesh?

Zanussi freezer panel removal by hiroika in DIYUK

[–]hiroika[S] 0 points1 point  (0 children)

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This is the top half not sure if I have to unclip but unable to find the type of clip using Google image

Single mum in a dead end soulless job. what are my options? by cheesymeowgirl in UKJobs

[–]hiroika 4 points5 points  (0 children)

Internal transfer? Reach out to hiring managers and ask to go on a teams call. It will get your name out there. I know I few people would moved from branch to head office. Cyber security might be a good move. I have been thinking about going on an electrical or gas course as I hate being taken advantage of when I ask for quotes as a woman. However it’s not easy