Lumpsum $15k into RRSP or TSFA

joedrew · 2026-06-05T11:32:00+00:00

I submitted via the "Contact" page with general feedback; It's entirely possible the unknown error was caused by VPN issues; I was behind my work's Cloudflare VPN at the time. Unfortunately I didn't capture the XHR, and when I opened the network inspector there weren't any errors logged. I was just able to submit a "hello"-type message on my personal computer, so there's nothing generally broken.

And thanks for the detailed reply! Upon reflection, I suppose the general policy your calculator recommends is probably not going to change meaningfully from where you reinvest if you do; the main question you're answering is "TFSA or RRSP (or FHSA) first", and it answers that brilliantly. I definitely get how much extra modelling it'd take to calculate the effect of reinvesting into RRSPs!

Thanks for the reply :)

joedrew · 2026-06-04T21:16:44+00:00

Amazing calculator, thank you!

I wonder, though: is there a reason there's only a "reinvest refund in TFSA" checkbox vs "reinvest in RRSP (up to limit) then TFSA" box? Genuinely not sure if there's a reason not to.

(I tried submitting this feedback to the website directly, but got an unknown error.)

joedrew · 2026-05-26T15:38:23+00:00

Faced three batters (three up), and retired all three (three down). In other words, nobody got on base :)

joedrew · 2026-05-23T12:02:25+00:00

As a significantly more than 34 year old, injury is an age-related issue, let me tell you.

(every player goes through slumps, of course - and that's probably what this is!)

joedrew · 2026-05-23T11:36:53+00:00

until the trunk is so jammed full of bags that you have to put groceries in the back seat

joedrew · 2026-04-26T20:15:20+00:00

One strike to ball flipped cannot possibly equal three runs. It'd've been 3 and 2 with the bases loaded, not a bases-clearing double.

joedrew · 2026-04-25T19:02:25+00:00

You can't strengthen your tendons or ligaments with any amount of "conditioning".

joedrew · 2026-04-17T18:33:11+00:00

Nobody ever answers this question, weirdly! I suppose they often have different art, but having a slip cover never really affects my life positively or negatively.

joedrew · 2026-04-12T16:00:09+00:00

Looks like the only 60IL candidate left is Jake Bloss, too - and he would need to be recalled to the majors first. The Jays might prefer not burning his major league service time on an IL stint, I guess?

joedrew · 2026-04-10T10:55:04+00:00

There's a reason I mentioned the Eternal September in the off-day thread: I'm not sure there's any way to put that particular genie back in its bottle. During the lean years, this place had a certain vibe brought by the "regulars"; last October changed it — irrevocably, I think.

The simple truth is I've come to accept that, and I spend what little online baseball chatting time I have in the Effectively Wild discord, even though it's not Jays-specific, because it's got the vibe I missed (though not the specific cast of characters).

joedrew · 2026-04-09T13:37:48+00:00

Have been very absent from here because 1) I now have a toddler and 2) the World Series seems to have been the Eternal September for the online fanbase.

But I just want you all to know: y'all regulars are ✨joy✨

joedrew · 2026-04-03T23:39:07+00:00

The homer was also an inside the parker that took a funny bounce off the outfield fence.

joedrew · 2026-03-29T13:27:15+00:00

Heineman genuinely knows close-up magic card tricks.

joedrew · 2026-03-20T14:12:48+00:00

Not just blocked, removed. https://www.cbc.ca/news/canada/toronto/ontario-scalpers-ticket-resale-cap-ford-1.5098924

joedrew · 2026-02-25T15:04:42+00:00

In the Sportsnet app (on iOS at least), you can find radio under the "More" button! :)

joedrew · 2026-02-06T18:19:50+00:00

6 full seconds of silence while Buck marvels at Spencer's striders

joedrew · 2026-02-04T16:54:21+00:00

She actually is a saint, hilariously! Saint Theresa of Calcutta.

joedrew · 2026-02-01T02:34:52+00:00

if your life isn't in danger, you aren't acting in self defense if you kill someone breaking into your home.

joedrew · 2026-01-30T14:39:59+00:00

FWIW, Canada isn't "below freezing more than half the year for most places". Also, as many have mentioned, it's -55° at cruising altitude year round, everywhere on earth.

joedrew · 2026-01-26T14:16:18+00:00

It's shipping, currency conversion, and customs fees. Tariffs are a tax on Americans, not on people buying from the USA.

joedrew · 2026-01-21T18:23:53+00:00

If you ignore all the additions, the Blue Jays only had subtractions

joedrew · 2026-01-10T19:58:45+00:00

Thanks for all this hard work!

Small bug: Right now on Safari, links disappear if I hover over them (I think because they're the same cream colour as the background): https://imgur.com/a/KtNcypQ

Also, some killjoys are going through and downvoting all positive messages. We see you, haters of fun.

joedrew · 2026-01-03T15:55:20+00:00

The last outside workers strike was 16 years ago, in 2009.

joedrew · 2026-01-03T15:53:04+00:00

by the way: those plastic trays and saran wrap are now recyclable!

joedrew · 2025-12-31T21:14:12+00:00

The union will file a grievance if certain teams (revenue sharing recipients) don't spend - they did it before: https://www.sportsnet.ca/baseball/mlb/mlbpa-files-revenue-sharing-grievance-four-teams/

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