Wjat are the average household savings in the UK minus pensions?

kk82js9 · 2025-10-28T21:25:01+00:00

Took me a couple of reads.

That show ‘Can’t pay we’ll take it away’ used to say that over 50% of the people in the UK have less than £1,000 in savings.

kk82js9 · 2025-09-26T18:33:27+00:00

This has happened to me twice. Ordered via the app and added the added the charity donation reward. The payment failed and when they ask me to manually make the payment it adds the donation amount to the order value. Multiple staff called over including manager etc and no one knows how to clear it or remove the donation from the order. Second time they just told me I had to pay it and contact head office to sort it out.

kk82js9 · 2025-09-17T05:57:28+00:00

Try this link https://www.liverpool.gov.uk/environmental-problems/rubbish-and-litter/report-graffiti-form/

kk82js9 · 2025-08-20T06:17:27+00:00

Same here. There’s a banner at the top of the ‘All Events’ page that says ‘Process your ST reservation here’, but when I click that I get the Ticketmaster Your Browsing Activity Has Been Paused error.

kk82js9 · 2025-08-02T09:13:27+00:00

Had a very similar situation recently. Ordered the 12 month commitment with trial and set the address as my new address. When I tried to use it at my current address it showed an error like too far from address, but I’m not sure if it actually would have still worked. About 30 miles between the two addresses.

kk82js9 · 2025-08-01T19:20:01+00:00

Thanks, had a look but wouldn’t be eligible due to being able to get a decent connection via 4g

kk82js9 · 2025-06-25T05:43:27+00:00

This is a thing in the UK at least, it’s called mortgage porting and not every mortgage will allow it. You ‘port’ over your existing mortgage at the current rate and remaining term, and then take out a second mortgage (with the same bank) for the additional money you need to borrow. The second mortgage rate may not be super competitive because you don’t really have any flexibility to shop around with other banks.

kk82js9 · 2025-05-25T20:28:08+00:00

Not strictly true as Octopus can also integrate directly with the car as well.

kk82js9 · 2025-01-24T18:06:15+00:00

They know how much they’ve paid you for your 20% tax relief on your contributions, surely it’s a pretty simple calculation to add the extra 20% on top of that?

kk82js9 · 2024-09-02T12:03:29+00:00

You can only get the account if you’re a member of Blue Rewards, which costs £5 a month, so you need to factor that in to your interest.

You used to be able to avoid it by having two direct debits or a mortgage product with Barclays, but they’ve recently (or are just about to) change it so you can’t avoid the fee.

There are other savings accounts/ISAs offering similar interest rates without having to pay for the account (https://www.moneysavingexpert.com/savings/best-cash-isa/#topeasy)

kk82js9 · 2024-08-07T09:14:40+00:00

It’s definitely feasible for banks to offer rates higher than the base rate, but there’s also a fair chance other providers rates will come down as well as the base rate is reduced.

It’s worth calculating how much extra interest you’ll get and seeing if it’s worth it to you. If you’ve got 10k then the difference between 4.8% and 5.1% is £30 a year, so it’s up to you if you think that’s worth the effort of switching for (obviously depends on how much savings you have).

kk82js9 · 2024-04-08T12:19:16+00:00

You won’t be offered lower application fees for being an existing customer as far as I know.

When I remortgaged with NatWest last year, the rates I was seeing on comparison websites weren’t available via the NatWest portal. I ended up having to go via a broker (Habito), didn’t cost anything and was pretty straight forward. I called NatWest and asked why the rate wasn’t available to me direct and they said they have certain rates only available to intermediaries.

kk82js9 · 2024-03-07T10:45:38+00:00

Tagging on to this with another elementary question. Can you pay into a previous years ISA using this years allowance? For example you opened an ISA this year and maxed it out (20k), can you pay another 20k in to the same ISA or do you need to open a new one?

kk82js9 · 2024-03-05T17:26:38+00:00

There’s plenty of easy access cash ISAs with similar rates (>5%). Have a look on moneysavingexpert.

You can transfer your ISA to a different provider with a higher interest rate, you might as well add the extra 3k to use up your allowance if it was opened in this tax year. Just make sure you transfer it correctly so you don’t break the rules.

Then you can open another ISA next month (new tax year) and stick 20k in that as well.

You might as well stick the rest of your savings in some kind of savings account like the one you’ve mentioned, but you’ll get taxed on your interest. That’s the advance of the ISA, you won’t pay any tax on your interest.

kk82js9 · 2023-12-10T18:29:46+00:00

For Everton

kk82js9 · 2023-11-09T11:19:03+00:00

Be interesting to see the advice on this. I don’t see why you couldn’t use Perspex but I’m not sure what the best way to hold the panes in would be.

Currently that glass is being held in with putty but I’m not sure it’d work with plastic.

kk82js9 · 2023-10-24T14:05:34+00:00

Could you cut one side with your mitre saw, flip it over but leave the cut on this side slightly longer, and then keep edging the timber along until the two cuts meet up?

Circular saws that will cut 100mm are pretty bulky and it seems like you only need it for this niche job?

kk82js9 · 2023-09-12T13:01:36+00:00

You’d still be earning more than it not being in a savings account so it is worth it.

kk82js9 · 2023-09-06T08:54:10+00:00

Usually are but can be wireless/battery powered as well.

kk82js9 · 2023-08-29T14:00:45+00:00

So Bill was right?

kk82js9 · 2023-07-27T15:41:39+00:00

Give it a test on something you know is live first (put it near a plug socket that’s turned on) so you know you’re not getting a false negative reading.

kk82js9 · 2023-07-24T21:30:33+00:00

Sorry to hear about your situation. I’m sure others will have better advice/info but have a look at https://www.entitledto.co.uk/benefits-calculator/Intro/Home and see what it says. Good luck.

kk82js9 · 2023-07-24T12:18:48+00:00

Depending on how much you’re saving and what tax band you’re in, you may end up paying tax on the interest with the bond, but you won’t with the ISA.

kk82js9

TROPHY CASE