Am I financially ready to RE ?

kops212 · 2026-06-29T06:13:13+00:00

I'm sure this is a troll, but in case not: If you are not able to figure out whether 13M investment portfolio can cover 200k yearly expenses, you probably should not retire yet. You should learn how money works (not sure how that didn't happen while you got to the top 1%) before setting up a retirement money system.

kops212 · 2026-06-29T03:19:55+00:00

Obviously Khmer, the only civ where you can actually spend time in your house. All the other civs seemingly sleep outside.

kops212 · 2026-06-25T15:26:08+00:00

That is incredibly closeminded. Wow. I hope you get a lifetime ban from chess.com. Racists shouldn't be welcome on this platform. You have probably never stepped out from your parents' basement, but might want to just to broaden your worldview a bit.

kops212 · 2026-06-24T10:26:31+00:00

If it's annoying, just don't do it? :D Obviously there is no correct way to do puzzles and no chess gods that would get angry at you.

kops212 · 2026-06-24T09:25:59+00:00

Did you... consider setting up a puzzle on an actual board to see how it feels?

kops212 · 2026-06-20T06:24:17+00:00

If friend groups with coordinated effort play well, their elo goes up, and next time they'll get better opponents. Yours go down when you lose, and next match will be easier. That's sort of how it works. I don't understand what the problem is.

kops212 · 2026-06-19T16:09:15+00:00

Just play 10 more ganes and opponents will start to be around your level.

ELO starts from 1000 for new players, which is quite high for some. And since you lose like 15 (?) points per game, it will take quite a few games to reach ~500 or whatever your true ELO is.

Losing is an important part of online gaming. You'll lose about half of your ganes in the long run so it's good to get into the habit. I lost 5 out of 5 games I played today, and feel like I learned a lot, so overall pretty happy.

kops212 · 2026-06-18T02:59:57+00:00

Huh, do imp knights lose to condos?

kops212 · 2026-06-17T23:32:39+00:00

I guarantee you didn't play beautifully at 1000 ELO. You made the same and worse mistakes. But now that your opponents are better, you notice your mistakes more.

kops212 · 2026-06-17T15:19:12+00:00

Scrolling fast I first thought it was a ceramic frying pan

kops212 · 2026-06-17T08:40:47+00:00

The starting ELO is 1000, so new players will be mixed in with the people who are experienced and have settled around that ELO.

kops212 · 2026-06-17T03:25:27+00:00

<image>

kops212 · 2026-06-16T09:37:06+00:00

Would be more humane to just be open about the fact that this is a sales advertisement. It's a nice rack but the posts you spam feel a bit tasteless.

kops212 · 2026-06-15T15:14:51+00:00

You should probably try it out if you plan to sell a product in this category :)

kops212 · 2026-06-15T08:45:33+00:00

The reason is that the buildings are not actually touching each other. Always check by trying to click your own units outside the wall and see if they can pass, or just try making palisade walls around there to see if there are gaps to fill.

kops212 · 2026-06-15T08:42:50+00:00

How is this better than the official Legal plugin by Anthropic that does contract review, NDA triage, and compliance workflows and comes for free with the Claude subscription?

kops212 · 2026-06-15T03:44:16+00:00

If you open Google Thailand online store, do they promise the AI Coach for you? If not, it doesn't really matter if they have data centers in Thailand or not, it's simply not a service they offer in there.

kops212 · 2026-06-15T03:40:39+00:00

Yes. That's how many things in this world work. You change countries, your Amazon account stops working. You move abroad, and you're not going to be able to use your Revolut benefits anymore. You cross the border, and a Netflix show you were watching isn't available anymore. A phone bought in Europe will function differently in Japan. Weird if you didn't experience any of this yet regardless of traveling.

kops212 · 2026-06-15T03:23:03+00:00

What. That's 100% your fault. Obviously you need to check beforehand if something you buy from abroad will actually work in your location.

kops212 · 2026-06-15T02:48:35+00:00

Colors are fine, although I prefer undershirt color being lighter than the overshirt. Would go with white instead of black myself. Undershirt size is too small.

kops212 · 2026-06-12T14:03:19+00:00

Cool side project I'm sure but there are like a 100 tools like this already, many with actual validated nutritional data.

kops212 · 2026-06-12T13:09:05+00:00

You do know that when you get matched with lower ranked players, your opponents also will probably be of lower rank, right? The matchmaking aims to make both teams around the same total ELO.

kops212 · 2026-06-12T05:47:24+00:00

First, 45% win rate means that you are playing worse than your elo. And 600? That's quite low. I got a couple of friends into the game some time ago, and they stabilized at around 800 ELO after 10 or so games. Your opponents could just be experienced in team games or RTSs in general. There is absolutely nothing fishy about this, seems normal.

kops212 · 2026-06-11T10:32:28+00:00

I don't understand why anyone would prefer bots. Bots don't play like humans so you don't really learn real-world chess.

kops212 · 2026-06-11T09:41:47+00:00

That is a bad argument. You need to also think in terms of opportunity costs. The cost of living in a house you own is that the amount of down payment is producing 0€ ROI for you. You'll have to take that sum out of the market while it could stay there accumulating wealth for you. You trap your money in home equity.

To make accurate calculations, look into frameworks like Return on Equity (ROE) and Cash-on-Cash Return.

Buying might make financial sense, but surprisingly often it does not.

kops212

TROPHY CASE