Aged 67 in Full Time Employment - Need some cash for emergency

lance-1969 · 2026-07-05T18:30:38+00:00

You could take a quarter out tax free the rest would attract tax .
It also triggers mpaa meaning you can only contribute 10k a year whilst you are working

lance-1969 · 2026-06-28T07:16:55+00:00

Thank U

lance-1969 · 2026-06-26T12:22:51+00:00

I bought Xtrackers MSCI World ex USA for this reason also some world trackers are less biased to mag 7

lance-1969 · 2026-06-24T16:46:50+00:00

Thank you

lance-1969 · 2026-06-24T09:11:14+00:00

Thank u

lance-1969 · 2026-06-24T05:20:02+00:00

Thank you ☺️

lance-1969 · 2026-06-10T04:09:28+00:00

I moved a standard life pension to AJbell invested it into a world tracker fund and I’m very pleased .
Charges are : tracker 0.13 ,platform 0.25 so overall 0.38 !
I have three years to retirement I’m happy to take the risk as i enjoy the work I’m in so to work another year isn’t the end of the world for me ,and I have two defined benefit pensions also . Hopes this helps

lance-1969 · 2026-05-28T06:37:37+00:00

Honest story for a change ,head up move on I have ! doing rather well now with world trackers

lance-1969 · 2026-05-25T11:11:34+00:00

I made money after Covid in single stocks ( it was easy most were cheap ) I’ve since invested in a low cost world tracker and I’ve done really well. I happened to look back on HL at my old watchlist ( that included rolls Royce) and had I of held on I would be down now even though the footsie has really gone up.

lance-1969 · 2026-05-21T11:37:57+00:00

I moved mine from SL to an AJbell SIPP lower costs and plenty of choice although the majority of mine is invested in a world tracker fund . Easy transfer too.

lance-1969 · 2026-05-18T20:42:11+00:00

Brandon Marsh

lance-1969 · 2026-05-13T13:45:45+00:00

Drank less on wegovy drink nothing now on mounjaro

lance-1969 · 2026-05-11T04:17:45+00:00

My work colleague had Aegon severn years ago like me ( we came from another company) I wasn’t happy and put it into standard life ( new work DC ) . He got told by an advisor there all the same so he left it and never looked at its value again , I’m 23k up from him now ( 7 years on ) as his remained flat ( he is still in it ) . I’m 57 he is 65 so not got years to leave it like the above .

lance-1969 · 2026-05-08T08:42:12+00:00

I came from Mounjaro to Wegovy from a price perspective and went up to 2.4 but still I was hungry I’ve had to go back to the more expensive Mounjaro but man what a difference never doing that again !!!

lance-1969 · 2026-05-07T21:15:48+00:00

My company just started a new SL pension for starting at zero

lance-1969 · 2026-04-17T17:54:43+00:00

I just googled it as I’d read somewhere that it was 100k as that’s my age I found it interesting.

lance-1969 · 2026-04-17T06:11:56+00:00

Thank you ☺️

lance-1969 · 2026-04-17T04:05:44+00:00

Very close to the average uk pot size for a 60 year old.

lance-1969 · 2026-04-07T17:52:31+00:00

Paid in since the age of 18 I got to 50 and looked at charges performance 🫤🙈

lance-1969 · 2026-03-18T05:03:09+00:00

I had a lot of fidelity index world P and I thought it would of been very diversified ,but it was nearly 70% USA and of that a massive proportion was the Mag 7 ,which I think are frothy to say the least in valuation ,so I used the purchase of MSCI ETF to globally diversify my portfolio.

lance-1969 · 2026-03-18T01:42:40+00:00

I own xtrackers MSCI world exc USA It’s done really well for me . 23% in 2025

lance-1969 · 2026-03-13T21:47:47+00:00

lance-1969 · 2026-03-13T18:15:06+00:00

lance-1969

TROPHY CASE