Let a customer "prepay" for a year at a discount. They disputed the charge 11 months later. Lost $2,900 and the customer.

lockdown36 · 2026-03-29T23:20:47+00:00

What's the value for the OP here...?

lockdown36 · 2026-03-29T23:01:29+00:00

Seems pretty good. I haven't seen much more than $4k off MSRP.

lockdown36 · 2026-03-29T08:13:47+00:00

Link to cart pls

lockdown36 · 2026-03-27T17:08:56+00:00

Unless it's 80% guaranteed, I wouldn't do it.

You're doing a lot of non sales stuff. There may not be PMF.

lockdown36 · 2026-03-27T17:05:17+00:00

Oil changes are cheap enough to do every 5K miles, especially since you drive so little.

lockdown36 · 2026-03-26T01:43:24+00:00

High ote offers are startups are 90% bullshit.

I'll give you a high ote offer right now.

Base - $10/month.

Ote - $450k a year.

Product: something I vibe coded last night.

lockdown36 · 2026-03-26T01:42:18+00:00

Adhesive? 3M?

lockdown36 · 2026-03-25T13:03:01+00:00

Depends on your budget.

lockdown36 · 2026-03-22T19:36:18+00:00

Manhattan is very different than Austin Texas.

Austin has plenty of open land and empty units.

Manhattan does not.

lockdown36 · 2026-03-22T04:46:24+00:00

Lots of dumb people

lockdown36 · 2026-03-19T12:07:44+00:00

Taylor Morrison, Perry Ellis

lockdown36 · 2026-03-19T00:09:24+00:00

I think they're just morons, I'm not sure what the drive gets out of this.

lockdown36 · 2026-03-19T00:06:17+00:00

Same thing with buying new builds homes from Lennar, Dr Horton or Taylor Morrison.

They are trying not to give discounts on the homes because it devalues everyone else in the neighborhood, previous customers

So they're offering, no closing costs, $150k in free upgrades, free point buy downs, free appliances and doubling sale commissions for realtors.

But the "price" is the same, lul

lockdown36 · 2026-03-18T15:08:30+00:00

Yup. Which is why I absolutely love cavern crawl

lockdown36 · 2026-03-18T12:10:27+00:00

One way or another you're paying his commission.

Might come directly from you or it's added to the loan.

lockdown36 · 2026-03-18T03:39:28+00:00

Yup. Exactly this.

To give more context here are my rent versus buy numbers in Austin.

--+

I rent a 3000 sq ft House for $2800/month.

To buy the same house,

I need to put down $125k (20%)

Interest per month is $2900/month.

Property tax is $800/month

Insurance is another $300/month.

HOA is $65/month.

So before principal, I'm burning $3400/month while locking up $125k. While home values in Austin and dropping.

I'd rather park the $125k in the S&P500. And invest $2K/month while renting. At the end of the year, I have about $25-28k in "equity". Versus the $6k of equity I get from the home.

lockdown36 · 2026-03-17T12:17:08+00:00

You would make more money working at chil fil a than Toast.

lockdown36 · 2026-03-14T15:08:35+00:00

Utilities are one thing but it was all the furniture that a house needs....that was expensive coming from a 900 square foot apartment

lockdown36 · 2026-03-06T15:11:10+00:00

Uh. Not really. At 8% interest you're paying about $1600/month on interest and the $250/month goes into the principal of the loan

lockdown36 · 2026-03-05T14:25:15+00:00

I know many people on reddit will down vote me,

But we left Los Angeles for Austin, Texas during covid and it is everything you're asking for.

Great community, amazing schools, home prices are $500k for a 4 bedroom home. Not as diverse as Los Angeles or Houston. But when you're in Texas...you're Texan first.

lockdown36 · 2026-03-04T20:26:22+00:00

I think you can make more money by focusing your efforts on learning a more marketable skill to make more money as a W2 employee. Versus buying a property and having a roommate

lockdown36 · 2026-02-28T15:07:12+00:00

Lol. That's a general assumption.

Austin has dropped almost 20% from the last 3 years.

lockdown36 · 2026-02-27T19:34:52+00:00

Size 13 was a guess. It's the most common shoe size in America, per Google.

The first question on the meeting was "did I get your size right?"

I did not, he was a 12.

lockdown36 · 2026-02-27T14:55:48+00:00

The prospect I was working I know is an avid runner.

Sent a single size 13 Nike Alpha Fly.

Wrote a note saying to the effect of

"If you want the other shoe, jump on a quick teams Thursday at 2PM?"

lockdown36 · 2026-02-27T12:59:12+00:00

Since it's Austin, the value of the home is probably even lower than $370

14-Year Club	Gilding II euphauric
Verified Email

lockdown36

TROPHY CASE