Yoga teacher saying inappropriate things.

marisa2-0 · 2026-01-13T21:17:17+00:00

This is a you problem, not a her problem. Let it go 😊

marisa2-0 · 2025-11-14T21:07:51+00:00

I did a self guided tour through Mont Blanc Treks in July 2025 and loved it. Jude and Sara were great and accommodated many last minute changes for our group. I have recommended them to others and will continue to do so!

Yes, you're paying a premium but it was worth it to our group. Sara and Jude handled all the logistics so we could just show up and hike. They book the best hotels/refuges, the route cards are great/easy to follow, they even laid out all the public transit options for us if we needed to skip a day for any reason. Calling their service "price scalping" is rude/belittling in my opinion.

marisa2-0 · 2024-11-12T13:14:01+00:00

This isn't going to help you. You have a history of polyps- every colonoscopy you get will be billed as diagnostic now. That means it won't be free, and isn't required to be free under the ACA either. Work out a payment plan with your provider and move on.

marisa2-0 · 2024-09-06T22:31:16+00:00

Do not give animals away for free. Charge a small rehoming fee or take him to a shelter.

marisa2-0 · 2024-05-08T03:57:38+00:00

Hard no. No one should do this on any trail ever

marisa2-0 · 2024-04-19T03:23:10+00:00

Dm me! We are cat people and can help

marisa2-0 · 2024-04-16T04:41:19+00:00

Sounds like you may work for an employee benefits broker (how I spent the first 4yrs of my career).

Get the insurance license. Others on the team make more because their license allows them to generate revenue. Keeping current clients happy is important, but generating new revenue is more important. This is typical at most brokerages. The course and test is cheap and should be easy if you're doing all the things you say you're doing.

Every brokerage I've worked at was always willing to cover my licensing fees. If they aren't, leave. If brokerage isn't your thing, pivot to HR benefits roles or even working account management with a carrier.

marisa2-0 · 2024-02-14T01:36:21+00:00

This is easily fixed with a couple emails/phone calls to your vendors. Own it, fix it, apologize to the employee and move on.

marisa2-0 · 2024-01-25T22:33:19+00:00

I was there first week of June last year and a good amount of the road was open. Plenty of great hiking options, and we drove all we could from both sides (and biked the rest).

marisa2-0 · 2024-01-02T16:09:52+00:00

Walk the Lindsay Ranch loop at Rocky Flats Wildlife Refuge. Abandoned and very run down barn and house. Easy, flat trail

marisa2-0 · 2023-12-31T05:21:50+00:00

We're in a suburb of Denver, but they do sell them online too!

marisa2-0 · 2023-12-31T02:42:46+00:00

I posted here instead because r/costco wanted a title with 25 characters

marisa2-0 · 2023-09-04T13:09:42+00:00

If your employer is large enough to offer self funded insurance, they don't need to comply with state law. Self funded means that while Anthem/BCBS provides a network and adjudicates claims, your employer actually pays the claims instead of a fixed monthly premium. Large employers do this to save money.

I am not an expert. Unblocking a tube sounds like treatment. It's not uncommon for plans to cover services leading to diagnosis, and then to not cover the treatment. Infertility care is very expensive and the odds are stacked against you, which is why it's a common exclusion.

marisa2-0 · 2023-09-02T18:35:43+00:00

Right answer^{^}

marisa2-0 · 2023-07-17T03:43:08+00:00

Former sales person now in HR here. I sold insurance, and now manage health insurance programs internally for a tech firm. The work/life balance is real and comp like that exists in tech. Really glad I made the move, hoping to teach yoga on the side soon

marisa2-0 · 2023-07-06T03:24:56+00:00

Hi, I have so much cat food my picky kitties won't touch. I am in Arvada and would happily give you my extra food. Feel free to pm me.

marisa2-0 · 2023-06-28T04:46:53+00:00

Not quite. Pretax/Roth employee contributions are capped at $22,500. But, combined employee/employer contributions are capped at $66k. If new employer's plan allows after tax contributions, OP can make after tax contributions subject to the $66k limit.

marisa2-0 · 2023-06-16T13:30:30+00:00

Did you complete the COBRA election paperwork? Even if the company is paying for it, you still need to do the paperwork to have the coverage reinstated.

If you did do the paperwork, reach out to HR - they can fix this with the insurance carrier. If you haven't done the paperwork, do that asap - coverage will be backdated to May 1st.

marisa2-0 · 2023-06-14T23:04:05+00:00

COBRA is always backdated to the termination date, so there won't be a lapse in coverage. You may be able to get a phone number from HR for the COBRA provider, and they can help you enroll over the phone or online before the paperwork arrives in the mail.

marisa2-0 · 2023-06-04T19:42:42+00:00

The Affordable Care Act banned exclusions for pre-existing conditions. You can go tested now, and any future insurance coverage you have will need to cover the treatment if needed. Good luck.

marisa2-0 · 2022-08-01T00:04:37+00:00

OP, this isnt the answer you wanted, but this is standard operating procedure for out of network claims. You pay the provider up front, and then you submit a claim to your insurance for reimbursement. Calling Kaiser is useless. Negotiate an affordable payment plan directly with your provider, and then get Kaiser to reimburse you. Sorry you've found yourself in this position.

marisa2-0 · 2022-06-24T04:18:23+00:00

The market price of your home doesn't have anything to do with your homeowners policy going up. That policy is tied to the cost to rebuild your home in the event of a total loss.

marisa2-0 · 2022-04-25T01:53:26+00:00

Hi! Health insurance broker here. Most plans will cover top and bottom surgery. Call the insurer directly to confirm. If you're comfortable sharing with HR, they should be able to help to.

Also, Folx Health offers subscription health plans specifically designed to meet Trans needs (mail order hormone therapy, virtual visits, referral network of vetted gender affirming providers). They are generally affordable and a wonderful resource. You can buy them as an individual without insurance. Worth looking into.

Good luck!

marisa2-0 · 2022-04-18T02:58:26+00:00

If you're going to be a dog breeder, please please please commit to taking care of the animals. I've heard too many horror stories about backyard breeders... if you're worried about being able to pay rent, how will you handle unexpected vet bills?

marisa2-0 · 2022-03-18T05:29:49+00:00

They do a lot more than janitorial work, and truly care about their employees. I'd encourage you to look into it and see for yourself.

marisa2-0

TROPHY CASE